Government Health Insurance Schemes in India

For many years, the Indian government has been trying to make good healthcare affordable for people with less money. They've done a lot to make this happen, like building more hospitals and clinics, telling people about health, and creating government health insurance schemes in India that don't cost too much.

These government insurance schemes in India are like safety nets for people who might struggle to pay for their medical care. It’s more like a big promise from the government to take care of people's health and make sure no one has to suffer because they can't afford medical treatment.

In essence, the main objective of government health insurance schemes in India is to make this country a healthier place for everyone.

Types of Government Health Insurance Schemes in India

Government health schemes in India are health insurance plans run by the government, either at the state or national level. The main motive behind government health insurance schemes in India is to make healthcare more affordable and accessible. The benefits offered by government insurance schemes in India are typically comprehensive, covering a wide range of medical services necessary for maintaining and improving the health of the population. The specific benefits can vary from one scheme to another, but they generally aim to ensure that citizens have access to essential healthcare without suffering financial hardship.

List of Government Health Schemes In India

Top Government Health Schemes in India are listed below:

Name of Government Health Insurance Scheme	Purpose
Aam Aadmi Bima Yojana	It covers people aged between 18 years and 59 years and living in upcountry and rural areas.
Central Government Health Scheme	This scheme offers comprehensive cover to central government officials and pensioners residing in cities.
Pradhan Mantri Suraksha Bima Yojana	It provides accident insurance cover to the people of India.
Chief Minister's Comprehensive Health Insurance Scheme	It is a family floater health insurance plan designed to provide quality healthcare services to people.
Universal Health Insurance Scheme	This scheme covers families living below the poverty line for several medical expenses.
Bhamashah Swasthya Bima Yojana	It is a cashless claim scheme that covers rural people of Rajasthan.
Mahatma Jyotiba Phule Jan Arogya Yojana	Introduced by the Government of Maharashtra, this plan benefits the farmers of the state.
Yeshasvini Health Insurance Scheme	Promoted by the Karnataka State Government, this scheme covers farmers and peasants who are associated with a cooperative society.
West Bengal Health Scheme	Launched by the Government of West Bengal, this plan offers health insurance cover to employees.
Mukhyamantri Amrutum Yojana	Offered by the Gujarat State Government, this policy offers cover to low-income groups in the state.
Ayushman Bharat Mahatma Gandhi Rajasthan Swasthya Bima Yojana	This public health insurance scheme provides cashless medical treatment cover to low-income groups in Rajasthan.