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Reliance Health Insurance for Parents

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Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio76.43%
COVID-19 CoverYes
Network Hospitals7,300+
Policies Sold91,492
RenewabilityLifelong

Reliance : Health Insurance for Parents

Health Insurance, designed for parents, provides coverage to senior citizens aged between 60 years and 80 years. HealthGain Health Insurance by Reliance is one of the most common insurance products designed to cover elderly parents’ health. Besides covering you, your spouse, dependent children, the policy also provides coverage to your parents with a pre-policy medical check-up option. HealthGain is basically available on an individual as well as a family basis.

Key Feature

  • Varied sum insured options
  • Free look-in period for 15 days
  • Wellness solutions
  • Cumulative Bonus
  • Reinstatement of Base Sum Insured
  • Quick support and Claim Services
  • Life-long renewability- no exit

Scope of Coverage

  • In-patient treatment
  • Pre & post hospitalisation
  • Post-hospitalisation
  • Daycare procedures
  • Domiciliary treatment
  • Donor expenses covered
  • Cover for domestic road ambulance
  • Tax benefits under Section 80D

Eligibility

The maximum entry age for parents is 65 years. There is no entry age bar for an insured sum of Rs. 3 Lakh. Also, there is no exit age. The policy offers lifelong renewability.

Exclusions

  • Dental treatment or surgery
  • Cosmetic, aesthetic treatment
  • Intentional self-injuries and Joint Replacement Surgery
  • HIV / AIDS or any related ailment is not covered
  • No cover for claims within 30 days from the date of the policy purchased
  • Cost of spectacles, contact lenses and hearing aids

To know more about the Health Insurance policy for senior citizens, go through the policy wording or contact InsuranceDekho at 1800-1205-698.

Reliance Health Insurance Plans For Parents

    Name of PlanSum Insured
    MORE Health InsuranceMin: 91 Days; Max: 65 Years 3 Lakh Get Quotes Now
    Health GainMin: 91 Days; Max: 65 Years3 Lakh Get Quotes Now

    Health Insurance Calculator

    Whom do you want the insurance for ?

    You
    Couple
    Family
    Father
    Mother

    Select the age of all members

    • You

    Where do you live ?

    Choose required Coverage for yourself?

    2 Lac
    3 Lac
    5 Lac
    10 Lac
    25 Lac
    Disclaimer : Actual Premium might vary basis your location, age and number of members

    Health Insurance Coverage Calculator

    Who do you want to insured ?

    • Individual
    • Couple
    • Family
    • Parents

    Age of eldest insured member ?

    Where do you live ?

    Metro
    Non-Metro
    Disclaimer : Actual Coverage might vary basis your location, age and number of members
    Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 45 Lacs+ happy customers

    Health Insurance News

    Reliance Health Insurance Contact Details

    Reach us for help anytime

    Claim Process at Reliance Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    1576 Reliance Cashless Network Hospitals in India

    FAQ About Reliance Health Insurance

    • Can I add my parents under my Reliance General health policy?

      Yes, you can easily add your parents under Reliance General family floater policy at the time of purchase or at the time of renewal.

    • What is the eligibility for the health policy for parents under Reliance General insurance?

      The maximum entry age for parents under Reliance General policy is 65 years.

    • Are there any add-on benefits for parents under Reliance General policy?

      The plan B of Health Gain policy for parents offers add-on benefit of Accidental Rider for no-claim renewal. 

    • Does the health insurance policy for parents need pre-medical test?

      Under Plan A, the medical test is needed if the person is greater than equal to 46 years of age and Under Plan B, the medical test is needed for everyone who is greater than equal to 18 years of age. If you are less than 46 years of age and suffering from any of the pre-existing disease, you need to undergo a pre-medical test.

    • Who should buy Reliance parents health insurance plan?

      Reliance parents health insurance policy is a must buy for elderly aged between 60 years up to 80 years, who want to gain financial security against medical expenses incurred during a medical emergency situation, without sacrificing their savings. 

    Network Hospital in Popular Cities

    CityNo of Hospital
    Bengaluru362
    Chennai245
    Lucknow85
    Chandigarh38
    Hyderabad298
    Pune323
    Jaipur129
    View All