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Policy Terms of Acko Health Insurance Plans

Published On Jun 22, 2021, Updated On Jul 02, 2021

Health insurance can be seen as a shield that protects individuals against any kind of medical emergency by ensuring quality treatment for them. You must invest in a good and compatible health insurance policy at an early age. Spending out of your pocket in private hospitals while undergoing treatment can drain your financial savings, which might lead you to stress. There are a plethora of plans to choose from, from the large number of insurance companies that are present in the market. Therefore, you must compare the plans of these different companies and choose the one that suits your needs based on your budget and pre-existing diseases, if any. 

Acko Health Insurance is one of the popular health insurance providers which provides standardized and comprehensive policies. The wide range of policies covers pre and post-hospitalization expenses, domiciliary covers, and daycare procedures. The plans offered by Acko Health Insurance are affordable and pocket-friendly for different groups of people. 

Policy Terms of Acko Health Insurance Plans

About Acko Health Insurance 

Acko General Insurance is known to be the first digital insurance provider in the market. It is also one of the fastest-growing firms in India with unique facilities for its policyholders. With a customer base of more than 50 million, it provides various products like motor insurance, health insurance, and many more. Acko Health Insurance is one of the most reliable products of the company. The firm has established a quick and smooth process of online insurance purchasing or renewing which has reduced the paperwork to a minimum. Let us look at some of the basic features of Acko Health Insurance: 

  • The company has a wide network of 5,300+ linked hospitals to provide cashless treatment facilities. 
  • It had a claim settlement ratio of 74.09% in FY 2019-20 
  • Acko Health Insurance provides its policyholders the option of lifelong renewability of policies. 
  • It also offers free healthcare check-ups based on certain conditions mentioned in the policy. 

Policy Terms of Acko Health Insurance

The terms and conditions of the policies vary from one plan to the other but there are certain standard terms that are applied to all the policies offered by Acko Health Insurance. Let us look into those terms: 

1. Age Limit

The company has set some limits on the minimum and maximum age of entry. To purchase a policy from Acko Health Insurance, an individual must have a minimum age of 18 years and a maximum age of 65 years. Below or above the specified age limit, the person shall not be eligible to purchase a policy from Acko Health Insurance. 

2. Renewal of Policies

The firm has made a provision of lifelong renewability of policies for its policyholders. This helps the customers to stay associated with the company forever and enjoy the benefits without any compromise. 

3. Waiting Period

The general waiting period for Acko Health Insurance is 30 days starting from the date of purchase of the policy. You can avail the benefits of your purchased policy only after the mentioned initial waiting period. 

Benefits of Acko Health Insurance Plans 

You can consider choosing Acko Health Insurance while buying a health insurance policy as it serves the following benefits: 

  • The plans offered by Acko Health Insurance are affordable and easy on your finances. You can use an online premium calculator to get an accurate idea of the future expenses for your premiums. 
  • If you are not satisfied with the services of your insurer, you can easily port your insurance policy to Acko Health Insurance, as it covers wide benefits. 
  • An experienced team of Acko Health Insurance ensures on-time delivery of quality services while claiming your policy. 


Having considered the above-mentioned benefits and policy terms of Acko Health Insurance, you must have understood the reason behind Acko Health Insurance being a trusted health insurance provider in India. You can buy your policy from Acko Health Insurance and must go through the policy-related documents carefully.  

Also Read: Advantages of buying health insurance from ACKO

Easy Ways To Pay Premium For Acko Health Insurance Policy Online

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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