Aegon User Reviews
|Claim Settlement Ratio||99.25%|
|Customer Care||9:00 AM to 7:00 PM|
|Death Benefit Paid For||344 Policies|
|Total Death Benefit Paid||Rs. 64.60 Crore|
High claim settlement ratios
After good research to purchase a good term insurance plan, I found a list of insurance companies based on the claim settlement ratios at InsuranceDekho. This list helped me choose an insurance provider I can fully rely on. Finally, I purchased an Aegon i-Term plan.
User Reviews on Aegon Term Insurance Alternatives
- ICICI Prudential Term Insurance
- Edelweiss Tokio Term Insurance
- Canara HSBC OBC Term Insurance
- PNB MetLife Term Insurance
- Kotak Term Insurance
- Bharti AXA Term Insurance
- IndiaFirst Term Insurance
- Exide Term Insurance
- Max Term Insurance
- Aviva Term Insurance
- HDFC Term Insurance
- Aditya Birla Sun Term Insurance
- Reliance Nippon Term Life Insurance
- Pramerica Term Insurance
- Ageas Federal Term Insurance
- Shriram Term Insurance
- SBI Term Insurance
- Tata AIA Term Insurance
- Star Union Dai-ichi Term Insurance
- LIC Term Insurance
- Bajaj Allianz Term Insurance
- Future Generali Term Insurance
Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.
Popularly Opted Term Insurance Sum Assured
Why to Buy Term Insurance Policy Online from InsuranceDekho
- Tax benefit upto 1,50,000*
- Claim support everyday 10AM-7PM
- 45 Lacs+ happy customers
Term Insurance News
- Top Term Insurance Policies in India
Your family's financial security is built on your insurance ...31 August 2021
Aegon Term Insurance Contact Details
Insurance Dekho755 1196 989Mon to Sun 10:00 AM to 7:00 PM
Aegon Term Insurance1800-209-9090Mon to Sat 9:00 AM to 7:00 PM
Claim Process at Aegon Term Insurance
Claim IntimationIn the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
Submission of DocumentsClaim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
Claim EvaluationOnce the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
Claim SettlementIf claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.
FAQ About Aegon Term Insurance
What will I get if my Aegon Life Term Insurance policy matures?
Aegon Life Term plan does not have a maturity benefit. The benefits will be paid out to the policyholder family in case of his/her death or to the policyholder in case if he/she is diagnosed with a terminal illness. If the policyholder chooses the critical illness benefit, the benefits would be paid out to the policyholder if he/she is diagnosed with any of the listed 36 critical illnesses.
Can I make changes to my Aegon term policy after I buy it?
No, policy terms and the premium amount cannot be changed once the policy is bought.
Are terrorist attacks covered under the Aegon life term insurance policy?
Yes, death due to terrorist attacks is covered under the Aegon term plan. The death benefit can be claimed by the policyholder nominee or the legal heir.
How much life cover should I select when I buy an Aegon term plan?
Your ideal life cover amount should depend upon your financial situation. Income and Liabilities should be taken into consideration. The basic rule to select your life cover is:
- At age 30 years, life cover should be 20 times your annual income.
- At age 40 years, life cover should be at 15 times your annual income.
- At age 50, your life cover should be 10 times your annual income.
What is Critical Illness Cover?
Critical illness cover is an additional benefit rider available with Aegon term plan which will provide the policyholder with a lump sum payout if diagnosed with listed 36 critical illnesses. There are no restrictions on hospitals or against any expenses incurred.