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New India Janata Mediclaim Health Insurance Wordings

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Highlights
Claim Settlement Ratio92.68%
Network Hospitals7,500
PED Coverage Starting From4 years
Pre-existing Disease Waiting Period4 years
Starting Premium 560
Starting Premium for Rs. 5 lakhs SIRs. 560/month

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New India Assurance Health Insurance Plan List

    Name of PlanSum Insured
    Floater MediclaimMin: 3 Months; Max: 65 Years2 Lakh Check Premium
    Asha Kiran PolicyMin: 91 days; Max: 60 years2 Lakh - 8 Lakh Check Premium
    Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Check Premium
    Mediclaim PolicyMin: 3 Months; Max: 65 Years1 Lakh Check Premium
    Cancer Mediclaim PolicyMin: 18 Years; Max: 70 Years50,000 Check Premium
    Premier Mediclaim PolicyMin: 3 Months; Max: 65 Years15 Lakh Check Premium
    Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Check Premium
    Senior Citizen Mediclaim PolicyMin: 60 Years; Max: 80 Years1 Lakh Check Premium
    Janata Mediclaim PolicyMin: 3 months; Max: 60 years50 Thousand - 75 Thousand Check Premium

    New India Assurance Health Insurance Top Up List

      Name of PlanSum Insured
      Top-Up Mediclaim PolicyMin: 3 Months; Max: 65 Years5 Lakh Check Premium

      1070 New India Cashless Network Hospitals in India

      Choose New India Assurance Critical Illness Plan

      FAQs on Janata Mediclaim Policy Health Insurance Plan

      • What is the eligibility for Janata Mediclaim Policy?

        People aged between 18 years and 60 years can purchase Janata Mediclaim Policy. They can also include dependent children if they are aged between 3 months and 18 years, if parents are also covered under the policy.  

      • What are the sum insured options available under Janata Mediclaim Policy?

        Janata Mediclaim Policy can be purchased for a sum insured of Rs. 50,000 or Rs. 75,000. 

      • Who can be covered under Janata Mediclaim Policy?

        Janata Mediclaim Policy can cover the insured as well as one or more of the following family members:

        • Spouse
        • Dependent children
        • Dependent parents
      • What are the documents required at the time of claim under Janata Mediclaim Policy?

        Following are the documents required at the time of claim under Janata Mediclaim Policy: 

        • Bill, discharge certificate or card, and receipt from the hospital
        • Cash memos from the pharmacy or the hospital, along with proper prescriptions
        • Receipts and pathological test reports along with a note from attending Medical Practitioner or Surgeon recommending the test
        • Surgeon’s certificate with the nature of operation performed, mentioned on it, long with the receipt and bill
        • Receipt and certificate of diagnosis from attending Doctor/Specialist/Surgeon/Anesthetist etc.  

         

      • What am I covered for under in-patient hospitalisation expenses under Janata Mediclaim policy?

        You get covered for the following in-patient hospitalisation expenses under Janata Mediclaim Policy: 

        • Expenses related to treatment taken in the general ward of the hospital or daycare center up to Rs. 450 per day 
        • Intensive Care Unit (ICU)/ Intensive Cardiac Unit (ICCU) charges 
        • Fee of Surgeon, Anesthesia, Specialist, Consultant, Medical Practitioner 
        • Expenses related to blood, operation theatre, medicines, drugs, dialysis, surgical appliances, radiotherapy, x-ray, chemotherapy, relevant diagnostic tests, etc.  

      Claim Process at New India Assurance Health Insurance

      • Network Hospital
      • Non-Network Hospital
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
      • 3

        Claim Processing

        Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
      • 4

        Claim Settlement

        Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
      • 3

        Claim Processing

        Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
      • 4

        Claim Settlement

        Once your request for reimbursement of expenses is approved, the claim will be settled.

      New India Assurance Health Insurance Contact Details

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