What are the age criteria to get the coverage under the Chola Top Up Healthline Policy?

People between the age group of 18 years and 65 years can get coverage under this health insurance top-up policy. Also, dependent kids from the age of 3 months to 26 years are covered, whereas unmarried girl child can be covered up to 35 years.

What relationships can be covered under the Chola Top Up Healthline Policy?

The Chola Top Up Healthline Policy provides the coverage to different relations like Self, Spouse, and up to 3 Dependent Children.

Does the Chola Top Up Healthline Policy require any pre-health check-up of policyholders?

No pre-medical health check-up is required for entry up to 55 years of age. Expenses of the pre-policy health -check-up will be reimbursed up to 50% on the issuance of the policy.

Is there any free-look period offered under the Chola Top Up Healthline Policy?

Yes, the plan gives 15 days from the date of receipt of policy to review the terms and conditions of the policy and to return the same if the customer doesn’t find it suitable.

How many network hospitals offer the cashless facility for this plan?

Around 7,000+ network hospitals are there across the nation, which offers the cashless facility for this plan.

Does the policy own any grace period feature?

Yes, under this plan, the grace period is of 30 days from the date of expiry of the last health insurance plan. However, during the grace period claims will not be entertained or accepted.

What is the procedure to cancel this policy?

The 15 days of written notice is required for cancellation of policy by either party. If the cancellation is from the policyholder’s end, the insurer will be retaining a part of the premium amount for a period for which the insured was covered under the Chola Top Up Healthline Policy.

Does this policy offer portability feature?

Yes, the policy offers the portability feature to its customers. If any customer owns a plan, either individual or family floater, which is similar to the ones available in Chola MS, he or she has the option to port the policy in another health insurance plan without losing the continuity benefit.

Who handles the claim settlement procedure for this policy?

Chola MS acquires a 24*7 claim administration team to serve the customers with all the claim related issues. No Third Party Administration (TPA) is involved in the claim settlement process.

Can I earn any tax benefit with the purchase of Chola Top Up Healthline Policy?

Yes, you get a tax exemption on the premium amount of Chola Top Up Healthline Policy as per the section 80D of the IT Act.

Cholamandalam MS Healthline Top Up Health Insurance Wordings

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Highlights

Cashless Approval TAT	70 mins Cashless Claim Processing
Claim Settlement Ratio	94%
Network Hospitals	11,000+
Pre-existing Disease Waiting Period	3 years
Special Benefits	High Coverage
Starting Premium of Rs. 5 lakhs SI	Rs. 407/month

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Cholamandalam MS Top Up Healthline Policy Brochure

3.27 MB
PDF Document
Aug 02, 2019

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Cholamandalam Health Insurance Plan List

Family (3)
Individual (2)
Critical Illness (1)
Kids (1)
Maternity (1)
Parents (1)
Senior Citizen (1)
Woman (1)

Name of Plan	Sum Insured
Flexi SupremePopular		Check Premium
Arogya Sanjeevani Policy Min: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
COVID-19 PolicyMin: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
Accident Protection PolicyMin: 6 months; Max: 69 years	5 Lakh - 1 Crore	Check Premium
Flexi Health PolicyMin: 3 months; Max: 65 years	1 Lakh - 25 Lakh	Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years	50,000 - 2.5 lakh	Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years	50,000 - 5 lakh	Check Premium
Hospital Cash Healthline PolicyMIn: 3 Months; Max: 65 Years	1000/day	Check Premium
Critical Healthline PolicyMIn: 5 Years; Max: 65 Years	3 Lakh	Check Premium
Healthline Policy Min: 90 Days; Max: 65 Years	1 Lakh	Check Premium

Cholamandalam Health Insurance Top Up List

Top-up (2)

Name of Plan	Sum Insured
Super Top-up Insurance PlanMIn: 3 Months; Max: 70 Years	3 Lakh	Check Premium
Top Up Healthline PolicyMin: 3 Months; Max: 65 Years	50 Thousand	Check Premium

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FAQs on Top Up Healthline Policy Health Insurance Plan

What are the age criteria to get the coverage under the Chola Top Up Healthline Policy?
People between the age group of 18 years and 65 years can get coverage under this health insurance top-up policy. Also, dependent kids from the age of 3 months to 26 years are covered, whereas unmarried girl child can be covered up to 35 years.
What relationships can be covered under the Chola Top Up Healthline Policy?
The Chola Top Up Healthline Policy provides the coverage to different relations like Self, Spouse, and up to 3 Dependent Children.
Does the Chola Top Up Healthline Policy require any pre-health check-up of policyholders?
No pre-medical health check-up is required for entry up to 55 years of age. Expenses of the pre-policy health -check-up will be reimbursed up to 50% on the issuance of the policy.
Is there any free-look period offered under the Chola Top Up Healthline Policy?
Yes, the plan gives 15 days from the date of receipt of policy to review the terms and conditions of the policy and to return the same if the customer doesn’t find it suitable.
How many network hospitals offer the cashless facility for this plan?
Around 7,000+ network hospitals are there across the nation, which offers the cashless facility for this plan.

View More Questions

Claim Process at Cholamandalam Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Cholamandalam Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Cholamandalam Health Insurance
1800-208-554424x7
customercare@cholams.murugappa.com