Secure Your Future by Investing in Good Health Insurance
Updated On Feb 11, 2021
Over the past few years, Indians may have become more fitness conscious, but failed on various factors. As per a fitness device platform named Goqii, the cases of Indians aged below 45 years suffering from lifestyle diseases rose in the year 2018 as compared to 2017. Cases of Diabetes increased from 3.6% to 5.1%, cases of Hypertension rose from 4.9% to 9.4%, cases of Cholestrol increased to 12.1% from 5.4%, and cases of Thyroid rose to 6.1% from 4.4%. The results of the Cigna 360 Wellbeing Survey depicted that the major cause of lifestyle diseases for 82% of Indians is stress with work, health, and money.
These lifestyle diseases not only reduce productivity, but also lead to high hospitalisation expenses. Some health insurance providers tend to increase fitness motivation by offering monetary rewards for good health. Max Bupa, ManipalCigna, and Aditya Birla are some of those who offer an incentive on their health insurance products.
So, if you go for these policies these help you to monitor your health constantly and more importantly, let you adopt a proactive approach in life, then you barely require to spend bucks on medication. This way, you can not only stay fit for a longer period of time but also save majorly in the long run. The best way to keep yourself healthy is to indulge in a healthy routine from a young age. As early as you begin, more and more benefits you could reap in the later years.
As it is often seen that even if you have brought the right health insurance plan at an early age, still the premium could rise later. What you can do here is start saving a bit side by side to help secure your future and be self-sufficient to pay for rising expenses. For instance, retired government employee, Mr. Joshi (76 years) saves Rs. 10,000 per month from his pension to meet the contingency needs. For retirement, it is not only important to anticipate expenses, but keeping yourself fruitfully busy is equally important. You can plan accordingly to boost your overall well-being quotient, thus thereby reducing health Insurance issues and healthcare expenses.
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