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Reliance Health Insurance for Woman

Reliance General offers HealthGain insurance, a customized health insurance policy suitable for females. It is available at 5% discount for independent women and covers consultations, day care procedure, tests, including various other expenses. With the HealthGain product in hand, a woman can enjoy cashless health insurance claims across India. In general, Reliance is known for the Claim service guarantee, Policy service guarantee, and excellent customer service support.

Key Features

  • 33.33% increase in Base SI for every claim free year
  • One reinstatement up to 100% of Base Sum Insured
  • Lifelong renewal of your policy
  • SI of Rs 10,000 for the delay in policy issuance
  • 5% discount for an independent woman
  • Auto refill of the Sum Insured

Scope of Coverage

  • Pre & post hospitalisation up to 60 days
  • In-patient treatment and day care treatment
  • Domestic road ambulance cover
  • Donor expenses cover, 50% of SI
  • Domiciliary hospitalisation up to 10% of SI
  • Coverage for donor expenses
  • Call option after every 4 claim free years (in 5th year)
  • Tax benefits of under Section 80D


The minimum required age to buy Reliance HealthGain insurance plan is 5 years.


  • Maternity- or Fertility-related conditions
  • Surgery for joint replacement
  • Arthritis (non-infective), Osteoarthritis and Osteoporosis, Gout
  • Intentional self-injury or any caused by alcohol, drugs or criminal activities
  • Injury due to alcohol, drugs / criminal acts

To uncover more details about Reliance HealthGain Insurance policy, kindly go through the policy wording or give a call to InsuranceDekho at 1800-1205-698.

Health Insurance Calculator

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Disclaimer : Actual Premium might vary basis your location, age and number of members

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Health Insurance News


  • Which is the health plan available for women under Reliance General Health Insurance?

    Health Gain policy of General Insurance is an ideal policy for a woman. It is available as an individual as well as a family floater option. The policy offers benefits like reimbursement or cashless hospitalisation, expenses related to pre and post hospitalisation and various other add-on benefits.

  • Is there benefit of reinstatement of the base sum assured under woman policy?

    The sum assured is reinstated up to 100% of base sum assured, subject to sub-limit of 20% for related injury/illness. 

  • Are there any discounts under Health Gain policy for woman?

    Yes, there is a 5% discount for the independent woman under Health Gain policy. 

  • What is the donor expense benefit under woman health plan?

    Health Gain policy of Reliance General provides donor expense coverage of 50% of sum insured up to a maximum of Rs. 5 lakh.

  • Who should buy a Reliance woman health insurance plan?

    Reliance woman health insurance policy HealthGain is a must-buy for women who wish to financially secure themselves as well as their family members against medical expenses that may incur during a medical emergency situation. 

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