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Kotak Health Care Insurance Wordings

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Highlights
Cashless Approval TAT2 hr Cashless Claim Processing
Claim Settlement Ratio97%
Network Hospitals7,200+
Pre-existing Waiting Period4 year
Special BenefitsNo Capping on Room Rent
Starting Premium for Rs. 5 lakhs SIRs. 489/month

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Kotak Kotak Health Care (Discontinued) Brochure

  • 259.42 KB
  • PDF Document
  • Jul 05, 2019

Kotak Mahindra Health Insurance Plan List

  • Family (2)
  • Individual (2)
  • Parents (1)
  • Critical Illness (1)
  • Kids (1)
  • Maternity (1)
  • Senior Citizen (1)
  • Woman (1)
Name of PlanSum Insured
Kotak Health Care (Discontinued)Min: 91 Days; Max: 65 Years2 Lakh Check Premium
Kotak Secure ShieldMin: 18 Years; Max: 65 Years5 Lakh Check Premium
Kotak Health PremierMin: 91 Days; Max: 65 Years3 Lakh Check Premium
Arogya Sanjeevani PolicyMin: 18 years; Max: 65 years1 Lakh - 5 Lakh Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 years50 Thousand - 5 Lakh Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years50,000 - 2.5 Lakh Check Premium

Kotak Mahindra Health Insurance Top Up List

  • Top-up (1)
Name of PlanSum Insured
Kotak Health Super Top UpMin: 91 Days; Max: 65 Years3 Lakh Check Premium

FAQs on Kotak Health Care (Discontinued) Health Insurance Plan

  • What is the policy tenure for Kotak Health Care?

    The policy tenure for Kotak Health Care is 1 year, 2 years, and 3 years.

  • What is the eligibility criteria for buying Kotak Health Care?

    In case of individual policy, while the minimum entry age is 5 years, the maximum entry age is 65 years. In case of family floater, minimum entry age is 91 days, the maximum entry age is 65 years. The maximum entry age for dependent children is 25 years.

  • What is the exit age for Kotak Health Care plan?

    There is no exit age for the plan. Kotak Health Care comes with lifelong renewability feature.

  • What are the sum insured options available under Kotak Health Care?

    Under Kotak Health Care, the sum insured range starts from Rs. 2 Lakh and goes up to Rs. 100 Lakh. Note that the sum insured varies as per the variant opted for.

  • What are the variants under Kotak Health Care?

    Kotak Health Care can be availed in the form of three variants, namely Excel, Premium, and Prime. Sum insured range for Excel is Rs. 2 Lakh to Rs. 4 Lakh while for Premium, the sum insured range starts from Rs. 5 Lakh to Rs. 25 Lakh. For Prime variant, sum insured range begins with Rs. 10 Lakh and goes up to Rs. 100 Lakh. 

  • Which relationships does Kotak Health Care cover?

    Self, spouse, dependent children and dependent parents are the relationships you can cover under Kotak Health Care plan.

  • What is the pre-existing waiting period for Kotak Health Care?

    In Kotak Health Care, the pre-existing waiting period for all age groups is 4 years.

  • What are the optional covers associated with Kotak Health Care?

    Under Excel variant, optional covers include Hospital Daily Cash, Donor Expenses, Critical Illness Cover, Convalescence Benefit, Double Sum Insured, and Cap on Room Rent.

    Under Premium variant, optional covers include Hospital Daily Cash, Critical Illness Cover, Convalescence Benefit, Donor Expenses, and Double Sum Insured.

    Under Prime variant, optional covers include Hospital Daily Cash, Critical Illness Cover, Double Sum Insured, Convalescence Benefit, Donor Expense, Domiciliary Hospitalisation Cover, Maternity Benefit, New Born Baby Cover, Alternative Treatment, Compassionate Visit, and Restoration of Sum Insured. 

  • Does Kotak Health Care offer tax benefits?

    Yes, the premium paid towards Kotak Health Care is eligible for deductions as per the Section 80D of the Income Tax Act, 1961. 

  • If I buy Kotak Health Care policy for 2 years tenure, will I get a discount?

    On purchasing Kotak Health Care for 2 years, there is a discount of 5%. In case, you buy the policy for 3 years, you get a discount of 10%.

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Claim Process at Kotak Mahindra Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Kotak Mahindra Health Insurance Contact Details

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