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Kotak Life Insurance User Reviews

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Choose required coverage to secure your family’s future

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of Kotak
4.6
Based on
146 User reviews

  • Got to know claim rejection factors

    Knowing the claim rejection factors beforehand helped me avoid mistakes when I wanted to make a claim under Kotak Life e-Term Plan. Following the to do’s when I made a claim on InsuraceDekho, it got settled in no time. 

    S
    Sandy Mehta
    On: Jun 16, 2021

  • Optimum service

    InsuranceDekho provides optimum level service to its customers. For that, besides offering relevant policy information, the website takes necessary measures to provide security to customer’s private information. This convinced me to buy Kotak Life e-Term Plan from here. 

    D
    Deborshi Chaturvedi
    On: Jun 14, 2021

  • Smooth online payment portal

    The online payment portal of InsuranceDekho is smooth. I chose the payment mode of my preference, selected the payable amount and within seconds, the payment was received. Now, I hold Kotak’s Life e-Term Plan. 

    A
    Ankit Batabyal
    On: Jun 10, 2021

  • Simple issuance

    I was looking for a befitting life insurance plan to protect my family financially at the time of my untimely demise. I would like to thank InsuranceDekho for making the issuance of Kotak Life’s e-Term Plan so simple. I generated my quotes, compared the premiums and selected the best deal. 

    P
    Praninth Chawla
    On: Jun 09, 2021

  • Various types of plans available

    From the website of InsuranceDekho, I got to know about various types of term insurance plans, their offered coverage and benefits. After a thorough comparison, I bought Kotak Life’s e-Term Plan to shield my family in my absence. 

    B
    Brinda Koley
    On: Jun 03, 2021

  • Easy-to-use platform

    There are several insurance companies, however, InsuranceDekho indeed provides an easy-to-use platform. The user-friendly interface of InsuranceDekho made it much easier for me to buy Kotak Life insurance plan

    P
    Prakhar Bhargava
    On: Invalid date
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Claim Process at Kotak Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • Why should I choose Kotak Life Insurance?

    Kotak Life Insurance Company offers various insurance plans such as Protection, Savings and Investment, Retirement and Child Education Insurance plans. These plans are designed to cater to the needs and budget of every individual. Kotak Life Insurance has a claim settlement ratio of 96.38% for the year 2019-20.

  • What all life insurance plans does Kotak Life Insurance offer?

    Kotak Life Insurance Company offers various insurance plans such as Protection, Savings and Investment, Retirement and Child Education Insurance plans.

  • What is the toll-free customer care number for Kotak Life Insurance?

    Kotak Life Insurance toll-free number is 1800-209-8800.

  • How do I calculate my premium for Kotak Life Insurance plans?

    You can compute your premium for Kotak Life Insurance plans:

    Step 1: Open the Kotak Life Insurance website and locate the ‘How to Do I’ section then click on ‘Pay My Premium’
    Step 2: On the ‘Pay My Premium’ page click on ‘Calculate My Premium’
    Step 3: Enter your details required such as name, date of birth, mobile number, email ID and choose your gender as well choose if you are a tobacco user or not.
    Step 4: Click on ‘Get Quote’ and various quotes will appear on the screen.

  • What are the online modes of payment offered by Kotak Life Insurance?

    Kotak Life Insurance provides the facility of online payment of premiums through Net Banking, Debit/Credit cards, E-wallets and Bill Desk.

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