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Kotak Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of Kotak
4.6
Based on
146 User reviews

  • Amazing services

    I bought Kotak’s E-Term plan from InsuranceDekho. This was my first time purchasing a term plan from InsuranceDekho, I had some difficulties while purchasing the term plan so I contacted the helpline number of InsuranceDekho and the customer care executive helped me purchase the policy. 

    R
    Rahul Srihari
    On: Nov 30, 2021

  • Good Kotak plan

    I am a new customer of Kotak. Around 20 days back, I purchased the Kotak Premier Income Plan. Special thanks to the InsuranceDekho team for supporting me during the decision making process. Kotak has been my utmost choice and I am glad I went with it.

    S
    Shikhar Mathur
    On: Nov 29, 2021

  • Have the best Kotak plan by my side

    Kotak has always been my first preference for insurance purposes. Kotak Premier Income Plan is my second purchase from Kotak. I wish to thank InsuranceDekho for giving me their support right from the start. I would definitely recommend InsuranceDekho from my side to everyone looking for a plan.

    S
    Sid Nayak
    On: Nov 25, 2021

  • Informative website

    I was looking for Investment plans when I came to know of the InsuranceDekho website. I got multiple options on the site with proper details. When I talked to the team, I came to know of the Kotak Wealth Optima Plan which ultimately I opted for.

    G
    Girdhari Lal
    On: Nov 22, 2021

  • Perfect saving plan for me

    I want to thank you InsuranceDekho for helping me find Kotak Life Premier Income Plan. I was looking for a plan that gives me guaranteed annual income payouts after the premium payment term is complete. I am satisfied that I had you to guide me with the same. 

    R
    Rana Chaudhary
    On: Nov 17, 2021

  • Got the best savings plan

    I was looking for a good savings plan for months. So happy that the InsuranceDekho team guided me to buy Kotak Life Premier Endowment Plan. I am glad that I got the unparalleled support of the team when I needed it the most.

    R
    Ram
    On: Nov 12, 2021

  • Nice plan at low cost

    I purchased the Kotak Life Saral Jeevan Bima plan around a week back. I would say that it is a worthy purchase because it offers me life protection and secures my family at a low premium cost. It is definitely a superb option. 

    N
    Naveen Malik
    On: Nov 08, 2021

  • Finally found an excellent savings plan

    It has been a few weeks since I got my Kotak Life Premier Endowment Plan issued. I was very lucky to have InsuranceDekho by my side as a support. I am very happy with this savings plan. 

    R
    Rajesh Pratap Singh
    On: Nov 02, 2021

  • Got Kotak plan

    This is the first time for me to buy an insurance plan. I was a bit hesitant to buy the Kotak Life E-Term Plan, but when the InsuranceDekho team told me about it in detail, I got it instantly. Thanks to the experts here! 

    S
    Snehal Jain
    On: Oct 25, 2021

  • Kotak Life is the best

    I have bought the Kotak Life E-Term Plan. I must tell you that this protection plan is everything you need to secure your family from financial hurdles even if you are not there to support them. The price of premium is also very affordable. 

    K
    Kundan Yadav
    On: Oct 18, 2021
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Claim Process at Kotak Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • Why should I choose Kotak Life Insurance?

    Kotak Life Insurance Company offers various insurance plans such as Protection, Savings and Investment, Retirement and Child Education Insurance plans. These plans are designed to cater to the needs and budget of every individual. Kotak Life Insurance has a claim settlement ratio of 96.38% for the year 2019-20.

  • What all life insurance plans does Kotak Life Insurance offer?

    Kotak Life Insurance Company offers various insurance plans such as Protection, Savings and Investment, Retirement and Child Education Insurance plans.

  • What is the toll-free customer care number for Kotak Life Insurance?

    Kotak Life Insurance toll-free number is 1800-209-8800.

  • How do I calculate my premium for Kotak Life Insurance plans?

    You can compute your premium for Kotak Life Insurance plans:

    Step 1: Open the Kotak Life Insurance website and locate the ‘How to Do I’ section then click on ‘Pay My Premium’
    Step 2: On the ‘Pay My Premium’ page click on ‘Calculate My Premium’
    Step 3: Enter your details required such as name, date of birth, mobile number, email ID and choose your gender as well choose if you are a tobacco user or not.
    Step 4: Click on ‘Get Quote’ and various quotes will appear on the screen.

  • What are the online modes of payment offered by Kotak Life Insurance?

    Kotak Life Insurance provides the facility of online payment of premiums through Net Banking, Debit/Credit cards, E-wallets and Bill Desk.

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