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HDFC Ergo Health Insurance Plan: Easy Steps To Renew Your Policy

Published On Sep 23, 2022

Before the policy ends, the insured must pay the health insurance premium for the upcoming policy term. This is a simple process. You are able to keep receiving your health insurance policy's advantages thanks to it.

You have the option of renewing your HDFC Ergo General Insurance health insurance policy offline or online. Both techniques are incredibly straightforward, safe, and practical.

HDFC Ergo Health Insurance Plan: Easy Steps To Renew Your Policy

HDFC ERGO Online Renewal

Before it expires, the policyholder should renew their HDFC ERGO Health coverage. There are several options for renewing the coverage, including visiting an HDFC ERGO Health Insurance branch in your area or through the company's official website.

The procedures for renewing your HDFC Ergo health insurance policy online are listed below:

  • Click on "Renew" on the top bar menu when you access the HDFC ERGO Health Insurance's official website.
  • Complete all fields, including the policy number, birthdate, and registered cellphone number.
  • Select the "Let's Renew" button.
  • Your required payment amount will be displayed on the following page.
  • The insurance documents will be delivered to your registered email address once payment has been received.

What Is The Health Insurance By HDFC Ergo Policy Renewal Offline Process?

By contacting the specialists over Whatsapp and outlining your needs, you can renew your HDFC Ergo General Insurance health insurance policy in the offline manner.

By going to the nearest HDFC Ergo General Insurance location, you can easily renew your health insurance coverage.

What Will Happen If Your HDFC ERGO Health Policy Is Not Renewed By The Due Date?

You may occasionally neglect to repay your HDFC ERGO health insurance payment by the due date. In such circumstances, the following circumstances may occur:

  • Benefits like the No Claim Bonus and lower premiums won't apply to you.
  • Once the insurance expires, you won't receive any benefits from your coverage.
  • The waiting time will be reduced following each policy renewal. The pre-existing illness won't be covered until after a waiting period. In the event that your health insurance is not renewed, the wait time will start over.
  • You'll need to buy a new health insurance plan and go through the same document verification procedure once more.
  • To purchase a new health insurance plan, the insurer may need you to do the pre-medical examination once more.

Things To Keep In Mind When Renewing Your HDFC Health Insurance Policy

It is easy to renew HDFC ERGO Health Insurance. When renewing your coverage, bear in mind the following important points:

  • Before the policy's expiration date, renew your coverage.
  • Check on the  the policy's expiration date.
  • Between the policy's expiration date and its renewal, claims cannot be submitted.
  • Never renew insurance without re-evaluating your needs and requirements.

How Can I Sign Up For An HDFC ERGO Health Insurance Plan?

You can sign up by following the following steps.

  1. Insurance Agent - Many consumers choose to work with insurance agents when purchasing health insurance. A HDFC ERGO Health Insurance advisor can help you purchase the plan and explain  its features toyou.
  2. From The Branch Of The Company - As an alternative, you can purchase the health plan straight from the business. Simply make the purchase at the HDFC ERGO Health Insurance location that is most convenient for you.
  3. Digital Way- Online resources for the HDFC ERGO Health insurance are abundant. The procedures for purchasing online policies are quite straightforward, and the insurance is also less expensive online.


Keep in mind that in order to continue receiving the benefits of your health insurance coverage, you must renew your plan on time or within the grace period. If you pay your premiums on time, you will be in a stable financial position. If you forget to pay your premiums on time, your insurer will provide you a grace period. It can be problematic if there is a medical emergency if you also skip the grace period because the coverage will expire.

Also read: Detailed Guide On ICICI Lombard Health Insurance Plan: Find Here

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This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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