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Kotak Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of Kotak
4.6
Based on
146 User reviews

  • Great saving plan

    I have finally found the best saving plan. Thanks to InsuranceDekho, I have Kotak Life Premier Income Plan that gives guaranteed annual income payouts immediately after the premium payment term is complete. I am happy and satisfied! 

    T
    Tarun Chaudhary
    On: Aug 02, 2021

  • Got genuine advice

    I was looking for a retirement plan when the team at InsuranceDekho informed me about Kotak Life Premier Pension Plan. I must admit that I was given completely genuine advice based on my needs. Also, I got the plan issued very quickly.   

    A
    Ashwin Bhatia
    On: Jul 28, 2021

  • Found the best plan for myself

    I was looking for a life insurance plan for months. Thankfully, I listened to the advice of my friend and talked to an InsuranceDekho expert. He suggested to me Kotak Life Premier Money Back Plan, which suits every need of mine. 

    A
    Akshay Bhatnagar
    On: Jul 26, 2021

  • Policy conditions were cleared

    I was considering the Kotak Term Plan but was unsure of a few policy details. I called up at InsuranceDekho and got all the doubts cleared within a few minutes. The team here is very professional. Highly recommended! 

    P
    Pankaj Pant
    On: Jul 23, 2021

  • Claim settlement was stress free

    I had to file a claim for the Kotak Life Saral Jeevan Bima plan. Must say the claim settlement process was easy because of the InsuranceDekho website and the team. I followed all the instructions given and got an easy claim. Thanks to you guys! 

    A
    Arun Malik
    On: Jul 21, 2021

  • Excellent customer service this time as well

    I am not new to InsuranceDekho. Around a year back, I bought health insurance with the help of these guys and now Kotak Term Plan. Both times, I was given superior support and guidance at every step. So glad to have InsuranceDekho by my side. 

    J
    Jayant Ghosh
    On: Jul 19, 2021

  • Easy claim settlement process

    I had to file a claim for the Kotak E-Term Plan. I followed the process mentioned on the InsuranceDekho website. As expected, the claim process went smoothly and there was no issue of any kind. I thank the team for their complete support. 

    A
    Aditi Bhatia
    On: Jul 19, 2021

  • The website is full of information

    I was looking forward to buying the Kotak Life E-Term Plan, but always ended up getting confused due to lack of proper details. Thanks to InsuranceDekho’s informative website, I made the decision in 2 days. Would suggest it to all! 

    R
    Rajib Kar
    On: Jul 16, 2021

  • Top-notch customer assistance

    InsuranceDekho has an extremely cooperative and knowledgeable customer care team. With the help of the InsuranceDekho customer care team, I purchased the Kotak Term Plan without any second thoughts. 

    S
    Sahil Verma
    On: Jul 14, 2021

  • Quick claim settlement

    I settled a death claim under Kotak’s Saral Jeevan Bima with the help of simple and clear instructions given at the InsuranceDekho website. Must say that the website is really user-friendly and full of relevant information. 

    V
    Vikram Sharma
    On: Jul 12, 2021
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Claim Process at Kotak Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • Why should I choose Kotak Life Insurance?

    Kotak Life Insurance Company offers various insurance plans such as Protection, Savings and Investment, Retirement and Child Education Insurance plans. These plans are designed to cater to the needs and budget of every individual. Kotak Life Insurance has a claim settlement ratio of 96.38% for the year 2019-20.

  • What all life insurance plans does Kotak Life Insurance offer?

    Kotak Life Insurance Company offers various insurance plans such as Protection, Savings and Investment, Retirement and Child Education Insurance plans.

  • What is the toll-free customer care number for Kotak Life Insurance?

    Kotak Life Insurance toll-free number is 1800-209-8800.

  • How do I calculate my premium for Kotak Life Insurance plans?

    You can compute your premium for Kotak Life Insurance plans:

    Step 1: Open the Kotak Life Insurance website and locate the ‘How to Do I’ section then click on ‘Pay My Premium’
    Step 2: On the ‘Pay My Premium’ page click on ‘Calculate My Premium’
    Step 3: Enter your details required such as name, date of birth, mobile number, email ID and choose your gender as well choose if you are a tobacco user or not.
    Step 4: Click on ‘Get Quote’ and various quotes will appear on the screen.

  • What are the online modes of payment offered by Kotak Life Insurance?

    Kotak Life Insurance provides the facility of online payment of premiums through Net Banking, Debit/Credit cards, E-wallets and Bill Desk.

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