New India Janata Mediclaim Health Insurance Wordings

Janata Mediclaim Policy can be purchased for a sum insured of Rs. 50,000 or Rs. 75,000. 

Janata Mediclaim Policy can cover the insured as well as one or more of the following family members:

• Spouse
• Dependent children
• Dependent parents

Following are the documents required at the time of claim under Janata Mediclaim Policy: 

• Bill, discharge certificate or card, and receipt from the hospital
• Cash memos from the pharmacy or the hospital, along with proper prescriptions
• Receipts and pathological test reports along with a note from attending Medical Practitioner or Surgeon recommending the test
• Surgeon’s certificate with the nature of operation performed, mentioned on it, long with the receipt and bill
• Receipt and certificate of diagnosis from attending Doctor/Specialist/Surgeon/Anesthetist etc.  

You get covered for the following in-patient hospitalisation expenses under Janata Mediclaim Policy: 

• Expenses related to treatment taken in the general ward of the hospital or daycare center up to Rs. 450 per day 
• Intensive Care Unit (ICU)/ Intensive Cardiac Unit (ICCU) charges 
• Fee of Surgeon, Anesthesia, Specialist, Consultant, Medical Practitioner 
• Expenses related to blood, operation theatre, medicines, drugs, dialysis, surgical appliances, radiotherapy, x-ray, chemotherapy, relevant diagnostic tests, etc.