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Kotak Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of Kotak
4.6
Based on
146 User reviews

  • Bought Kotak plan at low premium

    I was searching for a term insurance plan. Luckily, I came in touch with InusranceDekho team that introduced me to Kotak Life E-Term Plan. Must say that I really got a good plan at low premium rates. Also, the services of the company are superior. Again, thanks to InsuranceDekho. 

    S
    Sanjay Jain
    On: Sep 06, 2021

  • You get many options

    I was looking for a good life insurance policy, when I came across the InsuranceDekho website. I must say that I got to explore many policy options and choose the Kotak Premier Income Plan after consulting the team of experts. I highly recommend the company to all! 

    A
    Ashok Kalkhor
    On: Sep 03, 2021

  • Happy and satisfied

    I am here to praise InsuranceDekho for assisting me through the issuance of my Kotak Life Saral Jeevan Bima policy. Must say that the team is really professional. Keep up the good work guys! 

    A
    Amit Kumar Saxena
    On: Aug 31, 2021

  • Kotak is best

    I have always relied on Kotak for my insurance policies. This time also I chose Kotak LifeTime Income Plan from InsuranceDekho. Must say that it is highly beneficial and comes at a low premium price. 

    S
    Sudhakar Sharma
    On: Aug 27, 2021

  • Simple term plan

    It has been around 2 weeks since I purchased the Kotak Saral Jeevan Bima plan. It is a simple plan that I got at an affordable premium rate. However, there are many benefits. Highly recommended! 

    R
    Raghav Kaul
    On: Aug 23, 2021

  • Informative website

    During my online hunt for an investment plan, I came across the InsuranceDekho website. Within a few hours, I knew Kotak Wealth Optima Plan was ideal for me. The website is so well built and gives you all the information, making the process easy. 

    S
    Sahdev Yadav
    On: Aug 19, 2021

  • My Kotak plan is good

    I have always preferred Kotak for insurance purposes. After my health plan, this is my second time buying the Kotak Premier Income Plan. I yet again want to thank InsuranceDekho for helping me with the plan information. 

    S
    Siddharth Jadhav
    On: Aug 16, 2021

  • Supportive team

    I am here to appreciate the team at InsuranceDekho. I had a good experience while buying my Kotak Life Premier Endowment Plan. The team was very professional and helped me every single time. 

    S
    Saksham Singh
    On: Aug 12, 2021

  • Easy claim process

    I had to file a claim for my Kotak Life Health Shield Plan. I would like to thank the InsuranceDekho team for helping me with the process and advising all necessary steps to take. 

    G
    Garvit Bhatia
    On: Aug 09, 2021

  • Good team

    InsuranceDekho experts are highly reliable. I can say the same because I needed consistent support during the issuance process of my Kotak LifeTime Income Plan and got it without any issue. 

    N
    Neeti Pant
    On: Aug 05, 2021
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Claim Process at Kotak Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • Why should I choose Kotak Life Insurance?

    Kotak Life Insurance Company offers various insurance plans such as Protection, Savings and Investment, Retirement and Child Education Insurance plans. These plans are designed to cater to the needs and budget of every individual. Kotak Life Insurance has a claim settlement ratio of 96.38% for the year 2019-20.

  • What all life insurance plans does Kotak Life Insurance offer?

    Kotak Life Insurance Company offers various insurance plans such as Protection, Savings and Investment, Retirement and Child Education Insurance plans.

  • What is the toll-free customer care number for Kotak Life Insurance?

    Kotak Life Insurance toll-free number is 1800-209-8800.

  • How do I calculate my premium for Kotak Life Insurance plans?

    You can compute your premium for Kotak Life Insurance plans:

    Step 1: Open the Kotak Life Insurance website and locate the ‘How to Do I’ section then click on ‘Pay My Premium’
    Step 2: On the ‘Pay My Premium’ page click on ‘Calculate My Premium’
    Step 3: Enter your details required such as name, date of birth, mobile number, email ID and choose your gender as well choose if you are a tobacco user or not.
    Step 4: Click on ‘Get Quote’ and various quotes will appear on the screen.

  • What are the online modes of payment offered by Kotak Life Insurance?

    Kotak Life Insurance provides the facility of online payment of premiums through Net Banking, Debit/Credit cards, E-wallets and Bill Desk.

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