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Kotak Mahindra Health Insurance for Kids

Health insurance is as important for kids as it is for adults. Kotak General Insurance understands the same, and brings forth its Kotak Health Premier Plan so that parents can get their children insured, until the latter get old enough to invest in health insurance on their own. An excellent health insurance for kids, Kotak Health Premier provides a comprehensive coverage, in addition to rewards and value added benefits. Offering unmatched coverage to natural or adopted dependent children, the plan allows natural/appointed guardian to take insurance for minor under their guardianship.

Key Features

  • Lifelong renewability
  • Cumulative bonus
  • Daily cash for accompanying an insured child
  • Rs. 3 Lakh to Rs. 25 Lakh sum insured range
  • 100% restoration of the sum insured
  • Income tax benefits under Section 80D
  • Comprehensive cover with availability on both, individual as well as family floater basis

Scope of Coverage

  • 405 daycare procedures
  • Emergency ambulance cover
  • Organ donor cover
  • Alternative treatment
  • Domiciliary hospitalisation
  • Hospital daily cash
  • Newborn cover
  • Vaccination expenses along with maternity cover


For Kotak Health Premier, while the minimum entry age for child is 91 days, the maximum entry age is 25 years, after which the child is considered as an adult. For adults, minimum entry age is 18 years, while the maximum entry age is 65 years.


  • Intentional self-injury
  • Claim related to criminal acts
  • Aesthetic treatment, cosmetic surgery
  • Experimental, unproven/non-standard treatment
  • Injury/illness caused because of intoxicating drugs, alcohol, mental Illness

Concerned about the health of your child? Invest in Kotak Health Premier without giving it a second thought. Before you invest, get in touch with experts at InsuranceDekho at 1800 1205 698 to gain detailed information about the best health insurance for kids.

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Health Insurance News


  • Is there any limit on the ambulance charges covered under health insurance plans for kids?

    Yes. Ambulance charges are covered for up to Rs. 1,500 under health insurance plans for kids. 

  • What is the entry age under health insurance plans for kids offered by Kotak General Insurance?

    Dependent children can be covered if aged between 91 days to 25 years under floater plan offered by Kotak General Insurance. 

  • What are the sum insured options for children under health insurance plans by Kotak General Insurance?

    Children can be covered under health insurance plans by Kotak General Insurance with the sum insured options ranging from Rs. 2 lakh to Rs. 25 lakh.