Kotak Life Insurance Premium Calculator
Claim Settlement Ratio | 98.50% |
Customer Care | 8:00 AM to 10:00 PM |
Death Benefit Paid For | 3,225 Policies |
Inception | 2001 |
Presence | 232 Branches |
Total Death Benefit Paid | Rs. 170.14 Crore |
Term Life Insurance Premium Calculator
Gender
- Male
- Female
Date of Birth
Do you smoke or chew tobacco?
- Yes
- No
Choose required coverage to secure your family’s future
Kotak Life Insurance Mediclaim Policy Premium Calculator
Premium Calculator is an online tool that gives information about the payable premium amount towards the life insurance plan opted by you. It allows you to adjust the sum assured according to your requirements from the policy and based on your budget. This calculator is designed specifically to calculate monthly amounts of premiums payable to achieve sum assured. Using a premium calculator you can get personalized results by selecting the type of life insurance policy, and other factors like policy term, age, premium frequency, sum assured, etc.
How to Use the Kotak Life Insurance Premium Calculator?
You can use the premium calculator available at InsuranceDekho by following the below-mentioned steps:
Step 1: Go to the official website of InsuranceDekho and find the ‘Premium Calculator’ displayed on the ‘Life Insurance’ page.
Step 2: Select the type of life insurance policy that you require and fill in your personal details such as Age, Gender, Cover-up and Life Cover.
Step 3: Once you fill in the details, the premium will get calculated instantly. Remember, if you make any changes to the variables like Age, Gender, Cover-up and Life Cover, then your calculations will differ.
Benefits of Using Kotak Life Insurance Premium Calculator
The benefits of using the insurance premium calculators are as follows:
- Swift Premium Calculation: Insurance Dekho premium calculators help in calculating your premium based on your requirements in the policy. The customer needs to enter information such as Gender, Age, Cover-up, Life Cover. The calculator instantly calculates monthly payable premiums according to the sum assured amount.
- Correct Premium Calculation: The premium calculator accurately calculates the premium for the policy that you should be paying for your life insurance policy.
- Helps in Decision Making: The premium calculator at InsuranceDekho helps you in comparing various insurance plans through which you can easily make the right purchasing decisions. This tool helps you in purchasing the most affordable plan as per your requirements.
- Smooth Usage: Insurance Dekho premium calculators are quite simple and allow hassle-free usage. Anyone can calculate premium swiftly by simply entering the needed information.
Explore Kotak Life Insurance
Latest News on Kotak Life Insurance


Why to Buy Life Insurance Policy Online from InsuranceDekho
- Tax benefit upto 1,50,000*
- Claim support everyday 10AM-7PM
- 50 Lacs+ happy customers
Claim Process at Kotak Life Insurance
Kotak Life Insurance Premium Calculator FAQs
-
If I include any additional riders to my Kotak Life insurance plan, will the premium payable go up?
If you include any optional riders to your Kotak life insurance plan, the amount of premium payable will go up as every optional rider included offers benefits at an extra cost.
-
What all factors are responsible for premium calculation for Kotak Life Insurance plans?
The factors that affect the premium calculation for Kotak Life insurance plans include gender, age, medical history, BMI Index, geographical location, and the policyholders lifestyle.
-
Do Kotak Life insurance plans provide tax benefits?
As per Section 80C of the Income Tax Act, 1996, the customers do get tax benefits.
-
How would my Premium change if I add Riders to my Kotak Life insurance plan?
By adding riders to Kotak Life Insurance coverage, the premium will increase because different riders provide different benefits that cost extra for the additional coverage benefit that it provides.
-
Does age affect the premium of the Kotak Life insurance plan?
Yes, age is considered an important factor while calculating the premium. Higher the age higher the risk which increases the premium to provide adequate protection.