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Genuine ICICI Prudential Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of ICICI Prudential
4.7
Based on
350 User reviews

  • Secured payments

    I wanted to buy the ICICI Prudential Life insurance plan but wanted a secured payments portal, only when I came across the InsuranceDekho website. They have secured payment methods which made me feel secure buying this plan. The plan offers some benefits that I was looking for. 

    V
    Vinay Raj
    On: Jan 31, 2022

  • Chatbox feature

    The InsuranceDekho website has a chatbox feature that helps its customers to get their queries resolved. Recently, I bought the ICICI Pru Easy Retirement plan from their website which comes with many benefits. While buying the plan, I faced some problems so I used the chatbox feature. I got immediate replies and got all my queries resolved

    S
    Sunny Singh
    On: Jan 28, 2022

  • Helpful plan

    I recently bought an ICICI Pru iProtect Smart life insurance policy from the InsuranceDekho website. I found the plan quite useful and helpful because it met all my needs well. Thankful for this plan

    D
    Dinky Grover
    On: Jan 28, 2022

  • Complete information of plans

    I visited the InsuranceDekho website and I was really impressed after seeing the complete information that was listed for the plans. I bought the ICICI life insurance plan and I am completely satisfied. I purchased this plan because ICICI has a good claim settlement ratio.

    A
    Anurag Gupta
    On: Jan 27, 2022

  • Varied payment methods

    I recently bought the ICICI Life insurance plan from the InsuranceDekho website because it fulfilled my insurance requirements and did not exceed my set budget. While making the payment, I could see varied payment methods on their website which made my purchase convenient and quite easy

    M
    Manoj Kumar
    On: Jan 27, 2022

  • Variety of plans

    InsuranceDekho offers a variety of plans on their website. After going through all the plans I decided to go with the ICICI life insurance plan for it matched all my needs well. I am quite satisfied with the plan

    A
    Anisha Gupta
    On: Jan 27, 2022

  • The plan was easy to buy

    I am happy that I chose InsuranceDekho for buying the ICICI Pru Easy Retirement plan which provides me an opportunity to create a retirement corpus. The steps for buying the plan were very simple and I could easily buy the plan. Thanks to the team for being the support

    M
    Mansi Joshi
    On: Jan 27, 2022

  • Covering critical illness

    I was looking for Life insurance so I visited InsuranceDekho. After going through all the plans I decided to buy ICICI Pru iProtect Smart life insurance policy. Happy with the purchase

    V
    Vikas Goyal
    On: Jan 27, 2022

  • Satisfied with InsuranceDekho

    I am very satisfied with the entire team of InsuranceDekho. They are so supportive and understanding of the customer’s needs. Because of them, I was able to get the ICICI Prudential Assured Savings Insurance Plan issued which otherwise would have been a difficult task for me.  

    S
    Shivam Goyal
    On: Jan 20, 2022

  • Finally found a useful plan

    I am here to thank the team of InsuranceDekho for suggesting such good savings plan to me. It has been about 10 days since I bought the ICICI Pru Lakshya Wealth policy. This is the best buy for me as it is an investment plan that fits my budget too. 

    S
    Shashank Gangwar
    On: Jan 19, 2022
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Claim Process at ICICI Prudential Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • Why should I choose ICICI Prudential Life Insurance?

    ICICI Prudential life insurance has a wide range of plans to choose from according to your budget and terms. ICICI Prudential Life Insurance has a high Claim Settlement Ratio. ICICI Pru Life Insurance offers excellent customer care service and flexible payout options. Most importantly ICICI Prudential Life Insurance plans have affordable premiums.

  • What all life insurance plans does ICICI Prudential offer?

    Under the life insurance category, ICICI Prudential offers Term Insurance Plans, Health Insurance plans, Unit Linked Insurance Plans, Traditional Savings/Money Plans, Retirement Plans, Group Plans, Rural Plans.

  • What are the factors that affect the premium of ICICI Life Insurance plans?

    Factors that affect the premium calculation of ICICI Life insurance plans include the policyholder’s age, sum assured, gender, lifestyle, job, medical history, type of policy and tenure of the policy among other factors.

  • What is the grace period of ICICI Prudential Life Insurance plans?

    In case of non-payment of premium by the due date, ICICI Prudential Life Insurance offers a grace period of 15 days for monthly payments and of 30 days for half-yearly and yearly payments.

  • What are the payout options available for ICICI Prudential Life Insurance Plans?

    ICICI Prudential Life Insurance offers the 4 flexible payout options to its life insurance customers namely Lump-sum, Income, Increasing income and Lump-sum plus income.

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