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Kotak Life Insurance Premium Calculator

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Kotak Life Insurance
Highlights
Claim Settlement Ratio98.50%
Customer Care8:00 AM to 10:00 PM
Death Benefit Paid For3,225 Policies
Inception2001
Presence232 Branches
Total Death Benefit PaidRs. 170.14 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

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Do you smoke or chew tobacco?

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Kotak Life Insurance Mediclaim Policy Premium Calculator

Premium Calculator is an online tool that gives information about the payable premium amount towards the life insurance plan opted by you. It allows you to adjust the sum assured according to your requirements from the policy and based on your budget. This calculator is designed specifically to calculate monthly amounts of premiums payable to achieve sum assured. Using a premium calculator you can get personalized results by selecting the type of life insurance policy, and other factors like policy term, age, premium frequency, sum assured, etc.

How to Use the Kotak Life Insurance Premium Calculator?

You can use the premium calculator available at InsuranceDekho by following the below-mentioned steps:

Step 1: Go to the official website of InsuranceDekho and find the ‘Premium Calculator’ displayed on the ‘Life Insurance’ page.

Step 2: Select the type of life insurance policy that you require and fill in your personal details such as Age, Gender, Cover-up and Life Cover.

Step 3: Once you fill in the details, the premium will get calculated instantly. Remember, if you make any changes to the variables like Age, Gender, Cover-up and Life Cover, then your calculations will differ.

Benefits of Using Kotak Life Insurance Premium Calculator

The benefits of using the insurance premium calculators are as follows:

  • Swift Premium Calculation: Insurance Dekho premium calculators help in calculating your premium based on your requirements in the policy. The customer needs to enter information such as Gender, Age, Cover-up, Life Cover. The calculator instantly calculates monthly payable premiums according to the sum assured amount.
  • Correct Premium Calculation: The premium calculator accurately calculates the premium for the policy that you should be paying for your life insurance policy.
  • Helps in Decision Making: The premium calculator at InsuranceDekho helps you in comparing various insurance plans through which you can easily make the right purchasing decisions. This tool helps you in purchasing the most affordable plan as per your requirements.
  • Smooth Usage: Insurance Dekho premium calculators are quite simple and allow hassle-free usage. Anyone can calculate premium swiftly by simply entering the needed information.
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Kotak Life Insurance User Reviews

4.5
Rating based on
117 User reviews
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What users are saying
  • All
  • Personalized Customer Care

    I had some questions about my coverage under the Kotak Life Insurance Policy and called customer service. The ...

    Read More
    S
    Kotak
    By Saroj Pathak
    On: May 29, 2023
  • Hassle-free Process

    Purchasing a health insurance plan from InsuranceDekho was quick and easy. I bought the Kotak Life Insurance P...

    Read More
    G
    Kotak
    By Govind Gurman
    On: May 24, 2023
  • Informative data

    The InsuranceDekho website contains a lot of informative data. I recently bought the Kotak Life Insurance Poli...

    Read More
    C
    Kotak
    By Charu Tiwari
    On: May 18, 2023
  • Affordable prices

    I wanted a plan at an affordable price. I visited the InsuranceDekho website and found the Kotak Life Insuranc...

    Read More
    V
    Kotak
    By Vedash Chatterjee
    On: May 11, 2023
  • Smooth process

    I decided to buy Kotak Life Insurance Policy from InsuranceDekho but was confused about the overall process. T...

    Read More
    S
    Kotak
    By Shashi Nangia
    On: May 09, 2023
View All Kotak Life Insurance Reviews

Claim Process at Kotak Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

Kotak Life Insurance Premium Calculator FAQs

  • If I include any additional riders to my Kotak Life insurance plan, will the premium payable go up?

    If you include any optional riders to your Kotak life insurance plan, the amount of premium payable will go up as every optional rider included offers benefits at an extra cost.

  • What all factors are responsible for premium calculation for Kotak Life Insurance plans?

    The factors that affect the premium calculation for Kotak Life insurance plans include gender, age, medical history, BMI Index, geographical location, and the policyholders lifestyle.

  • Do Kotak Life insurance plans provide tax benefits?

    As per Section 80C of the Income Tax Act, 1996, the customers do get tax benefits.

  • How would my Premium change if I add Riders to my Kotak Life insurance plan?

    By adding riders to Kotak Life Insurance coverage, the premium will increase because different riders provide different benefits that cost extra for the additional coverage benefit that it provides. 

  • Does age affect the premium of the Kotak Life insurance plan?

    Yes, age is considered an important factor while calculating the premium. Higher the age higher the risk which increases the premium to provide adequate protection.

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