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Cholamandalam MS Healthline Top Up Health Insurance User Reviews

142 reviews Rate This
Cholamandalam MS
Highlights
Cashless Approval TAT70 mins Cashless Claim Processing
Claim Settlement Ratio94%
Network Hospitals11,000+
Pre-existing Disease Waiting Period3 years
Special BenefitsHigh Coverage
Starting Premium of Rs. 5 lakhs SIRs. 407/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members
Rating of Top Up Healthline Policy
3.9
Based on
16 User reviews
  • Loving it!

    This plan is designed to be utilised as an add-on cover over the existing health insurance policy. It is available on an individual as well as family floater basis. It helped me to stretch my existing insurance plan’s benefits easily. In short, it is a perfect policy to enhance the power of your existing plan. 

    D
    Dhaval Parmar
    On: Nov 27, 2019
  • Boon for us!

    If anyone is looking for a reliable option to prevent the state of financial instability, then he or she should definitely go for Chola Top Up Healthline for an ideal saviour. I have used it and found it a worthy investment in every aspect, this policy is a boon for sure. 

    S
    Saurabh Kumar
    On: Nov 27, 2019
  • Excellent Top-up Plan!

    Chola Top Up Healthline is a great top-up insurance plan. It offers help at a very crucial time and assisted me in dealing with soaring medical costs when my existing policy got exhausted. It is certainly an ideal add-on cover over an existing insurance plan. 

    P
    Pratham
    On: Nov 08, 2019
  • Reliable healthcare option!

    Those looking for a reliable option to prevent the state of financial instability should definitely go for Chola Top Up Healthline for an ideal saviour. A worthy investment in every aspect, the policy offered is a boon for sure. I am a user of this plan and can assure its prompt services and wide coverage. 

    S
    Sitaram Jairam Chawan
    On: Nov 08, 2019
  • My personal assistance plan!

    When I found once that my current health insurance plan may fall short of providing me and my family with a proper healthcare coverage, I bought this Top Up Healthline Policy. This policy is framed to be utilised as an add-on cover over the existing health insurance policy, that exactly I did. 

    S
    Sanjay Kumar
    On: Oct 09, 2019
  • Must BuyMust Buy

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  • Health Insurance at its best!

    Chola Top Up Healthline offered me help whenever I have needed it the most. This policy has helped me to manage the high medical costs when my existing policy got exhausted. It is an ideal add-on cover and is perfect for both, individuals as well as families.    

    R
    Ranjan Mukherjee
    On: Oct 09, 2019

FAQs

  • Does Cholamandalam MS General Insurance Company offer any family floater health insurance policy?

    Yes. Cholamandalam MS provides health insurance policies, which are framed especially for families. The Healthline health insurance plan is a popular product offered for families.

  • Are customers required to go through medical check-ups for buying health insurance policies from Cholamandalam MS insurance firm?

    Yes, under a few plans by Cholamandalam MS the applicants are required to go through pre-acceptance medical screening or test. In case, if the proposal is accepted, 100% cost of the check-up is reimbursed to the applicant.  

  • Does Cholamandalam MS General Insurance Company offer coverage for critical illnesses under any of its policies?

    Yes. Cholamandalam MS insurance firm offers a speficially-designed plan to provide coverage related to critical illnesses.

  • Does Chola MS Insurance Company provide Hospital Cash benefit under any of its health plans?

    Yes, Cholamandalam MS General Insurance Company provides a separate plan known as Chola Hospital Cash Healthline to offer hospital cash benefit to the customers.

  • How to purchase and apply for health insurance policies plans by Cholamandalam MS General Insurance Company?

    To buy a health insurance policy from Cholamandalam MS General Insurance Company applicants can either visit the company’s official website, i.e.  www.cholainsurance.com or can buy it from the leading online broker’s website i.e., InsuranceDekho.com.

Claim Process at Cholamandalam Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Cholamandalam Health Insurance Contact Details

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