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How to Buy Family Health Insurance Plans Online?

Published On Feb 23, 2021 5:30 AM By Sakshi Aggarwal

Traditionally, buying an insurance policy meant that you had to be ready with a file containing a list of documents and had to go to the company and submit them. Especially at the time of buying a health insurance plan, an applicant was supposed to submit an array of proofs and documents. However, with the decrease in usage of physical documents and the introduction of electronic documents, the burden of doing paperwork has reduced drastically.

Buying an insurance policy has become an easy process with the availability of online facilities.

Steps to Buy Family Health Insurance Plan Online

Choosing the right health insurance policy has never been an easy task, So read these 6 easy steps to ease your journey.

  • Know your requirements

Your health condition is different from that of your colleagues. Therefore, the policy you need may not be the same as that of your colleagues. You should ascertain your insurance requirement and choose a policy in sync with it. For example, for a small young family, ₹5,00,000 coverage is sufficient while a family with senior citizens should opt for a larger floater option.

You should also know about the kinds of facilities and coverage you need and should search for a plan accordingly.

  • Search plans according to your needs

Once you know the requirements, you should start searching for plans available according to your needs. For that matter, you can either visit different insurance companies' websites or you can directly search for different policies according to your needs by visiting websites that provide facilities for comparing different insurance policies.

  • Compare plans online

When you are done with searching policies according to your needs. You should make a list of all the policies you have found matching your needs with their pros and cons. And should compare all those policies and should choose which one best suits you and your family. You can compare the plans easily on InsuranceDekho.

  • Provide Details

After deciding which policy to buy for your family, you would need to contact the company and provide your details and which policy you want to buy, and the facilities you are looking for. You can contact them either through their website or you can directly mail them regarding the policy you want and provide them with the personal details of you and your family.

  • Attach Required Documents

After providing your details, you would need to submit the required documents to the insurer.

These may include:

  1. Age proof such as Voter Id card, Pan Card, Aadhaar Card, Driving License, Passport, and Birth Certificate.
  2. Identity Proof such as Voter ID card, Passport, Aadhaar Card and Driving License
  3. Address Proof such as ration card, Driving License, Passport, Rent Agreement, PAN Card, Aadhaar Card, and Utility bills.
  4. Passport size photographs
  5. Medical Reports
  6. Proposal form duly filled and signed.
  • Make the payment

After filling and submitting required forms and documents the company will ask you to make the payment. If you want you can opt for online payment methods.


Health insurance is not a product that you can browse, choose and buy randomly, it is an investment in itself. To get the best pit of your insurance policy, you should know your needs and the basics of health insurance. Only then will you be able to buy a wholesome policy for you and your family.

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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