Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin

Cholamandalam MS Healthline Top Up Health Insurance User Reviews

142 reviews Rate This
Cholamandalam MS
Cashless Approval TAT70 mins Cashless Claim Processing
Claim Settlement Ratio94%
Network Hospitals11,000+
Pre-existing Disease Waiting Period3 years
Special BenefitsHigh Coverage
Starting Premium of Rs. 5 lakhs SIRs. 407/month

Health Insurance Calculator

Whom do you want the insurance for ?


Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

5 Lac
10 Lac
25 Lac
Disclaimer : Actual Premium might vary basis your location, age and number of members
Rating of Top Up Healthline Policy
Based on
16 User reviews
  • A good policy..

    This plan comes in when your existing insurance cover fails to offer the coverage for a particular medical treatment. I came across this plan through the It gave me assistance, especially when I was short of options and didn’t want to lose my savings. In short, a good plan.

    Yamini Deshpande
    On: Feb 27, 2020
  • Very average health plan.

    I was looking for a trusted plan to avoid financial instability but this plan didn’t help me much. With good benefits, this scheme holds equally bad service. Hence, I could achieve any good amount of help. It is an average plan and can be bought on own risk. 

    Deepanshu Garg
    On: Feb 27, 2020
  • Great Service!!

    I am very glad to find this plan. It is a great top-up insurance plan, which provided me with the offerings that helped me manage the medical costs on the exhaustion of existing health plan. This health policy is suitable for both individuals as well as families. It took it for my family and happy with its services.

    Mayank Verma
    On: Feb 10, 2020
  • Applauds for this plan!

    Its services and commitment are unparalleled and I am very lucky to own this plan with me. I would like to applauds, whistle and give a standing ovation to this plan. It stood like a true companion with me in addition to my existing plan. It gave me coverage throughout.  

    Aditya Nigam
    On: Feb 10, 2020
  • Brilliant offering!

    This is framed to get utilised as a perfect add-on coverage plan in addition to the present health insurance policy. I bought this plan on family floater basis.. I has helped many policyholders like me to enhance my features and benefits quite easily. However, people need to have a medical policy in advance to avail this top-up policy.

    Kaushal Tandon
    On: Jan 28, 2020
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 66 Lacs+ happy customers
  • Highly Impressive

    Very much impresses with this plan. I already own a health insurance plan but still purchased this, as I know its benefits. This plan has been giving additional support with extended coverage and benefits during the time of medical contingencies. This is an extraordinary product from Chola MS. 

    Manish Tomar
    On: Jan 28, 2020
  • Ideal add-on cover.

    This insurance policy is an ideal add-on cover over an existing insurance plan. Chola Top Up Healthline is perfect for both, individuals as well as families that need extra cover to get their treatment done, without any interruption or inconvenience in between. I am very much fond of this insurance plan. 

    Gopal Prakash
    On: Jan 06, 2020
  • Best of the bests!

    LIfe can never be completed without this plan. Though my existing plan is good but until this exists, I never find myself comfortable enough to lead my life without any hassle. I feel this plan is the best of the best plans in the market of insurance. 

    Omang Seth
    On: Jan 05, 2020
  • Top class policy!

    This plan is framed to be utilised as an add-on cover over the existing health insurance policy. I found this available on an individual as well as family floater basis. It can help several policyholders like me to stretch their insurance plan’s benefits easily. In short, it is a support to win the fight of healthcare. 

    Neeraj Kumar
    On: Dec 12, 2019
  • Efficient and effective!

    Chola Top Up Healthline is there for you when your existing health insurance cover fails to provide coverage for the required medical treatment. In other words, the policy comes across as the ultimate helping hand, especially when you are out of options and don’t want to end up losing your savings.

    Iram Siddiqui
    On: Dec 11, 2019


  • Does Cholamandalam MS General Insurance Company offer any family floater health insurance policy?

    Yes. Cholamandalam MS provides health insurance policies, which are framed especially for families. The Healthline health insurance plan is a popular product offered for families.

  • Are customers required to go through medical check-ups for buying health insurance policies from Cholamandalam MS insurance firm?

    Yes, under a few plans by Cholamandalam MS the applicants are required to go through pre-acceptance medical screening or test. In case, if the proposal is accepted, 100% cost of the check-up is reimbursed to the applicant.  

  • Does Cholamandalam MS General Insurance Company offer coverage for critical illnesses under any of its policies?

    Yes. Cholamandalam MS insurance firm offers a speficially-designed plan to provide coverage related to critical illnesses.

  • Does Chola MS Insurance Company provide Hospital Cash benefit under any of its health plans?

    Yes, Cholamandalam MS General Insurance Company provides a separate plan known as Chola Hospital Cash Healthline to offer hospital cash benefit to the customers.

  • How to purchase and apply for health insurance policies plans by Cholamandalam MS General Insurance Company?

    To buy a health insurance policy from Cholamandalam MS General Insurance Company applicants can either visit the company’s official website, i.e. or can buy it from the leading online broker’s website i.e.,

Claim Process at Cholamandalam Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Cholamandalam Health Insurance Contact Details

Reach us for help anytime

Insurance Products by Cholamandalam MS General Insurance