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Genuine ICICI Prudential Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of ICICI Prudential
4.7
Based on
350 User reviews
  • The plan was worth buying

    The ICICI Pru IProtect smart plan that I bought from the InsuranceDekho website is worth buying. I love the plan and I am really happy with the purchase. All those looking for a life insurance plan, go for it!   

    N
    Neha Gupta
    On: Feb 04, 2022
  • The plan was worth buying

    The ICICI Pru IProtect plan that I bought from the InsuranceDekho website is worth it. The plan covers several benefits and features that one can expect from a good life insurance plan. I must say that it is an amazing plan. 

    B
    Bhawna Mehra
    On: Feb 03, 2022
  • 7 days availability

    The InsuranceDekho website serves their customers all 7 days of the week which makes it convenient for the customers. I bought the ICICI Pru Life Time classic plan. The plan is good in itself, and I am happy that I bought this plan. 

    S
    Sneha Rawat
    On: Feb 03, 2022
  • Chat box feature

    There's a chat box feature available on the InsuranceDekho website which is quite helpful. While buying the ICICI life insurance plan from their website, I was not sure if the plan could provide all the benefits that I was expecting from a life insurance plan. I used the chat box feature and got all my questions answered immediately. Luckily, the plan contains all the features and benefits I wanted. 

    D
    Deepankar Rana
    On: Feb 03, 2022
  • Happy to buy a good life cover plan

    I am happy that I bought the ICICI Pru IProtect smart plan from the InsuranceDekho website. The plan is good enough and gives the flexibility in paying the premium as per my comfort. Happy and satisfied with the plan.

    M
    Mansi Tiwari
    On: Feb 03, 2022
  • Plan with good benefits

    I bought the ICICI Pru IProtect smart term plan from the InsuranceDekho website. The plan is good to go and comes with various features and benefits. If there's someone looking for a life insurance plan, this plan can be good for you.  

    S
    Sahil Sharma
    On: Feb 02, 2022
  • Informative website

    The InsuranceDekho website displays a lot of information about various things. While browsing through the website, I learned about IDV and its importance. After going through all the features and benefits of various plans I decided and bought the ICICI Pru LifeTime Classic plan. I was looking for a plan like this for a long time that could provide me with all my required benefits. 

    V
    Vinita Singhal
    On: Feb 02, 2022
  • Got a good life cover plan

    I recently bought the ICICI Pru IProtect smart plan from the InsuranceDekho website. The plan has given me the flexibility in paying the premium as per my comfort. I am happy that I have secured my loved one with this plan. - 

    H
    Himani Nayak
    On: Feb 02, 2022
  • Affordable prices

    I wanted a plan at an affordable price. I visited the InsuranceDekho website and found the ICICI life insurance plan, the plan is budget friendly and unique in itself. Love the plan.

    C
    Chirag Mittal
    On: Feb 02, 2022
  • Helpful plan

    I wanted a plan that would help me in meeting some of my expenses and also have some other benefits. I read about the ICICI Pru Life Time classic plan, which indeed is a helpful plan. I must say that I have made the right decision to buy this plan. Happy with my purchase. 

    H
    Harshita Joshi
    On: Jan 31, 2022
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Life Insurance News

Claim Process at ICICI Prudential Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • Why should I choose ICICI Prudential Life Insurance?

    ICICI Prudential life insurance has a wide range of plans to choose from according to your budget and terms. ICICI Prudential Life Insurance has a high Claim Settlement Ratio. ICICI Pru Life Insurance offers excellent customer care service and flexible payout options. Most importantly ICICI Prudential Life Insurance plans have affordable premiums.

  • What all life insurance plans does ICICI Prudential offer?

    Under the life insurance category, ICICI Prudential offers Term Insurance Plans, Health Insurance plans, Unit Linked Insurance Plans, Traditional Savings/Money Plans, Retirement Plans, Group Plans, Rural Plans.

  • What are the factors that affect the premium of ICICI Life Insurance plans?

    Factors that affect the premium calculation of ICICI Life insurance plans include the policyholder’s age, sum assured, gender, lifestyle, job, medical history, type of policy and tenure of the policy among other factors.

  • What is the grace period of ICICI Prudential Life Insurance plans?

    In case of non-payment of premium by the due date, ICICI Prudential Life Insurance offers a grace period of 15 days for monthly payments and of 30 days for half-yearly and yearly payments.

  • What are the payout options available for ICICI Prudential Life Insurance Plans?

    ICICI Prudential Life Insurance offers the 4 flexible payout options to its life insurance customers namely Lump-sum, Income, Increasing income and Lump-sum plus income.

ICICI Prudential Life Insurance Contact Details

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