What is the re-instatement of Base Sum Insured?

This means that the insurer will refill the sum insured without any extra cost in case you exhaust your entire sum insured and cumulative bonus if any but still require hospitalisation.

What is a co-payment?

A co-payment or co-pay in health insurance refers to cost-sharing requirements under a health policy. In it, the policyholder pays a specified percentage of the admissible cost. The remaining amount is paid by the insurance company.

Is pre-policy check-up covered?

No, you need to pay for the cost of pre-policy examination directly to the diagnostic center or the doctor. Reliance General Insurance will coordinate the appointment with its empanelled or diagnostic center.

Does Reliance General Insurance pay the complete amount in case of a cashless treatment?

The insurance company pays towards all admissible charges up to the limit of your sum insured.

What is the grace period to renew a policy online?

The grace time is 30 days immediately following the premium due date of the policy.

Reliance HealthWise Health Insurance User Reviews

213 reviews Rate This

Reliance

Highlights

Claim Settlement	Dedicated Team
Claim Settlement Ratio	76.43%
COVID-19 Cover	Yes
Network Hospitals	7,300+
Policies Sold	91,492
Renewability	Lifelong

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of HealthWise

3.8

Based on

23 User reviews

Easy online buying with insurance dekho
Insurancedekho is a good company that offers easy buying to its customers. They take care of their customers and explain them not only the positives, but also negatives of buying a particular plan. The customer care executives help you buy plan in few minutes..and they have easy payment system also.
Read More
R
Rashmi
On: Oct 24, 2019
Plan offers many variants.. I got great choice
Iam covered under healthwise plan from reliance general with sum insured of Rs 5 lacs. I had no knowledge about this plan but bhawana from insurancedekho informed me about all the pros and cons of this product and helped me make the right choice. Haven’t made any claim yet so cant say about that.
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A
Ajay Kedar
On: Oct 11, 2019
Many coverage features..
I have brought healthwise plan from reliance general today and I am waiting for my policy documents. The overall suggestions etc and advice i received from the cutsomer care executives at Insurancedekho helped me in the best possible manner. Good plan. I give it full stars
Read More
K
KAVITA
On: Oct 11, 2019

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FAQ About Reliance Health Insurance

What is the re-instatement of Base Sum Insured?
This means that the insurer will refill the sum insured without any extra cost in case you exhaust your entire sum insured and cumulative bonus if any but still require hospitalisation.
What is a co-payment?
A co-payment or co-pay in health insurance refers to cost-sharing requirements under a health policy. In it, the policyholder pays a specified percentage of the admissible cost. The remaining amount is paid by the insurance company.
Is pre-policy check-up covered?
No, you need to pay for the cost of pre-policy examination directly to the diagnostic center or the doctor. Reliance General Insurance will coordinate the appointment with its empanelled or diagnostic center.
Does Reliance General Insurance pay the complete amount in case of a cashless treatment?
The insurance company pays towards all admissible charges up to the limit of your sum insured.
What is the grace period to renew a policy online?
The grace time is 30 days immediately following the premium due date of the policy.

View All

Claim Process at Reliance Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Reliance Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Reliance Health Insurance
1800-300924x7
rgicl.services@relianceada.com