Health Insurance Companies Offering Aarogya Sanjeevani Policy
Published On Sep 27, 2021
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Considering the ongoing global scenario, we can understand the importance of financial aid in different aspects. Considering the health aspect of an individual, it is necessary to have some financial backup to support your medical expenses in case of emergency as life is full of unforeseen events. These days due to the decline in the economies, the rate of inflation is rapidly increasing resulting in the cost of basic treatments has increased thus leading people to exhaust their financial savings on a regular healthcare treatment. To help the people out of this situation and support them so that they can compensate for the medical expenses without worrying about the money, the health insurance providers have rolled out different types of health insurance plans that help and support the individuals effectively.
Among the wide range of health insurance products that are available in the insurance market, some of the prominently bought ones are individual health insurance covers, family floater plans, maternity benefit covers, Aarogya Sanjeevani plans, senior citizen plans, and much more. Out of these, Aarogya Sanjeevani health insurance plan is meant to provide regular financial protection to the policyholders at an affordable price for the basic expenses. These plans have been mandated by the IRDAI, so that both individuals as well as the families can invest in affordable and extensive health insurance plans to protect themselves.
About Aarogya Sanjeevani Health Insurance Policy
Aarogya Sanjeevani is a basic and regular health insurance plan which can be categorized under the standard health insurance products. It is offered by almost all the health insurance providers to provide comprehensive and cost-effective health insurance plans to the policyholders. It provides compensation for medical expenses like the hospitalization expenses, organ donor expenses, AYUSH treatments, COVID-19 covers, room rents, ambulance charges, daycare treatment costs, and a lot more. Let us look at some of the prominent features and benefits of the Aarogya Sanjeevani health insurance plans:
- This type of a health insurance plan can be bought for both individuals or families, as it offers affordable premium rates.
- It comes with a 5% copayment for the policyholders which is very less when compared to other plans with such features.
- The insurers offer the policyholders a 15 days free-look period under which the policyholders can thoroughly understand their purchased policy.
Health Insurance Companies Offering Aarogya Sanjeevani Plan
Following are some of the prominently known health insurance companies that offer Aarogya sanjeevani health insurance plans in the insurance market to the policyholders:
1. Royal Sundaram Aarogya Sanjeevani Health Insurance Plan
This Aarogya Sanjeevani plan by Royal Sundaram includes the senior citizens like the dependent parents and the in-laws of the family under the same plan. The assured sum of money for the policyholders ranges from Rs. 1 Lakhs to Rs. 5 Lakhs, and it provides for the modern treatments along with the basic medical expenses. It ensures affordable premiums and hassle-free claims for the policyholders thus, enhancing their customer experience at the time of the claim settlement process.
2. Reliance Aarogya Sanjeevani Health Insurance Plan
It offers financial compensation for room rents, ambulance charges, intensive care expenses, surgeon fees, and much more. This health insurance cover by Reliance health insurance is extensive and cost-effective for the policyholders and it offers a co-payment of 5% on all claims made by the policyholders at the time of claim settlement process.
3. HDFC Ergo Aarogya Sanjeevani Health Insurance
With a wide network of linked hospitals this health insurance cover provides cashless claim benefits to the policyholders and it can cover the entire family of an individual under the single plan. Apart from the cumulative bonus, rewards, and other perks, this plan offers a wide range of claim amounts to choose from for the policyholders.
You must conduct your own research and look for more plans before investing in a suitable Aarogya Sanjeevani health insurance cover. You must carefully read the policy terms to understand the inclusions and exclusions of your desired health insurance plan.
Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.