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Genuine ICICI Prudential Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of ICICI Prudential
4.7
Based on
350 User reviews

  • Pocket-friendly plans

    I was looking for a good and affordable life insurance plan and then landed on the insuranceDekho website, where I read about the ICICI Prudential Assured Savings Insurance plan which is amazing and also fits into my budget easily. Happy with my purchase. 

    A
    Arushi Batra
    On: Feb 17, 2022

  • Got full support

    I had a few issues regarding the ICICI Prudential iProtect Smart plan. Glad that I found complete support from the InsuranceDekho team who answered all my queries and helped me see the plan from a new perspective. Full marks! 

    M
    Mrunal Kapoor
    On: Feb 16, 2022

  • Happy with InsuranceDekho

    I am quite pleased with the entire InsuranceDekho team. You guys are incredibly helpful and understanding of the needs of the customers. I was able to secure the ICICI Prudential Assured Savings Insurance Plan because of you, which would have been a challenging challenge for me otherwise. Thank you very much  

    B
    Bahadur Singh
    On: Feb 15, 2022

  • Critical illness coverage

    I was looking for a life insurance policy on InsuranceDekho that can give me the option of critical illness coverage. After comparing so many policies. I decided of buying ICICI Pru iProtect Smart life insurance policy. The website is very well organized I am impressed. 

    B
    Barun Tharam
    On: Feb 14, 2022

  • Secure payment modes

    I was happy that the InsuranceDekho website has various payments methods for online payments and all the methods are safe and encrypted. I purchased the policy ICICI life insurance

    B
    Bishnu Pal
    On: Feb 14, 2022

  • Helpful customer care services

    I was looking for a life insurance policy for me and my spouse so I visited InsuranceDekho. I got so confused as there are so many plans, I contacted the helpline. They helped me know everything and I bought a policy of ICICI. I am impressed by the services 

    V
    Vishu Bhagat
    On: Feb 14, 2022

  • Detailed information

    I visited InsuranceDekho to get a Life insurance policy. It provides more than sufficient information about their policies, I purchased the ICICI life insurance policy for myself. 

    G
    Gaurav Das
    On: Feb 11, 2022

  • Covering critical illness

    I wanted a life insurance policy, So I visited InsuranceDekho that can give me the option of critical illness coverage. I decided of buying a ICICI life insurance insurance policy. I am totally satisfied. 

    K
    Kamlesh Rao
    On: Feb 10, 2022

  • Affordable plans

    I was in search of a good life insurance plan which should be good and affordable. I finally came across the InsuranceDekho website and bought the ICICI Pru LifeTime Classic plan. The plan meets all my needs well and also fits into my budget. I am happy with its features and benefits. 

    N
    Nishant Singh
    On: Feb 09, 2022

  • Chat box feature

    While buying the ICICI life insurance plan from the InsuranceDekho website I used the chat box feature available on their website. I listed all the things I wished to know about the plan I was purchasing, and got quick replies from their end. Good service provided. 

    S
    Shreya Singh
    On: Feb 09, 2022
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Claim Process at ICICI Prudential Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • Why should I choose ICICI Prudential Life Insurance?

    ICICI Prudential life insurance has a wide range of plans to choose from according to your budget and terms. ICICI Prudential Life Insurance has a high Claim Settlement Ratio. ICICI Pru Life Insurance offers excellent customer care service and flexible payout options. Most importantly ICICI Prudential Life Insurance plans have affordable premiums.

  • What all life insurance plans does ICICI Prudential offer?

    Under the life insurance category, ICICI Prudential offers Term Insurance Plans, Health Insurance plans, Unit Linked Insurance Plans, Traditional Savings/Money Plans, Retirement Plans, Group Plans, Rural Plans.

  • What are the factors that affect the premium of ICICI Life Insurance plans?

    Factors that affect the premium calculation of ICICI Life insurance plans include the policyholder’s age, sum assured, gender, lifestyle, job, medical history, type of policy and tenure of the policy among other factors.

  • What is the grace period of ICICI Prudential Life Insurance plans?

    In case of non-payment of premium by the due date, ICICI Prudential Life Insurance offers a grace period of 15 days for monthly payments and of 30 days for half-yearly and yearly payments.

  • What are the payout options available for ICICI Prudential Life Insurance Plans?

    ICICI Prudential Life Insurance offers the 4 flexible payout options to its life insurance customers namely Lump-sum, Income, Increasing income and Lump-sum plus income.

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