Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin
Hurry Up!
Save upto ₹75,000 on taxes in 80D. Buy a health insurance now!
View Plans

How Is Digit Health Insurance?

Updated On Aug 13, 2022

You have complete protection against medical crises thanks to Digit medical insurance. Your financial security is guaranteed by Digit healthcare insurance when you or every covered member of your family need hospital care. 

Digit Health insurance plans will provide you peace of mind throughout your medical procedures and save you from rushing around at the last moment. They achieve everything through a wide chain of hospitals that you may discover nearby. In order to maintain the health and wellbeing of your family members, you may register for Health Insurance by Digit.

How Is Digit Health Insurance?

Important Elements Of Digit Health Plus Policy

The benefits of this health coverage plan are as follows:

  • Free Medical Examination Service: The amount of reimbursement offered is capped at Rs. 5000 rupees, or up to 0.25 percent of the total sum insured.
  • Renewal Of The Insured Sum: When the insured sum runs out, it could be renewed. If a family floater insurance is in place, the amount insured is recovered. For instance, if the number of members is three and the amount covered is Rs.300000, and the money insured is used up upon a claim, then every covered individual would receive a refill of Rs. 300000 as their amount covered. Only unassociated disorders for every person are acceptable.
  • Cumulative Bonus: When continuing your insurance, you will receive a Bonus called cumulative bonus if you've not already made any claims for hospitalizations due to a sickness, an injury, or a severe illness. Without having to pay any more charges, the sum-covered value will rise.

List of Digit Health Insurance Plans

There are various plans offered by digit insurance, some of them are mentioned below:

Digit Smart Insurance 

The Smart choice from Digit Insurance is simple vanilla insurance that functions nicely. Additionally, it is a cost-effective choice even though it may not have many advantages that other, more complex plans offer.

Option For Digit Insurance Comfort

The comfortable option from Digit Healthcare is solid insurance that offers a wide range of protection. In addition, it takes things a step further and provides severe disease coverage (for conditions like cancer), under which you receive an additional 25 percent of the insured money after your coverage has run out.

While Renewing your Digit Health Policy, there are some things to keep in mind

  • This is the perfect moment to raise your Amount Insured. It cannot be done at any point during the year.
  • Check to see whether you received an NCB if your plan gives one if you haven't made a claim within the last year.
  • Just when you are renewing your policy you have the ability to add members of your family. So please keep it in mind.

Things Which Are Not Covered Under Digit Healthcare

The Digit healthcare insurance provides you with a range of medical services, but there are also a few limitations stated that may or may not be unintentional. This list would go through a few of the usual things which are not covered under this healthcare plan and how it affects you as a consumer.

Expense Of Pos-natal and Prenatal

  • These medical costs, barring the need for hospitalizations.
  • Conditions That Already Exists
  • The claim can not be filed if the condition exists already until the waiting period has passed.
  • Hospitalization without a Physician's Recommendation
  • Any illness which admitted you into hospital but that doesn't match the prescription made by the doctor is not included.

Conclusion

Among the top options in the nation is Digit Healthcare Insurance. Far beyond a webpage, they provide a distinctive and personalized service. The business takes the time to find out about your needs before guiding you through the procedure, including online enrollment and quote requests, as well as any queries you may have along the way. This isn't like conventional plans, which might be challenging to understand. This is not the case with Digit Medical Insurance.

Also read: How Is Manipal Cigna Health Insurance?

How is SBI health insurance?

Disclaimer

This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

Age of eldest insured member ?

Where do you live ?

Metro
Non-Metro
Disclaimer : Actual Coverage might vary basis your location, age and number of members

Best Health Insurance Plans In India

  • Cover 5 L
    Starting at 832/month*
    No room rent limit 100% no claim bonusUnlimited restoration benefits3 years PED waiting period
    View All Features
  • Cover 10 L
    Starting at 739/month*
    No room rent limit Unlimited restoration benefits50% no claim bonus4 Years PED Waiting period
    View All Features
  • Cover 5 L
    Starting at 447/month*
    No room rent limit 33% no claim bonus100% restoration benefits3 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 1,312/month*
    No room rent limit 50% no claim bonus100% restoration benefits3 yrs PED waiting period
    View All Features
  • Cover 5 L
    Starting at 448/month*
    Single Private A/C Room 20% no claim bonus100% restoration benefits1 year PED waiting period
    View All Features
  • Cover 5 L
    Starting at 664/month*
    No room rent limit 20% no claim bonus100% restoration benefits2 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 675/month*
    No room rent limit 50% no claim bonusUnlimited restoration benefits3 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 690/month*
    Single Private A/C Room 100% restoration benefits3 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 546/month*
    Twin sharing room Zero no claim bonus100% restoration benefits2 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 566/month*
    No room rent limit 20% no claim bonus100% restoration benefits3 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 1,770/month*
    Zero no claim bonusNo restoration benefits1 year PED waiting period
    View All Features
  • Cover 40 L
    Starting at 62/month*
  • Cover 2 L
    Starting at 146/month*
  • Cover 5 L
    Starting at 806/month*
    Single Private Room 10% no claim bonus100% restoration benefits2 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 476/month*
    60% no claim bonus150% restoration benefits4 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 526/month*
  • Cover 5 L
    Starting at 855/month*
    25% no claim bonus100% restoration benefits4 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 448/month*
    Single Private A/C Room 20% no claim bonus100% restoration benefits1 year PED waiting period
    View All Features
  • Cover 5 L
    Starting at 396/month*
    No room rent limit Room rent upto 2% of SI Room rent upto 1% of SI No room rent limit
    View All Features
  • Cover 5 L
    Starting at 738/month*
    No room rent limit 50% no claim bonus100% restoration benefits3 yrs PED waiting period
    View All Features
Note: Premium is shown for 18yr old individual of Delhi
Show More
Must BuyMust Buy

Why to Buy Health Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 75,000*
  • Claim support everyday 10AM-7PM
  • 66 Lacs+ happy customers