Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin
  Hurry Up!
Save tax in 80D by purchasing a Health Insurance Today. View Plan

Why Choose Acko Health Insurance?

Updated On Oct 23, 2023

Health insurance is a crucial financial safeguard that provides peace of mind during times of medical emergencies. Among the many health insurance providers in the market, Acko Health Insurance stands out as a reliable choice for individuals and families. In this article, we will explore the key reasons why you should consider Acko Health Insurance plans for all your medical coverage needs.

Overview of Acko Health Insurance

Why Choose Acko Health Insurance?

Acko Health Insurance is a division of Acko General Insurance, one of India's leading digital insurance companies. The company operates with a strong focus on providing insurance services online and through a user-friendly, digital platform. The insurance provider has gained recognition for its innovative approach to insurance, emphasising simplicity and customer convenience. 

Acko medical Insurance offers a range of medical insurance products designed to cater to the diverse healthcare needs of individuals and families. Their focus on digital innovation, seamless customer experience, and competitive pricing have made them a popular choice for health insurance seekers.

Features of Acko Health Insurance Plans

The detailed features of Acko Health Insurance Plans are as follows:



Acko Benefit




Acko will bear the full cost for a covered medical treatment and you don’t have to make a partial payment.

Preventive health checkup

Annually (for insured members above the age of 18 years)

1 annual health check-up for all insured members above 18 years is covered. You can visit a lab of your choice and get a preventive health checkup done.


Up to your Sum Insured

Teleconsults with General physicians or Specialists are covered, as long as you initiate the teleconsult from the ACKO app.

AYUSH treatment

Up to your Sum Insured

AYUSH (Ayurveda, Yoga and Naturopathy, Unani, Siddha, and Homeopathy) treatments that require overnight hospitalisation are covered.


(up to 60 days before)

All costs associated with your medical condition (e.g., doctor's visit, lab tests, medicines) in the days leading up to your hospitalisation are covered.


(up to 120 days after)

All costs associated with your medical condition (e.g., doctor's visit, lab tests, medicines) after discharge from the hospital are covered.

COVID-19 treatment

Up to your Sum Insured

All COVID-19-related (any variant) hospitalisations are covered.

Inflation Protection

The annual sum insured increases by 10%

Here, your sum insured will be increased by 10% every year, regardless of whether you raise a claim or not.

Ambulance charges

Up to your Sum Insured

All charges to transport the insured members to the hospital (via roadways) are covered.

Day-care treatment

All treatments covered up to your Sum Insured

All hospitalisations that last less than 24 hours (as long as they are medically necessary) are covered, for example, Cataract, Coronary angiography, Haemodialysis, etc.

ICU fees

Up to your Sum Insured

All ICU fees are covered.

9 Reasons to Opt for Acko Health Insurance

If you are confused about relying on Acko for your health insurance needs then we are here to help you. Below mentioned are the top reasons why one should opt for Acko Health Insurance policy:

1. Digital Convenience

Acko Health Insurance is a pioneer in the digital insurance space. You can purchase, renew, and manage your policies online without the need for intermediaries. Their user-friendly website and mobile app make it easy to navigate through the insurance process.

2. Quick and Paperless Claim Settlement

Acko Health Insurance is known for its hassle-free and quick claim settlement process. They offer cashless claim settlement in their network of hospitals, reducing the financial burden during a medical emergency.

3. Customisable Plans

Acko Medical Insurance understands that every individual and family has unique healthcare needs. Their customisable medical insurance plans allow you to tailor your health insurance coverage to suit your specific requirements. This flexibility ensures that you only pay for the coverage you truly need.

4. Competitive Pricing

Acko Health Insurance is committed to providing affordable health insurance solutions. They offer competitive pricing without compromising on the quality of coverage. This affordability makes it accessible to a wide range of individuals and families.

5. Transparency and Trust

Acko is a trusted name in the insurance industry. They are known for their transparent policies and excellent customer service, ensuring that you have a reliable partner to support your healthcare needs. With transparent terms and conditions and a commitment to delivering what they promise, Acko Health Insurance builds trust with its policyholders.

6. Wide Network of Hospitals

Acko Medical Insurance has a vast network of hospitals and healthcare providers. This extensive network ensures that you have access to quality medical care across a wide geographic area, providing you with peace of mind, especially when you're away from your home city.

7. Health and Wellness Services

Acko Health Insurance goes beyond just coverage. They often offer additional health and wellness services, such as teleconsultations, health check-ups, and preventive care programs. These services can help you lead a healthier lifestyle and prevent health issues proactively.

8. Easy Policy Comparison

Acko Health Insurance simplifies the process of comparing different health insurance policies. Their online platform allows you to quickly evaluate the features, coverage, and costs of various plans, making it easier to make an informed decision about your health insurance.

9. Efficient Customer Support

Acko Health Insurance have a responsive customer support team. Whether you have questions about your policy, need assistance with a claim, or require clarification on any aspect of your coverage, their support team is readily available to assist you.

Final Words

Your health is invaluable, and Acko Health Insurance can help protect it while providing peace of mind.  By choosing Acko Health Insurance plans, you are opting for a well-rounded insurance provider that not only offers digital convenience and competitive pricing but also prioritises your unique needs, trust, and commitment to quick and efficient healthcare solutions.

Frequently Asked Questioackons (FAQs)

Ques 1. Does ACKO provide health insurance?

Ans. Yes, ACKO provides health insurance.


Ques 2. How is ACKO's health plan?

Ans. ACKO's health plans are known for being customizable, offering digital convenience, and quick claim settlement.


Ques 3. Which health insurance is best?

Ans. The best health insurance varies based on individual needs. ACKO is a popular choice due to its digital convenience, transparency, and affordability.


Ques 4. Who is the owner of ACKO health insurance?

Ans. ACKO Health Insurance was co-founded by Varun Dua in 2016.


Ques 5. How old is ACKO health insurance?

Ans. ACKO Health Insurance was founded in 2016, making it around 7 years old as of 2023.


Ques 6. Why is ACKO successful?

Ans. ACKO is successful due to its innovative digital approach, quick and hassle-free claim settlements, customisable plans, competitive pricing, transparency, and trustworthiness in the insurance industry.


Also Read: All You Need to Know About 1 Crore Health Insurance


This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

Age of eldest insured member ?

Where do you live ?

Disclaimer : Actual Coverage might vary basis your location, age and number of members
Must BuyMust Buy

Why to Buy Health Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 75,000*
  • Claim support everyday 10AM-7PM
  • 50 Lacs+ happy customers