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Reliance Health Insurance for Kids

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Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio76.43%
COVID-19 CoverYes
Network Hospitals7,300+
Policies Sold91,492
RenewabilityLifelong

Reliance : Health Insurance for Kids

A healthy lifestyle of children is one of the prime concerns of every parent. Therefore, Reliance, in its HealthGain health insurance policy, offers health insurance coverage to children, either through parent’s insurance policy or with family insurance plans. It is one of the most popular health products of Reliance available on individual and family floater basis. The policy covers the Policyholder, his legally wedded spouse, parents, and dependent children.

Key Features

  • Portability option
  • wide range of sum insured options
  • 5% premium discount for a girl child or single women
  • Reinstate the policy with base Sum Insured after its exhaustion
  • Cumulative bonus at the end of a claim-free year
  • 5% / 10% family discount with an individual policy
  • Claim and policy service guarantee in case of delay
  • Free auto-extension of the policy for an additional year
Scope of Coverage
  • Domestic road ambulance
  • 30 days pre-hospitalisation expenses
  • 60 days post-hospitalisation
  • In-patient treatment
  • Daycare treatment
  • Overage for 4 children under the floater policy
  • Domiciliary hospitalisation

Eligibility

Children between 91 days & up to 4 years are covered under the HealthGain. Floater policy with at least one member aged 21 years or above.

Exclusions

  • No claim for claims within 30 days unless the illness caused by an injury
  • Intentional self-injury
  • Specified illnesses in the case of domiciliary hospitalisation
  • Treatment due to abuse of alcohol or intoxicants consumed by parents
  • Injury caused by Nuclear and war perils or Naturopathy treatment​​

Reliance staffs are customer friendly. They are committed to providing the best possible services to the policyholder. For any queries related to HealthGain health insurance for your kids, you can download the policy wording or give us a call.

Reliance Health Insurance Plans For Kids

    Name of PlanSum Insured
    MORE Health InsuranceMin: 91 Days; Max: 65 Years 3 Lakh Get Quotes Now
    Health GainMin: 91 Days; Max: 65 Years3 Lakh Get Quotes Now

    Health Insurance Calculator

    Whom do you want the insurance for ?

    You
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    Select the age of all members

    • You

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    2 Lac
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    5 Lac
    10 Lac
    25 Lac
    Disclaimer : Actual Premium might vary basis your location, age and number of members

    Health Insurance Coverage Calculator

    Who do you want to insured ?

    • Individual
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    Disclaimer : Actual Coverage might vary basis your location, age and number of members
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    Why to Buy Health Insurance Policy Online from InsuranceDekho

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    Reliance Health Insurance Contact Details

    Reach us for help anytime

    Claim Process at Reliance Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    1576 Reliance Cashless Network Hospitals in India

    FAQ About Reliance Health Insurance

    • Is there any plan under Reliance General which cover kids?

      No, there is no plan exclusively for kids under Reliance General. They can be covered only if one adult is covered under the plan.

    • Can my child be covered under an individual policy?

      Minimum entry age for children under the individual policy is 5 years and above.

    • What is the eligibility for kids under a family floater policy?

      Under a family floater policy, the kids between the age of 91 days up to 4 years can be covered provided there is at least one member who is 21 years or above covered under the plan.

    • Can I change the nominee in mid-term for Reliance General family floater policy that covers my kids?

      Yes, you can easily change the nominee of your family floater policy just by providing the new details to the company.

    • Who should buy Reliance kids health insurance plan?

      Reliance kids health insurance policy is a significant purchase for anyone who wants to cover their dependent kids along with themselves under the same policy. In case, you have children aged 91 days and above, who you want to insure for health, Reliance HealthGain would be a good choice.

    Network Hospital in Popular Cities

    CityNo of Hospital
    Chandigarh38
    Hyderabad298
    Pune323
    Jaipur129
    New Delhi294
    Patna71
    Ghaziabad53
    View All