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Kotak Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of Kotak
4.6
Based on
146 User reviews

  • Simple plan but good

    Recently, on the recommendation of one of my friends, I bought the Kotak Life Insurance Policy. This plan is really good and gives excellent protection to loved ones against financial stress in case of unexpected events. Special mention to InsuranceDekho for getting it issued quickly

    G
    Gurcharan Raheja
    On: Aug 22, 2023

  • Finally I have a good plan

    I had dedicated a lot of time looking for a good term plan. So happy that I went for the Kotak Life Insurance Policy after being advised so by the InsuranceDekho team. I would recommend the company to those looking for a superb term plan at low premium rates. 

    R
    Rohit Malhotra
    On: Aug 10, 2023

  • Nice policy

    I have always relied on InsuranceDekho for my insurance needs. This time also I had my reasons to choose InsuranceDekho, who helped me choose the Kotak Life Insurance Policy that covers me completely at low premium rates. I am happy! 

    D
    Deepak Desai
    On: Aug 07, 2023

  • Got my policy issued quickly

    I had planned to buy the Kotak Life Insurance PolicyMax Life Premium Return Protection Plan. When it came to the issuance part, I relied on the InsuranceDekho team. As I was told by one of my friends, the team got my plan issued quickly without paperwork or any other hassle. Thanks a lot to you guys.

    V
    Vasu Tewari
    On: Aug 03, 2023

  • Super satisfied

    It has been a week since I got my Kotak Life Insurance Policy issued. It was a great experience of getting the policy issued at InsuranceDekho. I am fully satisfied with the support the team gave me. I would recommend the company to everyone. 

    P
    Priyeesh Sharma
    On: Jul 31, 2023

  • Transparent and Honest Policy Terms

    I appreciate InsuranceDekho's transparency in presenting its term insurance policy terms. There were no hidden surprises with the Kotak Life Insurance Policy, and everything was explained honestly. A trustworthy company indeed!

    A
    Anmol Singh
    On: Jul 24, 2023

  • Policies for Diverse Needs

    InsuranceDekho offers a range of customizable life insurance policies to suit different individuals and families. I appreciated the flexibility they provided in tailoring the Kotak Life Insurance Policy to my specific requirements. Whether it was the coverage amount, policy term, or additional riders, I had the freedom to choose what worked best for me. It's great to have options that fit my unique needs.

    S
    Sheena Vora
    On: Jul 19, 2023

  • Flexibility of Time

    InsuranceDekho is the best online insurance company. I would recommend their services to everyone. The customer support team of the company was very helpful throughout the process. I had a great time purchasing the Kotak Life Insurance Policy through your online platform. I appreciate all the hard work done by your team.

    G
    Gurneet Arora
    On: Jul 17, 2023

  • Overall had an amazing experience

    I had a great experience with InsuranceDekho when buying the Kotak Life Insurance Policy. They offered a wide range of plans to choose from, and the online application process was simple and straightforward. The customer support team was prompt and efficient in assisting me throughout the entire process.

    N
    Nitesh Dhiman
    On: Jul 12, 2023

  • Easy-to-use interface

    The website of InsuranceDekho was extremely easy to use. Even though it was the first time when I was buying a life insurance plan from InsuranceDekho, I still faced no problems. I eventually bought the Kotak Life Insurance Policy from InsuranceDekho. 

    A
    Arpit Pathak
    On: Jul 10, 2023
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Claim Process at Kotak Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • Why should I choose Kotak Life Insurance?

    Kotak Life Insurance Company offers various insurance plans such as Protection, Savings and Investment, Retirement and Child Education Insurance plans. These plans are designed to cater to the needs and budget of every individual. Kotak Life Insurance has a claim settlement ratio of 96.38% for the year 2019-20.

  • What all life insurance plans does Kotak Life Insurance offer?

    Kotak Life Insurance Company offers various insurance plans such as Protection, Savings and Investment, Retirement and Child Education Insurance plans.

  • What is the toll-free customer care number for Kotak Life Insurance?

    Kotak Life Insurance toll-free number is 1800-209-8800.

  • How do I calculate my premium for Kotak Life Insurance plans?

    You can compute your premium for Kotak Life Insurance plans:

    Step 1: Open the Kotak Life Insurance website and locate the ‘How to Do I’ section then click on ‘Pay My Premium’
    Step 2: On the ‘Pay My Premium’ page click on ‘Calculate My Premium’
    Step 3: Enter your details required such as name, date of birth, mobile number, email ID and choose your gender as well choose if you are a tobacco user or not.
    Step 4: Click on ‘Get Quote’ and various quotes will appear on the screen.

  • What are the online modes of payment offered by Kotak Life Insurance?

    Kotak Life Insurance provides the facility of online payment of premiums through Net Banking, Debit/Credit cards, E-wallets and Bill Desk.

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