What is the sum insured amount offered under this HealthWise Policy?

The sum insured under this health insurance plan ranges from Rs. 1 Lakh to Rs. 5 Lakh.

What is the entry age criteria under this health insurance policy?

The minimum entry age under this plan is 3 months and extends to the age of 65 years.

Does this plan offer the coverage for daycare treatments?

Yes, this plan offers coverage for medical expenses towards daycare treatments/surgeries, where 24 hours of hospitalisation is not needed.

Is there any need for undergoing a medical test to get this HealthWise Policy?

Yes, medical tests are required for people above the age of 45 years to get the coverage under this plan.

Can I gain any discount under this health insurance plan?

Yes, this plan offers a renewal discount under which for every claim-free renewal you can get a discount of 5% of the premium. This discount is applicable up to 4 continuous claim-free years i.e., a maximum of 20%. Also, a 7% discount is offered on covering two daughters in a 2 adult and 2 kids policy while 4% is provided if one daughter is covered under 2 adult+ 2 kids or 2 adult+1 kid policy.

Is there any room rent capping applied under this HealthWise Policy?

No, no capping on the room rent is there and the room rent expenses are covered up to the sum insured amount. The plan allows you to select any room type or category.

Can I get the coverage for a domiciliary hospitalisation?

Yes, the policy gives its coverage up to 10% of the sum insured. It is basically offered for the cost incurred for availing the medical treatment at home which would otherwise require hospitalisation.

Does this plan offer coverage for the treatment of critical illness?

Yes, the treatment for critical illness is covered under the Gold variant of the HealthWise Policy.

Can I get coverage for the cost of health check-up under this plan? If yes, how?

Yes, you can get the reimbursement of cost of medical check-up up to 1% of average sum insured for individual policies and up to 1.25% for family floater covers, once at the end of a block of four consecutive years, if there are no claims reported under the plan by any member during the block.

When my pre-existing disease can get coverage under the HealthWise Policy?

Your pre-existing diseases can get the coverage after 4 continuous renewals under the Standard variant of the plan, while under Silver and Gold variants you get the coverage after 2 continuous renewals.

Reliance HealthWise Health Insurance Wordings

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Highlights

Cashless Approval TAT	4 hour Cashless Claim Processing
Claim Settlement	100%
Network Hospitals	8,600+
Pre-existing Disease Waiting Period	1 year
Special Benefits	More Cover, More time, More Global
Starting Premium for Rs. 5 lakhs coverage	Rs. 243/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Reliance HealthWise Brochure

1.28 MB
PDF Document
Oct 09, 2019

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Reliance Health Insurance Plan List

Family (3)
Individual (3)
Kids (2)
Parents (2)
Senior Citizen (2)
Woman (2)
Critical Illness (1)

Name of Plan	Sum Insured
MORE Health InsuranceMin: 91 Days; Max: 65 Years Popular	3 Lakh	Check Premium
Arogya Sanjeevani Policy Min: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
Health GainMin: 91 Days; Max: 65 Years	3 Lakh	Check Premium
Hospi Care PolicyMin: 90 days; Max: 65 years	1 Lakh - 10 Lakh	Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years	50,000 - 5 lakh	Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years	50,000 - 5 lakh	Check Premium
Health Infinity Min: 91 Days; Max: 65 Years	3 Lakh	Check Premium
HealthWiseMin: 3 Months; Max: 65 Years	1 Lakh	Check Premium
Critical Illness InsuranceMin: 18 Years; Max: 65 Years	5 Lakh	Check Premium
Personal Accident PolicyMin: 18 years; Max: 70 years	5 Lakh - 20 Lakh	Check Premium

9120 Reliance Cashless Network Hospitals in India

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FAQs on HealthWise Health Insurance Plan

What is the sum insured amount offered under this HealthWise Policy?
The sum insured under this health insurance plan ranges from Rs. 1 Lakh to Rs. 5 Lakh.
What is the entry age criteria under this health insurance policy?
The minimum entry age under this plan is 3 months and extends to the age of 65 years.
Does this plan offer the coverage for daycare treatments?
Yes, this plan offers coverage for medical expenses towards daycare treatments/surgeries, where 24 hours of hospitalisation is not needed.
Is there any need for undergoing a medical test to get this HealthWise Policy?
Yes, medical tests are required for people above the age of 45 years to get the coverage under this plan.
Can I gain any discount under this health insurance plan?
Yes, this plan offers a renewal discount under which for every claim-free renewal you can get a discount of 5% of the premium. This discount is applicable up to 4 continuous claim-free years i.e., a maximum of 20%. Also, a 7% discount is offered on covering two daughters in a 2 adult and 2 kids policy while 4% is provided if one daughter is covered under 2 adult+ 2 kids or 2 adult+1 kid policy.

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Claim Process at Reliance Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Reliance Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Reliance Health Insurance
1800-300924x7
rgicl.services@relianceada.com