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Genuine ICICI Prudential Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of ICICI Prudential
4.7
Based on
350 User reviews

  • Best services of all

    ICICI Pru iProtect Smart is one of the best term insurance plans I have found. I was surprised to find the team here extremely friendly and supportive. The experts resolved my queries every single time. Highly impressed with the team and the plan benefits and features.

    G
    Gopal Jain
    On: Jan 31, 2023

  • Satisfied with InsuranceDekho

    I am very satisfied with the entire team of InsuranceDekho. They are so supportive and understanding of the customer’s needs. Because of them, I was able to get the ICICI Prudential Assured Savings Insurance Plan issued which otherwise would have been a difficult task for me. 

    S
    Shivam Goyal
    On: Jan 30, 2023

  • Helpful plan

    I wanted a plan that would help me in meeting some of my expenses and also have some other benefits. I read about the ICICI Pru Life Time classic plan, which indeed is a helpful plan. I must say that I have made the right decision to buy this plan. Happy with my purchase.

    H
    Harshita Joshi
    On: Jan 25, 2023

  • An appropriate plan, finally

    I had spent a lot of time searching for an excellent time period plan. So glad that I subsequently got the ICICI Pru iProtect Smart policy. Happy to share that I bought it as recommended by the InsuranceDekho team. My advice for those searching for a great time period plan at low top rate rates. 

    R
    Raunak Malhotra
    On: Jan 20, 2023

  • Complete information of plans

    I visited the InsuranceDekho website to purchase a life insurance policy for myself.I liked that the website is full of information about different plans and policies. I purchased an ICICI life insurance policy.

    P
    Prayag Mukti
    On: Jan 19, 2023

  • Excellent customer service

    I was looking for an investment cum life insurance plan. I landed on InsuranceDekho’s website to purchase the ICICI Pru Signature plan, I contacted the helpline number to know more about the plan and the customer care executive gave me a brief explanation about the plan. They even helped me purchase the plan online.

    S
    Suparna Jasmit
    On: Jan 18, 2023

  • Got a good plan

    I purchased the ICICI Prudential life plan from InsuranceDekho’s website. Firstly I was able to purchase the plan without any problem and secondly I purchased this plan because this plan fits my budget while providing me with good life cover. I got to know about the plan details on the website which made me realize that this plan will be a good choice. 

    C
    Chirag Mittal
    On: Jan 11, 2023

  • The plan was worth buying

    The ICICI Pru IProtect plan that I bought from the InsuranceDekho website is worth it. The plan covers several benefits and features that one can expect from a good life insurance plan. I must say that it is an amazing plan. 

    B
    Bhawna Mehra
    On: Jan 04, 2023

  • The Chat box feature was very helpful

    There's a chat box feature available on the InsuranceDekho website which is quite helpful. While buying the ICICI life insurance plan from their website, I was not sure if the plan could provide all the benefits that I was expecting from a life insurance plan. I used the chat box feature and got all my questions answered immediately. Luckily, the plan contains all the features and benefits I wanted.

    K
    Kanchan Rawat
    On: Jan 03, 2023

  • The plan was worth buying

    The ICICI Pru IProtect plan that I bought from the InsuranceDekho website is worth it. The plan covers several benefits and features that one can expect from a good life insurance plan. I must say that it is an amazing plan.

    J
    Jaspal Kaur
    On: Dec 30, 2022
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Claim Process at ICICI Prudential Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • Why should I choose ICICI Prudential Life Insurance?

    ICICI Prudential life insurance has a wide range of plans to choose from according to your budget and terms. ICICI Prudential Life Insurance has a high Claim Settlement Ratio. ICICI Pru Life Insurance offers excellent customer care service and flexible payout options. Most importantly ICICI Prudential Life Insurance plans have affordable premiums.

  • What all life insurance plans does ICICI Prudential offer?

    Under the life insurance category, ICICI Prudential offers Term Insurance Plans, Health Insurance plans, Unit Linked Insurance Plans, Traditional Savings/Money Plans, Retirement Plans, Group Plans, Rural Plans.

  • What are the factors that affect the premium of ICICI Life Insurance plans?

    Factors that affect the premium calculation of ICICI Life insurance plans include the policyholder’s age, sum assured, gender, lifestyle, job, medical history, type of policy and tenure of the policy among other factors.

  • What is the grace period of ICICI Prudential Life Insurance plans?

    In case of non-payment of premium by the due date, ICICI Prudential Life Insurance offers a grace period of 15 days for monthly payments and of 30 days for half-yearly and yearly payments.

  • What are the payout options available for ICICI Prudential Life Insurance Plans?

    ICICI Prudential Life Insurance offers the 4 flexible payout options to its life insurance customers namely Lump-sum, Income, Increasing income and Lump-sum plus income.

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