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Reliance Health Insurance for Kids

A healthy lifestyle of children is one of the prime concerns of every parent. Therefore, Reliance, in its HealthGain health insurance policy, offers health insurance coverage to children, either through parent’s insurance policy or with family insurance plans. It is one of the most popular health products of Reliance available on individual and family floater basis. The policy covers the Policyholder, his legally wedded spouse, parents, and dependent children.

Key Features

  • Portability option
  • wide range of sum insured options
  • 5% premium discount for a girl child or single women
  • Reinstate the policy with base Sum Insured after its exhaustion
  • Cumulative bonus at the end of a claim-free year
  • 5% / 10% family discount with an individual policy
  • Claim and policy service guarantee in case of delay
  • Free auto-extension of the policy for an additional year
Scope of Coverage
  • Domestic road ambulance
  • 30 days pre-hospitalisation expenses
  • 60 days post-hospitalisation
  • In-patient treatment
  • Daycare treatment
  • Overage for 4 children under the floater policy
  • Domiciliary hospitalisation


Children between 91 days & up to 4 years are covered under the HealthGain. Floater policy with at least one member aged 21 years or above.


  • No claim for claims within 30 days unless the illness caused by an injury
  • Intentional self-injury
  • Specified illnesses in the case of domiciliary hospitalisation
  • Treatment due to abuse of alcohol or intoxicants consumed by parents
  • Injury caused by Nuclear and war perils or Naturopathy treatment​​

Reliance staffs are customer friendly. They are committed to providing the best possible services to the policyholder. For any queries related to HealthGain health insurance for your kids, you can download the policy wording or give us a call.

Health Insurance Calculator

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Health Insurance Coverage Calculator

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Health Insurance News


  • Is there any plan under Reliance General which cover kids?

    No, there is no plan exclusively for kids under Reliance General. They can be covered only if one adult is covered under the plan.

  • Can my child be covered under an individual policy?

    Minimum entry age for children under the individual policy is 5 years and above.

  • What is the eligibility for kids under a family floater policy?

    Under a family floater policy, the kids between the age of 91 days up to 4 years can be covered provided there is at least one member who is 21 years or above covered under the plan.

  • Can I change the nominee in mid-term for Reliance General family floater policy that covers my kids?

    Yes, you can easily change the nominee of your family floater policy just by providing the new details to the company.

  • Who should buy Reliance kids health insurance plan?

    Reliance kids health insurance policy is a significant purchase for anyone who wants to cover their dependent kids along with themselves under the same policy. In case, you have children aged 91 days and above, who you want to insure for health, Reliance HealthGain would be a good choice.

Network Hospital in Popular Cities

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New Delhi294
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