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Genuine ICICI Prudential Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of ICICI Prudential
4.7
Based on
350 User reviews

  • InsuranceDekho is the best

    I am here to appreciate InsuranceDekho for their amazing website and superior support. I got the first rate experience during my ICICI Pru Lifetime Classic policy purchase. The team was cooperative and very understanding. I would definitely recommend it to all.

    D
    Daman Udainiya
    On: Dec 28, 2021

  • Good experience

    I purchased ICICI Pru IProtect Smart term plan from InsuranceDekho about a month back. My experience was amazing and I would definitely return to ID for buying my next insurance policy. Special mention to the amazing customer executives who guide you in the best way.

    R
    Rohan Rawat
    On: Dec 28, 2021

  • A good plan, finally

    I had spent too much time looking for a good term plan. So happy that I ultimately found the ICICI Pru iProtect Smart policy. Happy to share that I purchased it as advised by the InsuranceDekho team. My strong recommendation for those looking for a superb term plan at low premium rates.

    A
    Akhil Mehra
    On: Dec 27, 2021

  • InsuranceDekho gave great support

    My experience of the ICICI Pru Signature plan issuance went very well. I would like to thank InsuranceDekho for being so supportive in everything, right from recommending the plan to getting it issued. So happy I had their help.

    S
    Shyam Kaushal
    On: Dec 27, 2021

  • Website saves a lot of time

    I have become a fan of the InsuranceDekho website. All policy-related services like renewal, claim settlement process, and issuance on the website save a lot of time. I saved a lot of my time while buying the ICICI Pru IProtect Smart Plan within like 5 minutes. Highly recommended from my end.

    L
    Lalit Joshi
    On: Dec 27, 2021

  • Payments are safe

    I was a bit hesitant about entering my card details on the website while purchasing the ICICI Pru Easy Retirement policy. Talked to the team of InsuranceDekho and came to know that even though there are different payment gateway options available, the payment is completely secure.

    S
    Siddhesh Gupta
    On: Dec 27, 2021

  • Quick comparison of policy

    I was looking for my policy premium when I learnt about the online premium calculator on the InsuranceDekho website. I simply used the tool, learnt about the policy premium and compared several with it. After comparing, I purchased the ICICI Pru Lifetime Classic plan.

    S
    Shayan Niranjan
    On: Dec 27, 2021

  • Super satisfied now

    It has been 10 days since I got ICICI Pru iProtect Smart issued. I was looking for one of the best protection plans when I was told about this one by the InsuranceDekho team. The policy was quickly issued to me. I am quite satisfied with the support the team gave me. So thankful!

    P
    Prathamesh Singh
    On: Dec 24, 2021

  • Nice policy by ICICI

    I have always depended on InsuranceDekho for my insurance needs. Earlier, I had got a health plan issued. Now, it was time for me to choose ICICI Pru Guaranteed Wealth Protector that helps me insure and invest at low premium rates. I am happy and super satisfied with my purchase.

    N
    Nitin Yadav
    On: Dec 24, 2021

  • Dedicated support team is good

    InsuranceDekho customer support team is very much expert in their work. These guys help you through every step. I can say so because my experience while buying the ICICI Pru IProtect Smart term plan was superb. The customer support specialist answered all my queries without any delay. Kudos!

    R
    Raghu Nath
    On: Dec 24, 2021
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Claim Process at ICICI Prudential Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • Why should I choose ICICI Prudential Life Insurance?

    ICICI Prudential life insurance has a wide range of plans to choose from according to your budget and terms. ICICI Prudential Life Insurance has a high Claim Settlement Ratio. ICICI Pru Life Insurance offers excellent customer care service and flexible payout options. Most importantly ICICI Prudential Life Insurance plans have affordable premiums.

  • What all life insurance plans does ICICI Prudential offer?

    Under the life insurance category, ICICI Prudential offers Term Insurance Plans, Health Insurance plans, Unit Linked Insurance Plans, Traditional Savings/Money Plans, Retirement Plans, Group Plans, Rural Plans.

  • What are the factors that affect the premium of ICICI Life Insurance plans?

    Factors that affect the premium calculation of ICICI Life insurance plans include the policyholder’s age, sum assured, gender, lifestyle, job, medical history, type of policy and tenure of the policy among other factors.

  • What is the grace period of ICICI Prudential Life Insurance plans?

    In case of non-payment of premium by the due date, ICICI Prudential Life Insurance offers a grace period of 15 days for monthly payments and of 30 days for half-yearly and yearly payments.

  • What are the payout options available for ICICI Prudential Life Insurance Plans?

    ICICI Prudential Life Insurance offers the 4 flexible payout options to its life insurance customers namely Lump-sum, Income, Increasing income and Lump-sum plus income.

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