What is the eligibility for Janata Mediclaim Policy?

People aged between 18 years and 60 years can purchase Janata Mediclaim Policy. They can also include dependent children if they are aged between 3 months and 18 years, if parents are also covered under the policy.

What are the sum insured options available under Janata Mediclaim Policy?

Janata Mediclaim Policy can be purchased for a sum insured of Rs. 50,000 or Rs. 75,000.

Who can be covered under Janata Mediclaim Policy?

Janata Mediclaim Policy can cover the insured as well as one or more of the following family members: Spouse Dependent children Dependent parents

What are the documents required at the time of claim under Janata Mediclaim Policy?

Following are the documents required at the time of claim under Janata Mediclaim Policy: Bill, discharge certificate or card, and receipt from the hospital Cash memos from the pharmacy or the hospital, along with proper prescriptions Receipts and pathological test reports along with a note from attending Medical Practitioner or Surgeon recommending the test Surgeon’s certificate with the nature of operation performed, mentioned on it, long with the receipt and bill Receipt and certificate of diagnosis from attending Doctor/Specialist/Surgeon/Anesthetist etc.

What am I covered for under in-patient hospitalisation expenses under Janata Mediclaim policy?

You get covered for the following in-patient hospitalisation expenses under Janata Mediclaim Policy: Expenses related to treatment taken in the general ward of the hospital or daycare center up to Rs. 450 per day Intensive Care Unit (ICU)/ Intensive Cardiac Unit (ICCU) charges Fee of Surgeon, Anesthesia, Specialist, Consultant, Medical Practitioner Expenses related to blood, operation theatre, medicines, drugs, dialysis, surgical appliances, radiotherapy, x-ray, chemotherapy, relevant diagnostic tests, etc.

New India Janata Mediclaim Health Insurance Wordings

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Highlights

Claim Settlement Ratio	98.00%
Network Hospitals	7,500+
PED Coverage Starting From	4 years
Pre-existing Disease Waiting Period	4 years
Starting Premium	560
Starting Premium for Rs. 5 lakhs SI	Rs. 560/month

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New India Assurance Health Insurance Plan List

Critical Illness (2)
Family (3)
Individual (2)
Kids (1)
Cancer (1)
Maternity (1)
Woman (1)
Parents (1)
Senior Citizen (1)

Name of Plan	Sum Insured
Floater MediclaimMin: 3 Months; Max: 65 YearsPopular	2 Lakh	Check Premium
Asha Kiran PolicyMin: 91 days; Max: 60 yearsPopular	2 Lakh - 8 Lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
Mediclaim PolicyMin: 3 Months; Max: 65 YearsPopular	1 Lakh	Check Premium
Cancer Mediclaim PolicyMin: 18 Years; Max: 70 Years	50,000	Check Premium
Premier Mediclaim PolicyMin: 3 Months; Max: 65 Years	15 Lakh	Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years	50,000 - 5 lakh	Check Premium
Senior Citizen Mediclaim PolicyMin: 60 Years; Max: 80 Years	1 Lakh	Check Premium
Janata Mediclaim PolicyMin: 3 months; Max: 60 years	50 Thousand - 75 Thousand	Check Premium

New India Assurance Health Insurance Top Up List

Family (1)
Top-up (1)

Name of Plan	Sum Insured
Top-up & Super Top-Up PlanPopular		Check Premium
Top-Up Mediclaim PolicyMin: 3 Months; Max: 65 Years	5 Lakh	Check Premium

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FAQs on Janata Mediclaim Policy Health Insurance Plan

What is the eligibility for Janata Mediclaim Policy?
People aged between 18 years and 60 years can purchase Janata Mediclaim Policy. They can also include dependent children if they are aged between 3 months and 18 years, if parents are also covered under the policy.
What are the sum insured options available under Janata Mediclaim Policy?
Janata Mediclaim Policy can be purchased for a sum insured of Rs. 50,000 or Rs. 75,000.
Who can be covered under Janata Mediclaim Policy?
Janata Mediclaim Policy can cover the insured as well as one or more of the following family members:

Spouse

Dependent children

Dependent parents
What are the documents required at the time of claim under Janata Mediclaim Policy?
Following are the documents required at the time of claim under Janata Mediclaim Policy:

Bill, discharge certificate or card, and receipt from the hospital

Cash memos from the pharmacy or the hospital, along with proper prescriptions

Receipts and pathological test reports along with a note from attending Medical Practitioner or Surgeon recommending the test

Surgeon’s certificate with the nature of operation performed, mentioned on it, long with the receipt and bill

Receipt and certificate of diagnosis from attending Doctor/Specialist/Surgeon/Anesthetist etc.
What am I covered for under in-patient hospitalisation expenses under Janata Mediclaim policy?
You get covered for the following in-patient hospitalisation expenses under Janata Mediclaim Policy:

Expenses related to treatment taken in the general ward of the hospital or daycare center up to Rs. 450 per day

Intensive Care Unit (ICU)/ Intensive Cardiac Unit (ICCU) charges

Fee of Surgeon, Anesthesia, Specialist, Consultant, Medical Practitioner

Expenses related to blood, operation theatre, medicines, drugs, dialysis, surgical appliances, radiotherapy, x-ray, chemotherapy, relevant diagnostic tests, etc.

Claim Process at New India Assurance Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

New India Assurance Health Insurance Contact Details

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755 1196 989Mon to Sun 10:00 AM to 7:00 PM
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1800-209-141524*7
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