Best Health Insurance Plans in India for April 2021

Choosing the best Health Insurance plan for you and your loved ones can become a very hectic and time-consuming task if one doesn't know how to do research properly. With so many available companies and health insurance policies available in the market, it becomes a tiresome process to choose the best according to your needs and requirements.

Best Health Insurance Plans in India for April 2021

Given below are some of the best health insurance policies available in the market.

• Universal Sompo Corona Kavach

The claim settlement percentage of Universal Sompo is 78.03% and the number of network hospitals is 208.The key features of this policy are:

1. No co-payments
2. Pre-Hospitalisation
3. Post Hospitalisation
4. Coverage for 3.5 months

• IFFCO Tokio Corona Kavach

The claim settlement percentage of Iffco Tokio is 96.33% and the number of network hospitals is 266.The key features of this policy are:

1. No co-payments
2. Pré-Hospitalisation
3. Post Hospitalisation
4. Coverage for 3.5 months

• Digit Early Cover

The claim settlement percentage of Digit is 63.56% And the number of network hospitals is 249 .The key features of this policy are:

1. Restoration Benefits
2. No room rent capping
3. PED Waiting 2 years
4. No Co-payments
5. Pre -Hospitalisation- 30 days
6. Post Hospitalisation -60 days

• HDFC Ergo My Health Suraksha Silver Smart

The number of network hospitals is 446 .The features of this policy are:

1. Restoration Benefits
2. No room rent capping
3. PED Waiting 3 years
4. No co-payments
5. Pre- Hospitalisation- 60 days
6. Post Hospitalisation - 180 days

• Max Health Companion

The claim settlement percentage of Max is 89.46% And the number of network hospitals is 197. The features of this policy are:

1. PED Waiting 3 years
2. Restoration Benefits
3. No co-payments
4. No room rent capping
5. Pre- Hospitalisation - 30 days
6. Post Hospitalisation- 60 days

• Max Health Premia Silver

The features of this policy are:

1. PED Waiting 2 years
2. Maternity Cover
3. Restoration Benefits
4. No co-payments
5. No room rent capping
6. Pre Hospitalisation
7. Post Hospitalisation

• Bajaj Allianz Health Guard Gold

The claim settlement percentage of Bajaj Allianz is 92.24% And the number of network hospitals is 263.The features of this policy are:

1. Maternity Cover
2. Restoration Benefits
3. PED Waiting 3 years
4. No co-payments
5. Post Hospitalisation- 90 days

• Star Comprehensive Individual

The claim settlement ratio of Star is 78.62% and the number of network hospitals is 253.The features of this policy are:

1. Maternity Cover
2. Restoration Benefits
3. OPD benefits
4. PED Waiting 3 years
5. No co-payments
6. Pre-Hospitalisation - 60 days
7. Post Hospitalisation

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.