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Genuine ICICI Prudential Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of ICICI Prudential
4.7
Based on
350 User reviews

  • Reliable payment methods

    I was happy that the InsuranceDekho website has various payments methods for online payments and all the methods are safe and encrypted. I purchased the policy ICICI life insurance.

    R
    Ramnath Yadav
    On: Jan 10, 2022

  • Secure payment modes

    I was happy that the InsuranceDekho website has various payments methods for online payments and all the methods are safe and encrypted. I purchased the policy ICICI life insurance.

    B
    Behresh Gonwal
    On: Jan 07, 2022

  • Got to know about ICICI IProtect term plan

    I was looking for a good term insurance plan with affordable premium rates. I visited InsuranceDekho and learnt about ICICI IProtect term insurance plans. I liked the plan and InsuranceDekho provided me with good information about the term plan which helped me understand the features of the plan. I am thankful to InsuranceDekho.

    D
    Dwijendra Jain
    On: Jan 05, 2022

  • Purchased a pension plan

    I had been thinking about investing in a pension plan to ensure a stress free life after retirement. I landed on InsuranceDekho’s website while looking for a pension plan. I found an ICICI Pru Immediate Annuity plan. I purchased this pension plan from InsuranceDekho as this plan provides regular income after retirement.

    K
    Komal Rathore
    On: Jan 05, 2022

  • Found a good savings plan

    I purchased ICICI Pru Savings Suraksha plan from InsuranceDekho. I found this plan while scouting options on the website. This plan provides dual benefits and is very affordable. I am very happy with my purchase with InsuranceDekho. I was able to purchase this plan without any hassles.

    N
    Nitin Yadav
    On: Jan 05, 2022

  • Website saves a lot of time

    InsuranceDekho’s website is very user friendly. All policy-related services like renewal, claim settlement process, and issuance on the website save a lot of time. I saved a lot of my time while buying the ICICI Pru IProtect Smart Plan within like 5 minutes. Highly recommended from my end. I am very satisfied with my purchase with InsuranceDekho.

    B
    Banku Sharma
    On: Jan 03, 2022

  • Payments are safe

    At first I was a bit hesitant while entering my car details on the website of InsuranceDekho while purchasing the ICICI Pru Easy Retirement Policy. I got in touch with the team of InsuranceDekho and came to know that even though different payment gateway options are available on the website I can choose a gateway which I prefer and the payment is completely secure.

    D
    Dhruv Negi
    On: Jan 03, 2022

  • Got insured at low rates

    Premium was one of my major causes for hesitation while looking for a life plan. Thanks to InsuranceDekho and their guidance, I was able to buy ICICI Pru Guaranteed Wealth Protector plan at affordable rates and without any hassle. Highly recommended!

    S
    Shubhangi Sinha
    On: Dec 30, 2021

  • A must buy policy

    I was looking for a reliable life insurance plan when I came to know about ICICI Pru iProtect Smart. This is a protection policy that comes at a reasonable premium rate. I am glad InsuranceDekho helped me buy it. Will recommend to others for sure.

    C
    Chirag Sood
    On: Dec 30, 2021

  • InsuranceDekho team is perfect

    I would like to appreciate the entire InsuranceDekho team for their excellent support. It was during my ICICI Prudential Assured Savings Insurance Plan issuance that I had an amazing experience and got consistent help throughout the process. Great team! 

    S
    Sohan Rai
    On: Dec 30, 2021
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Claim Process at ICICI Prudential Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • Why should I choose ICICI Prudential Life Insurance?

    ICICI Prudential life insurance has a wide range of plans to choose from according to your budget and terms. ICICI Prudential Life Insurance has a high Claim Settlement Ratio. ICICI Pru Life Insurance offers excellent customer care service and flexible payout options. Most importantly ICICI Prudential Life Insurance plans have affordable premiums.

  • What all life insurance plans does ICICI Prudential offer?

    Under the life insurance category, ICICI Prudential offers Term Insurance Plans, Health Insurance plans, Unit Linked Insurance Plans, Traditional Savings/Money Plans, Retirement Plans, Group Plans, Rural Plans.

  • What are the factors that affect the premium of ICICI Life Insurance plans?

    Factors that affect the premium calculation of ICICI Life insurance plans include the policyholder’s age, sum assured, gender, lifestyle, job, medical history, type of policy and tenure of the policy among other factors.

  • What is the grace period of ICICI Prudential Life Insurance plans?

    In case of non-payment of premium by the due date, ICICI Prudential Life Insurance offers a grace period of 15 days for monthly payments and of 30 days for half-yearly and yearly payments.

  • What are the payout options available for ICICI Prudential Life Insurance Plans?

    ICICI Prudential Life Insurance offers the 4 flexible payout options to its life insurance customers namely Lump-sum, Income, Increasing income and Lump-sum plus income.

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