Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin

Reliance Health Insurance for Individual

204 reviews Rate This
Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio76.43%
COVID-19 CoverYes
Network Hospitals7,300+
Policies Sold91,492
RenewabilityLifelong

Reliance : Health Insurance for Individual

HealthGain Health Insurance by Reliance General is a complete health insurance policy for an individual. The plan offers coverage for cashless hospitalisation, pre & post hospitalisation expenses, and others. Some of the prime features of HealthGain include amazing discounts, low premium, a longer coverage period, no claim bonus, higher sum insured, tax benefits and much more. HealthGain comes in the form of Plan A and Plan B, which vary in their features, benefits, and other specifications.

Key Features

  • Sum insured range - Rs. 3 Lakh to Rs. 9 Lakh (Plan A) & Rs. 12 Lakh to Rs. 15 Lakh (Plan B)
  • 4000+ network hospitals for cashless treatment
  • Reinstatement of base sum insured
  • Special privileges for covering girl child and single women
  • Call option (in 5th year)
  • Claim service guarantee
  • Policy service guarantee
  • Wellness services, etc.

Scope of Coverage

  • In-patient treatment covered
  • Pre & post hospitalisation expenses covered up to 60 days
  • Day care treatment
  • Domiciliary hospitalisation covered up to 10% of sum insured, subject to a maximum of Rs.50,000
  • Coverage for donor expenses - 50% of sum insured up to max Rs. 5 Lakh
  • Domestic road ambulance expenses covered​
  • Cumulative bonus
  • Pre-existing diseases covered after 36 months of​ continuous coverage, and others

Eligibility

To buy Reliance HealthGain insurance plan, the minimum required age is 5 years, both for individual and family floater plan. The maximum entry age is 65 years.

Exclusions

  • Joint Replacement Surgery
  • Arthritis (non-infective), Osteoarthritis and Osteoporosis, Gout
  • Vertebrae Disorders like Spondylitis, Spondylosis, Spondylolisthesis, etc.
  • Intentional self-injury
  • Injury due to alcohol, drugs / criminal acts​, etc.

If you want to uncover more about Reliance HealthGain Insurance policy, kindly refer to the policy wording. You can also initiate contact with experts at InsuranceDekho at 1800-1205-698 to explore detailed information.

Reliance Health Insurance Plans For Individual

    Name of PlanSum Insured
    MORE Health InsuranceMin: 91 Days; Max: 65 Years 3 Lakh Get Quotes Now
    Health GainMin: 91 Days; Max: 65 Years3 Lakh Get Quotes Now
    HealthWiseMin: 3 Months; Max: 65 Years1 Lakh Get Quotes Now

    Health Insurance Calculator

    Whom do you want the insurance for ?

    You
    Couple
    Family
    Father
    Mother

    Select the age of all members

    • You

    Where do you live ?

    Choose required Coverage for yourself?

    2 Lac
    3 Lac
    5 Lac
    10 Lac
    25 Lac
    Disclaimer : Actual Premium might vary basis your location, age and number of members

    Health Insurance Coverage Calculator

    Who do you want to insured ?

    • Individual
    • Couple
    • Family
    • Parents

    Age of eldest insured member ?

    Where do you live ?

    Metro
    Non-Metro
    Disclaimer : Actual Coverage might vary basis your location, age and number of members
    Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 45 Lacs+ happy customers

    Health Insurance News

    Reliance Health Insurance Contact Details

    Reach us for help anytime

    Claim Process at Reliance Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    1576 Reliance Cashless Network Hospitals in India

    FAQ About Reliance Health Insurance

    • I am covered under employee health insurance. Should I consider buying an individual health insurance plan as well?

      Yes! Investing in an individual health insurance plan will keep you covered even when you switch your job. All in all, buying an individual cover will keep you safe from different drawbacks of employee health insurance. 

    • What is the right time to buy individual health insurance of Reliance General?

      The early you invest in Reliance General individual health insurance plan, the better it will be. If you are in your early 20s, buy health insurance at Reliance and gain wider coverage at low premium.

    • How do individual plans at Reliance General Insurance work?

      Reliance General individual plans provide coverage on an individual basis. In case of an illness, the entire sum insured is utilized for covering only one individual, i.e. the insured individual.

    • What does individual health insurance at Reliance General cover?

      Benefits offered in individual health insurance at Reliance includes pre-hospitalisation and post-hospitalisation, in-patient treatment, day care treatment, donor expenses, domiciliary hospitalisation, and others. 

    • Who should buy Reliance individual health insurance plan?

      Individuals whose family is already covered for health insurance or people who have higher health risk should choose Reliance individual health insurance plan to get covered for all medical expenses incurred during a medical emergency.

    Network Hospital in Popular Cities

    CityNo of Hospital
    Gurgaon67
    Bengaluru362
    Chennai245
    Lucknow85
    Chandigarh38
    Hyderabad298
    Pune323
    View All