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Advantages of Buying Aditya Birla Health Insurance Plans

Published On Jun 15, 2021 10:00 AM By InsuranceDekho

Aditya Birla Health Insurance Co. Ltd. is regulated by IRDAI and is a reputed and popular brand in the market. The company launched ABIBL as a subsidiary to make sure that general insurance services including health insurance services are provided to its customers.  Aditya Birla Health Insurance company has tie-ups with many health service providers like doctors, diagnostic centers, and hospitals. It has a claim settlement ratio of 70.81% in FY 20, which makes it a trusted choice among customers. 

The company designs curated and customized policies to meet the demands of the policyholders. The health insurance policies by  Aditya Birla Health Insurance are affordable and pocket-friendly for people of different social groups. Aditya Birla Health Insurance has its own set of unique features and attractive benefits for its customers like the plans for more than 50 members, hospital cash benefits, daycare procedures, critical illness, and cancer plans. 

Advantages of Buying Aditya Birla Health Insurance Plans

Aditya Birla Health Insurance

Provided that it is one of the trusted and reputed names in the health insurance market,  Aditya Birla Health Insurance has a wide range of services to offer to its policyholders. To enhance the policies, the customers can add top-ups to their plans, which will provide them more benefits at a low cost. Let us look at some of the basic features of  Aditya Birla Health Insurance company: 

  • It has a network of 6,000+ linked hospitals for cashless treatments 
  • The company has a claim settlement ratio of 70.81%
  • Aditya Birla Health Insurance provides lifelong renewability option to its policyholders 
  • The additional rider benefits are also available to its customers 
  • Aditya Birla Health Insurance has sold around 1,86,244+ policies successfully

With the above features, the  Aditya Birla Health Insurance company provides comprehensive coverage for individuals, families, newborns, women, and senior citizens. Some of the different types of plan that are offered by  Aditya Birla Health Insurance are: 

  1. Aditya Birla Activ Health Platinum Essential Plan 
  2. Aditya Birla Activ Health Platinum Enhanced Plan
  3. Aditya Birla Activ Secure Personal Accident Plan 
  4. Aditya Birla Activ Secure Hospital Cash Plan, and many more. 

Benefits of Aditya Birla Health Insurance Plans 

Let us look at some of the key features of the Aditya Birla Health Insurance plans: 

  • Wellness Coaching

It is one of the special and unique features of Aditya Birla Health Insurance, where the customers can have access to medical experts. These medical specialists address the doubts of the individual anytime as per convenience. 

  • Health Returns

People who maintain a healthy lifestyle get awarded for doing so. The rewards vary under certain T&Cs. Therefore, you must visit the official website of Aditya Birla Health Insurance to gain more information about the same. 

  • Sum Insured Has Multiple Options

You get a choice of multiple sums insured options at Aditya Birla Health Insurance. The sum insured can reach a height of Rs. 2 Crore. You can select the claim amount as per your budget and requirements. Also, you must remember that with the increase in claims amount, the premiums increase. 

  • Linked Hospitals

Aditya Birla Health Insurance company has a wide network of linked hospitals that provide cashless treatment to policyholders. The list of the hospitals is available on the official website.  

  • Tax Benefits

According to section 80D, the customers get relief on the taxes on their premiums. 

Why Choose Aditya Birla Health Insurance?

Aditya Birla Health Insurance is a decent and famous company that ensures the betterment of its customers, therefore, some of the personalized features of the plans offered by the firm include: 

  • Chronic Management Program

Under this program, choric health ailments are covered like diabetes, heart diseases, lung diseases, etc. A day 1 cover can be provided in case of a chronic condition. If a policyholder develops a chronic health disease during their existing policy tenure, then the policy is upgraded to the chronic management program. 

  • Health Return Benefit 

You can earn back 30% of your premium by staying healthy and earning health reward points. 

  • Second E Options 

In case of critical conditions, second opinions are also considered from the medical experts and international specialists. 

Also Read: Activ Assure Diamond Plan by Aditya Birla - To Fulfill Your Health Insurance Needs

Discovering Aditya Birla’s Activ Assure Diamond Plan


You can choose an apt plan for yourself and facilitate the buying or renewing process of the health insurance policies online using the official portal of the Aditya Birla Health Insurance company. Make sure you go through the details of the policy like the exclusions and inclusions. 

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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