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Genuine ICICI Prudential Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of ICICI Prudential
4.7
Based on
350 User reviews

  • Purchased ICICI life insurance policy

    I found a list of top insurance companies on the Insurance Dekho website. I wanted to purchase the ICICI Pru IProtect Smart Return Of Premium Policy because of its features and affordability. The process of purchasing this plan was quite easy and no paperwork was required. I am extremely happy that I bought this plan from InsuranceDekho.

    P
    Pralay Mishra
    On: Feb 08, 2022

  • Reliable plan

    Being a senior citizen, I could not spend much time looking for a plan. I chose InsuranceDekho for help and bought the ICICI Pru Signature policy within a week. The plan is great in every way whether coverage, premium or any other feature. So thankful for this policy!

    H
    Happy Bhalla
    On: Feb 08, 2022

  • Reminder feature

    The InsuranceDekho website has a reminder feature. I bought the ICICI Pru Life Time classic plan from their website a while ago. The plan fulfills all my requirements. The reminder feature on the website constantly reminds me to renew my policy from time to time. I am quite satisfied with my experience with InsuranceDekho

    T
    Tanisha Mohindro
    On: Feb 07, 2022

  • 7 days availability

    I visited the InsuranceDekho website on a Sunday, and could easily buy the ICICI Pru IProtect plan from their website. Although it was a Sunday, there was no hassle while making the purchase. I am happy to have bought this plan and would recommend it to all. 

    R
    Rekha Saluja
    On: Feb 07, 2022

  • Renewed my policy at ease

    I bought the ICICI life insurance plan from the InsuranceDekho website a year ago. I visited them again to get it renewed. The process was quick and easy and I got it done in no time. I was guided by the executives. Thanks, team for the support.

    D
    Damini Tripathi
    On: Feb 07, 2022

  • Got a good life cover

    Luckily, I found a good life cover on the InsuranceDekho website that is the ICICI IProtect plan. The plan has amazing benefits and features. I am happy that I bought this plan. I would recommend this plan to all those looking for a good life insurance plan. 

    R
    Richa Saxena
    On: Feb 06, 2022

  • Informative website

    The InsuranceDekho website is very informative. While buying the  ICICI Pru Life Time classic plan from their website, I read about a lot of things I didn’t know before like IDV and claim settlement ratio, and a lot more. 

    M
    Muskan Jain
    On: Feb 05, 2022

  • Read a few good articles

    While buying the ICICI Pru IProtect plan from the InsuranceDekho website, I read a few good articles that were full of knowledge. The articles were nicely formatted and were covering many things in detail. 

    H
    Harleen Kaur
    On: Feb 04, 2022

  • Reminder feature

    The InsuranceDekho website has a unique feature, which is the reminder feature. This feature sets a reminder each time for me to renew my ICICI Pru Life Time classic plan. This plan secured me well. I am happy to have found the plan of my own choice.

    S
    Surbhi Gupta
    On: Feb 04, 2022

  • Chat box feature

    I used the chat box feature available on the InsuranceDekho website, while buying the ICICI life insurance plan. I had listed all my doubts and queries and received quick automated replies. The plan satisfied me with all its features. 

    G
    Geeta Arora
    On: Feb 04, 2022
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Claim Process at ICICI Prudential Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • Why should I choose ICICI Prudential Life Insurance?

    ICICI Prudential life insurance has a wide range of plans to choose from according to your budget and terms. ICICI Prudential Life Insurance has a high Claim Settlement Ratio. ICICI Pru Life Insurance offers excellent customer care service and flexible payout options. Most importantly ICICI Prudential Life Insurance plans have affordable premiums.

  • What all life insurance plans does ICICI Prudential offer?

    Under the life insurance category, ICICI Prudential offers Term Insurance Plans, Health Insurance plans, Unit Linked Insurance Plans, Traditional Savings/Money Plans, Retirement Plans, Group Plans, Rural Plans.

  • What are the factors that affect the premium of ICICI Life Insurance plans?

    Factors that affect the premium calculation of ICICI Life insurance plans include the policyholder’s age, sum assured, gender, lifestyle, job, medical history, type of policy and tenure of the policy among other factors.

  • What is the grace period of ICICI Prudential Life Insurance plans?

    In case of non-payment of premium by the due date, ICICI Prudential Life Insurance offers a grace period of 15 days for monthly payments and of 30 days for half-yearly and yearly payments.

  • What are the payout options available for ICICI Prudential Life Insurance Plans?

    ICICI Prudential Life Insurance offers the 4 flexible payout options to its life insurance customers namely Lump-sum, Income, Increasing income and Lump-sum plus income.

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