National Corona Kavach Health Insurance

Corona Kavach Policy offered by National Insurance is a short term standard indemnity based health insurance policy that offers protection against medical expenses incurred due to COVID-19. Available for individuals and families, the policy covers self, spouse, dependent children, parents, and parents-in-law. People aged between 1 day and 65 years can be covered under this policy wherein the proposer must be aged at least 18 years. Above the eligible age, the proposer may cover family without covering self. Under Corona Kavach Policy offered by National Insurance, you can avail cashless or reimbursement hospitalisation for the required treatment.

The policy is available for sum insured options ranging between Rs. 50,000 and Rs. 5 lakh (in multiples of Rs. 50,000) and can be purchased for a policy term of 3.5 months, 6.5 months, or 9.5 months. It is a short term policy and therefore portability and migration are not allowed under it. To avail benefits under the policy, you will be required to complete a waiting period of 15 days starting from the date of commencement of the policy. The good news is that the policy requires no pre-policy check-up. Also, it comes without any co-payment clause.

Also read: COVID-19 Insurance