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Genuine ICICI Prudential Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of ICICI Prudential
4.7
Based on
350 User reviews

  • Quick and hassle-free claim

    Recently I got my ICICI Pru POS iProtect Smart Plan issued with the help of the InsuranceDekho team. I liked the plan for its multiple benefits and simple claim process. I would highly recommend it to others in my known.

    V
    Vikas Bana
    On: Dec 30, 2021

  • Got many policy options

    This is the first time I checked out the InsuranceDekho website for the life plan options. Must say that I got a handful of plans to choose from. However ultimately, I chose the ICICI Pru Easy Retirement plan for issuance as it meets my needs perfectly. Good job team!

    A
    Alok Bhatt
    On: Dec 30, 2021

  • Easy claim settlement

    I was a bit concerned about my ICICI Pru POS iProtect Smart policy before buying it. InsuranceDekho team provided me information about its easy and hassle-free claim settlement process. I found the claim settlement instructions present on the website. I bought the plan immediately.

    S
    Sangam Rai
    On: Dec 29, 2021

  • Received best guidance

    The customer support staff at InsuranceDekho is friendly and knowledgeable. I wanted to know more about the ICICI Pru Lifetime Classic policy but was not able to find detailed information anywhere. The staff told me about it and I was able to buy the plan without any concerns.

    J
    Jaswinder Singh
    On: Dec 29, 2021

  • Transparent policy issuance process

    I have recently got the ICICI Pru Easy Retirement process issued from InsuranceDekho. I must say the policy issuance process is quick, hassle-free and completely transparent. Every step of the procedure was simple and clear for me. Highly impressed with InsuranceDekho for their help.

    A
    Anirban Ghosh
    On: Dec 29, 2021

  • Got the best term plan

    InsuranceDekho has helped me buy one of the best life insurance plans. I was recently able to buy the ICICI Pru iProtect Smart policy. The premium calculator tool was also available on the website so I was able to compare several term insurance plans easily. Highly recommended!

    S
    Sahil Arora
    On: Dec 29, 2021

  • The website is good

    I recently visited the InsuranceDekho website to buy the ICICI Pru Assured Savings Insurance Plan. I was also easily able to buy the plan as the customer support people helped me with the issuance process. Really happy to have a policy that meets my needs just perfectly. -

    S
    Shriban Sahu
    On: Dec 29, 2021

  • Good team

    InsuranceDekho experts are highly reliable. I want to appreciate the team here because they provide you consistent support during all the time. I experienced the same during the issuance process of my ICICI Pru I Wealth policy. The service was amazing and I got  it without any issue.

    R
    Rupinder Walia
    On: Dec 28, 2021

  • Great support during policy issuance

    This was my first time buying a life plan so I was clueless about almost everything. I am highly satisfied that I chose InsuranceDekho team because of the unmatched support I got at the time of my ICICI Prudential Guaranteed Wealth Protector plan issuance process. Kudos guys!

    S
    Sachin Katheria
    On: Dec 28, 2021

  • Finally a good plan

    It has been a few days since I got my ICICI Pru Easy Retirement policy issued. This is the best retirement plan I could have asked for. It fits my needs completely. I want to thank the entire team of InsuranceDekho for helping me throughout the process.

    D
    Dwarkanath Joshi
    On: Dec 28, 2021
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Claim Process at ICICI Prudential Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • Why should I choose ICICI Prudential Life Insurance?

    ICICI Prudential life insurance has a wide range of plans to choose from according to your budget and terms. ICICI Prudential Life Insurance has a high Claim Settlement Ratio. ICICI Pru Life Insurance offers excellent customer care service and flexible payout options. Most importantly ICICI Prudential Life Insurance plans have affordable premiums.

  • What all life insurance plans does ICICI Prudential offer?

    Under the life insurance category, ICICI Prudential offers Term Insurance Plans, Health Insurance plans, Unit Linked Insurance Plans, Traditional Savings/Money Plans, Retirement Plans, Group Plans, Rural Plans.

  • What are the factors that affect the premium of ICICI Life Insurance plans?

    Factors that affect the premium calculation of ICICI Life insurance plans include the policyholder’s age, sum assured, gender, lifestyle, job, medical history, type of policy and tenure of the policy among other factors.

  • What is the grace period of ICICI Prudential Life Insurance plans?

    In case of non-payment of premium by the due date, ICICI Prudential Life Insurance offers a grace period of 15 days for monthly payments and of 30 days for half-yearly and yearly payments.

  • What are the payout options available for ICICI Prudential Life Insurance Plans?

    ICICI Prudential Life Insurance offers the 4 flexible payout options to its life insurance customers namely Lump-sum, Income, Increasing income and Lump-sum plus income.

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