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Choosing Health Insurance to Become Easier in the Future

Published On Mar 18, 2019 12:00 AM By Yamini

In February, 2019, IRDAI released draft guidelines on standardization of individual health products. The basic health indemnity product would be uniform across the market and include basic mandatory covers. Features such as coverage for Outpatient Department (OPD) and AYUSH (alternate treatments) would be a part of the product as well. Furthermore, the health insurance product would also provide customers who buy the policy at a young age and those who renew it regularly with incentives.

In regards to the basic health indemnity product, Anuj Gulati, MD & CEO, Religare Health Insurance said, “The plan would bring customers currently uninsured, come under the purview of basic yet effective and affordable health insurance, thus helping in higher penetration that is conducive for the industry on the overall”.

The basic health indemnity product is likely to simplify the purchase of health insurance, push up costs due to the inbuilt benefits, and encourage people with incentives for early entry & continued renewals.

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