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National Varistha Mediclaim Health Insurance Wordings

Highlights
Claim Settlement | Dedicated Team |
Claim Settlement Ratio | 83.78% |
Network Hospitals | 6,000+ |
Renewability | Lifelong |
Starting Premium for 5 lac SI | Rs.586/month |
Starting Premium for Rs. 5 lakhs SI | Rs. 586/month |
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National Health Insurance Plan List
Name of Plan | Sum Insured | |
National Mediclaim Plus Min: 3 Months; Max: 75 Years | 2 Lakh | Check Premium |
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years | 1 Lakh - 5 Lakh | Check Premium |
Corona Kavach PolicyMin: 1 Day; Max: 65 Years | 50,000 - 5 lakh | Check Premium |
Parivar Mediclaim Policy for FamilyMin: 18 Years; Max: 65 Years | 2 Lakh | Check Premium |
National Parivar Mediclaim Plus PolicyMin: 3 Months; Max: 65 Years | 6 Lakh | Check Premium |
National Parivar MediclaimMin: 3 Months; Max: 65 Years | 1 Lakh | Check Premium |
National MediclaimMin: 3 Months; Max: 65 Years | 50 Thousand | Check Premium |
National Health Insurance Top Up List
Name of Plan | Sum Insured | |
National Super Top-up Mediclaim PolicyMin: 3 months; Max: 65 years | Check Premium |
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FAQs on Varistha Mediclaim Policy Health Insurance Plan
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What is the age criteria to be covered under this policy?
Any senior citizen who is aged between 60 years and 80 years is eligible to be covered under this policy. However, the policy can be renewed till 90 years of age.
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Is it necessary to be treated in network hospitals only?
No. But the policy provides a cashless facility for treatments only in the network hospitals. However, reimbursement facility for treatment is provided in non-network hospitals also.
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Does the policy provide cover for pre and post-hospitalisation expenses?
Yes. The policy provides cover for pre and post-hospitalisation expenses for 30 days before hospitalisation and 60 days after hospitalisation.
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Are domiciliary hospitalisation cover provided under this policy?
Yes. National Insurance Varistha Mediclaim Policy provides cover for domiciliary treatment expenses up to 20% of the basic sum insured.
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What are the waiting period clauses under this policy?
Given below are the waiting period clauses under this policy-
- Pre-existing diseases are covered after 1 year
- 30 days waiting period for general cover and 90 days waiting period for critical illness
- Certain illnesses such as Piles, Cataract, Hernia, etc. are covered after the first year
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