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Kotak Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of Kotak
4.6
Based on
146 User reviews

  • Perfect as per my needs

    It has been about 2 weeks since I bought the Kotak Life Saral Jeevan Bima Plan. Thanks to InsuranceDekho that they helped me buy this plan without any issue. This plan fits my needs and expectations in every way. 

    S
    Saurabh Sahu
    On: Oct 14, 2021

  • Got good savings plan

    I was highly concerned about choosing the right savings plan. I am happy that I bought the Kotak Life Assured Savings Plan at the advice of InsuranceDekho. The plan is really great and comes at a low premium. 

    S
    Srikant Massey
    On: Oct 11, 2021

  • Finally got a good savings plan

    It has been about 16 days since I got my Kotak Life Premier Endowment Plan issued at InsuranceDekho. The premium is affordable and the offered benefits under the plan are too good. I am highly satisfied that I have a dependable plan now. Thanks InsuranceDekho for your support. 

    R
    Rajesh Kumar
    On: Oct 07, 2021

  • InsuranceDekho is best

    I would like to extend my thanks to the InsuranceDekho team for their assistance in helping me buy Kotak Life Classic Endowment Plan. You guys helped me right from the beginning till the policy issuance and thereafter. Thank you so much!   

    N
    Naveen Kumar
    On: Oct 04, 2021

  • Easy claim process

    I am new to the life insurance field. I have bought the Kotak Life E-Term Plan. I want to thank you InsuranceDekho for recommending it to me. This plan fits my needs, is reasonable and has easy claim process, which is very important. 

    V
    Vidhushi Rajput
    On: Sep 30, 2021

  • Bought affordable Kotak plan

    It has been around a week since I purchased my Kotak Life Kotak Premier Life Plan. This policy is as per my budget and fits my needs perfectly. My sincere thanks to InsuranceDekho for recommending this plan to me. 

    G
    Gopal Shukla
    On: Sep 27, 2021

  • Easy claim process

    I have purchased the Kotak Life Saral Jeevan Bima policy with the support of InsuranceDekho experts. The premium is quite low and the plan comes with an excellent benefits range. The claim process is also very simple. 

    R
    Rajeev Sanghi
    On: Sep 24, 2021

  • Good website

    I recently came to know about InsuranceDekho. When I visited their website in search of e-Term plan by Kotak Life. Must say I found every detail of the plan on their site. Highly impressed! 

    H
    Hritik Bhasin
    On: Sep 21, 2021

  • Quick policy issuance

    InsuranceDekho, I would like to thank you for being so cooperative during my Kotak Life Classic Endowment Plan issuance. You guys helped me a lot and went out of your way to make me understand the plan in a better manner. Thanks a lot! 

    A
    Akshat Garg
    On: Sep 13, 2021

  • Great saving plan option

    If you are looking for a savings plan, I will recommend Kotak Life Assured Savings Plan to you. This plan is great in every aspect and comes at a reasonable premium price. Also, I would highly recommend getting it issued from InsuranceDekho as their services are superb. 

    D
    Dibyendu Chaudhary
    On: Sep 09, 2021
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Claim Process at Kotak Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • Why should I choose Kotak Life Insurance?

    Kotak Life Insurance Company offers various insurance plans such as Protection, Savings and Investment, Retirement and Child Education Insurance plans. These plans are designed to cater to the needs and budget of every individual. Kotak Life Insurance has a claim settlement ratio of 96.38% for the year 2019-20.

  • What all life insurance plans does Kotak Life Insurance offer?

    Kotak Life Insurance Company offers various insurance plans such as Protection, Savings and Investment, Retirement and Child Education Insurance plans.

  • What is the toll-free customer care number for Kotak Life Insurance?

    Kotak Life Insurance toll-free number is 1800-209-8800.

  • How do I calculate my premium for Kotak Life Insurance plans?

    You can compute your premium for Kotak Life Insurance plans:

    Step 1: Open the Kotak Life Insurance website and locate the ‘How to Do I’ section then click on ‘Pay My Premium’
    Step 2: On the ‘Pay My Premium’ page click on ‘Calculate My Premium’
    Step 3: Enter your details required such as name, date of birth, mobile number, email ID and choose your gender as well choose if you are a tobacco user or not.
    Step 4: Click on ‘Get Quote’ and various quotes will appear on the screen.

  • What are the online modes of payment offered by Kotak Life Insurance?

    Kotak Life Insurance provides the facility of online payment of premiums through Net Banking, Debit/Credit cards, E-wallets and Bill Desk.

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