Detailed Guide On ICICI Lombard Health Insurance Plan: Find Here
Published On Sep 21, 2022 10:00 AM By InsuranceDekho
Table of Contents
A comprehensive health plan that meets practically all of an individual's and family's healthcare needs is ICICI Lombard Health Insurance. By offering free health check-up and a host of other health benefits the plan takes care of its clients' healthcare needs. Customers can choose from 4 types of ICICI Lombard's Complete Health Insurance to tailor their health insurance plan as per their needs.
By providing several optional covers, ICICI Lombard Health Insurance enables policyholders to supplement the basic plan with additional coverage.
Why Go For ICICI Lombard Health Insurance?
ICICI Lombard health plans' justifications wide variety of health insurance options are provided by ICICI Lombard Insurance.
It is essential to purchasing the correct health insurance policy due to escalating health care costs. The health insurance policies provided by ICICI Lombard are tailored to your family's medical requirements.
- Health plans that are specific to both you and your family
- Various plan options to meet your unique demands
- Alternatives for preventive and wellness treatment under the plans
- Wellness Programs are available through health insurance.
- There is no maximum admission age restriction.
- Service for guaranteed claims
- Under the plans, there is lifetime renewability available.
- Insurance under the age of 46 does not require a pre-policy medical examination.
- Access cashless medical care at more than 4500 hospitals.
A List Of The Health Plans Offered By ICICI Lombard
Customers of ICICI Lombard can choose from three different kinds of health insurance plans. One is an indemnity-oriented health insurance programme that offers full coverage and covers actual medical expenses. A top-up insurance plan, which is the second option, enables you to increase your level of coverage at extremely reasonable premium levels. The third option is an accident insurance plan, which provides a set benefit sum in the event of accidental fatalities and disabling injuries.
Let's examine the plans in greater detail:
- ICICI Saral Suraksha Bima
Accidents and unforeseen circumstances might give your life a tragic ending. Even though diseases may appear to be preventable, accidents can be challenging to avoid. Therefore, your only option is to use the ICICI Saral Suraksha Bima to strengthen your financial position. If an accident results in the insured member's death or permanent disability.
- Complete Health Insurance From ICICI Lombard
It's an indemnification health insurance plan that pays for your actual medical expenses should you need to be hospitalised. Additionally, there are incentives for extra coverage that enable you to enhance and customise the coverage of your policy. The programme includes a wellness component that pays you for keeping up a healthy lifestyle.
- Lombard Health Booster By ICICI
A top-up health insurance policy that serves as extra protection if you already have a health insurance policy. You can choose this top-up policy if you wish to increase the amount insured under your current health insurance plan while paying reduced premiums. The plan is also an indemnity-oriented health insurance one that pays for medical expenses on an as-needed basis.
- Personal Protective Insurance From ICICI Lombard
This extensive personal accident policy includes coverage for unintentional fatalities and disabilities. The plan is a variable benefit health insurance one that, in the event of claims, pays a flat sum payment regardless of the actual expenditures spent. Accidents brought on by natural disasters are also covered. This policy can be purchased without undergoing a medical check up and offers coverage not just in India but also abroad.
The company's health insurance plans offer the best benefits for subscribers to have substantial protection from healthcare inflation. They will provide you with their best efforts without a doubt.
Also read: Why Should I Buy A Health Insurance Plan With Maternity Coverage?
Learn How To Calculate Premium Of Aditya Birla Health Insurance Policy