ICICI Lombard Health Booster Insurance Wordings

Pre-existing diseases are covered immediately after 2 years of continuous coverage under the policy since the issuance of first policy.

Pre-policy medical checkup is not required for insurance cover below the age of 46 years and up to sum insured of Rs. 10 Lakh.

Under this plan, you can opt for critical illness cover. Under this optional benefit, a lump sum amount is paid on the diagnosis of critical illness up to the extent of cover, subject to intimation within 30 days of such diagnosis. This cover can be availed only once in a lifetime and once availed stands terminated even on subsequent renewal of policy. No claim is paid under this cover if the insured is diagnosed with any of the critical illnesses within 90 days of the start date of the first policy.

Temporary Total Disablement (TTD) Rehabilitation Cover is an optional cover under the Health Booster plan. Under this cover, a fixed amount as stated in the policy is paid on a weekly basis up to a maximum of 10 weeks for rehabilitation in case of a temporary total disablement resulting from an accident. Only the rehabilitation services provided by a certified practitioner is considered.