What is the entry age of getting covered under Individual Medishield Policy?

The age of proposers should be between 18 years and 65 years. However, the plan also provides coverage for dependent kids who are above the age of 3 months.

What is the sum insured limit offered under Individual Medishield Policy?

A range of sum insured options is available under the Individual Medishield Policy that starts from Rs. 50,000 and continues up to Rs. 5 Lakh, in multiples of Rs. 50,000.

Does this health insurance plan offer portability feature?

Yes, the plan provides portability feature for its customers with the help of which the policyholders can switch from a similar policy of any insurer to the plan of Iffco Tokio. This option protects the continuity benefit of the policyholders as per IRDAI guidelines.

Does Individual Medishield Policy by Iffco Tokio offer any coverage for parents?

Yes, Individual Medishield Policy extends its coverage for dependent parents.

How many members can get the coverage in a single plan under the Individual Medishield Policy?

This health insurance policy allows to cover up to 5 family members, which includes self, spouse, dependent kids (up to the age of 23 years), and dependent parents.

Does this Individual Medishield Policy provide any add-on feature?

Yes, the health insurance policy provides an optional cover for availing the coverage related to the treatment of critical illness. The feature can be adopted by paying 30% extra amount on the basic premium of the plan.

Is there any discount offered under the plan on its purchase?

Yes, three types of discounts are offered under the Individual Medishield Policy, which is as follows: 1.Family Discount a)For 2 family members - 5% discount on total premium is offered. This includes the Main cover plus higher sum insured for the critical illness. b)For 3 or more family members - 10% discount on total premium is offered. This includes the Main cover plus higher sum insured for the critical illness. 2.Existing Customers - 10% discount in policy premium for all customers holding any other insurance policy of Iffco Tokio 3.Group Mediclaim Discount - 10% discount for employees covered under any group mediclaim policy issued by Iffco Tokio for the sum insured of 4 Lakh and above Note: All these discounts are calculated on a cumulative basis and can’t exceed 25% in aggregate.

How many hospitals give the cashless facility for Individual Medishield Policy?

The cashless facility for Individual Medishield Policy is offered at 4,000+ network hospitals across the country.

Can I earn tax benefit with the purchase of Individual Medishield Policy?

If the payment is made through cheque, the proposers are entitled to earn tax benefits up to the limits as per section 80D of the IT Act.

Is there any benefit related to alternative treatment available under the Individual Medishield Policy?

The Individual Medishield plan offers the coverage for AYUSH hospitalisation expenses up to 10% of the sum insured.

IFFCO Tokio Individual Medishield Health Insurance Wordings

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Highlights

Claim Settlement Ratio	96.33%
Network Hospitals	7,500+
PED Waiting Period	3 years
Starting Premium (for 5L SI)	Rs. 584/month

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IFFCO Tokio Individual Medishield Policy Brochure

4.68 MB
PDF Document
Jul 28, 2019

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IFFCO Tokio Health Insurance Plan List

Family (3)
Individual (5)
Woman (1)
Senior Citizen (1)
Critical Illness (1)
Kids (1)
Parents (1)

Name of Plan	Sum Insured
Family Health ProtectorMin: 1 Day; Max: 65 YearsPopular	1.5 Lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 yearsPopular		Check Premium
Individual PlanPopular		Check Premium
Individual Health Protector PolicyMin: 91 Days; Max: 65 YearsPopular	50 Thousand	Check Premium
Swasthya Kavach PolicyMin: 3 Months; Max: 65 Years	2 Lakh	Check Premium
Critical Illness Insurance PolicyMin: 5 Years; Max: 60 Years	2 Lakh	Check Premium
Individual Medishield PolicyMin: 3 Months; Max: 65 Years	50 Thousand	Check Premium
Corona Rakshak PolicyMin: 18 Years; Max: 65 Years	50,000 - 2.5 lakh	Check Premium
MOS-Bite Protector PolicyMin: 91 Days; Max: 65 years		Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 Years	50,000 - 5 lakh	Check Premium

IFFCO Tokio Health Insurance Top Up List

Top-up (1)

Name of Plan	Sum Insured
Health Protector PlusMIn: 3 Months; Max: 65 YearsPopular	2 Lakh	Check Premium

7178 IFFCO Tokio Cashless Network Hospitals in India

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FAQs on Individual Medishield Policy Health Insurance Plan

What is the entry age of getting covered under Individual Medishield Policy?
The age of proposers should be between 18 years and 65 years. However, the plan also provides coverage for dependent kids who are above the age of 3 months.
What is the sum insured limit offered under Individual Medishield Policy?
A range of sum insured options is available under the Individual Medishield Policy that starts from Rs. 50,000 and continues up to Rs. 5 Lakh, in multiples of Rs. 50,000.
Does this health insurance plan offer portability feature?
Yes, the plan provides portability feature for its customers with the help of which the policyholders can switch from a similar policy of any insurer to the plan of Iffco Tokio. This option protects the continuity benefit of the policyholders as per IRDAI guidelines.
Does Individual Medishield Policy by Iffco Tokio offer any coverage for parents?
Yes, Individual Medishield Policy extends its coverage for dependent parents.
How many members can get the coverage in a single plan under the Individual Medishield Policy?
This health insurance policy allows to cover up to 5 family members, which includes self, spouse, dependent kids (up to the age of 23 years), and dependent parents.

View More Questions

Claim Process at IFFCO Tokio Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

IFFCO Tokio Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
IFFCO Tokio Health Insurance
1-800-103-549924*7
support@iffcotokio.com