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Kotak Mahindra Health Insurance for Kids

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Highlights
Claim Settlement Ratio93%
Free Health CheckupAvailable
In-House Claim SettlementAvailable
Network Hospitals6,700+
Policies Sold3,49,931
RenewabilityLifelong

Kotak General : Health Insurance for Kids

Health insurance is as important for kids as it is for adults. Kotak General Insurance understands the same, and brings forth its Kotak Health Premier Plan so that parents can get their children insured, until the latter get old enough to invest in health insurance on their own. An excellent health insurance for kids, Kotak Health Premier provides a comprehensive coverage, in addition to rewards and value added benefits. Offering unmatched coverage to natural or adopted dependent children, the plan allows natural/appointed guardian to take insurance for minor under their guardianship.

Key Features

  • Lifelong renewability
  • Cumulative bonus
  • Daily cash for accompanying an insured child
  • Rs. 3 Lakh to Rs. 25 Lakh sum insured range
  • 100% restoration of the sum insured
  • Income tax benefits under Section 80D
  • Comprehensive cover with availability on both, individual as well as family floater basis

Scope of Coverage

  • 405 daycare procedures
  • Emergency ambulance cover
  • Organ donor cover
  • Alternative treatment
  • Domiciliary hospitalisation
  • Hospital daily cash
  • Newborn cover
  • Vaccination expenses along with maternity cover

Eligibility

For Kotak Health Premier, while the minimum entry age for child is 91 days, the maximum entry age is 25 years, after which the child is considered as an adult. For adults, minimum entry age is 18 years, while the maximum entry age is 65 years.

Exclusions

  • Intentional self-injury
  • Claim related to criminal acts
  • Aesthetic treatment, cosmetic surgery
  • Experimental, unproven/non-standard treatment
  • Injury/illness caused because of intoxicating drugs, alcohol, mental Illness

Concerned about the health of your child? Invest in Kotak Health Premier without giving it a second thought. Before you invest, get in touch with experts at InsuranceDekho at 1800 1205 698 to gain detailed information about the best health insurance for kids.

Kotak Mahindra Health Insurance Plans For Kids

    Name of PlanSum Insured
    Kotak Health PremierMin: 91 Days; Max: 65 Years3 Lakh Get Quotes Now

    Health Insurance Calculator

    Whom do you want the insurance for ?

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    • You

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    2 Lac
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    5 Lac
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    25 Lac
    Disclaimer : Actual Premium might vary basis your location, age and number of members

    Health Insurance Coverage Calculator

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    • Individual
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    Disclaimer : Actual Coverage might vary basis your location, age and number of members
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    • Tax benefit upto 75,000*
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    Kotak Mahindra Health Insurance Contact Details

    Reach us for help anytime

    Claim Process at Kotak Mahindra Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    FAQ About Kotak Mahindra Health Insurance

    • Is there any limit on the ambulance charges covered under health insurance plans for kids?

      Yes. Ambulance charges are covered for up to Rs. 1,500 under health insurance plans for kids. 

    • What is the entry age under health insurance plans for kids offered by Kotak General Insurance?

      Dependent children can be covered if aged between 91 days to 25 years under floater plan offered by Kotak General Insurance. 

    • What are the sum insured options for children under health insurance plans by Kotak General Insurance?

      Children can be covered under health insurance plans by Kotak General Insurance with the sum insured options ranging from Rs. 2 lakh to Rs. 25 lakh.