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Arogya Sanjeevani Policy of HDFC Ergo General Insurance Company

Updated On Aug 09, 2021

The skyrocketing cost of healthcare treatment may turn your financial planning upside down! And because health is the only true wealth, sacrificing your health by delaying or avoiding the treatment is no solution. 

Hence, it is recommended to secure your medical expenses with a pocket-friendly health insurance that supports you financially at the time of medical emergencies. Such is an indemnity based health insurance plan, Arogya Sanjeevani Policy, HDFC Ergo General Insurance that supports you and your family in difficult times. 

What is Arogya Sanjeevani policy, HDFC Ergo General Insurance?

Arogya Sanjeevani Policy, HDFC Ergo General Insurance is a standard health insurance plan that offers a host of coverage to the policyholders. It protects individuals as well as families against financial contingencies arising because of hospital bills. 

Also, read Arogya Sanjeevani Policy of Max Bupa Health Insurance

HDFC Ergo General Insurance Company is a trusted name in the health insurance sector and has a wide network of over 10,000 hospitals where the policyholders can enjoy the cashless treatment. Its 24*7 dedicated customer support is another reason why one should confidently invest in this policy. 

Read along to know features of Arogya Sanjeevani Policy by HDFC Ergo

Features of Arogya Sanjeevani Policy, HDFC Ergo General Insurance

  • The policy offers cover on individual as well as family floater basis

  • You can cover self, legally wedded spouse, dependent parents/parents-in-law and dependent children

  • Sum insured options include-Rs. 1 Lakh, Rs. 1.5 Lakh, Rs. 2 Lakh, Rs. 2.5 Lakh, Rs. 3 Lakh, Rs. 3.5 Lakh, Rs. 4 Lakh, Rs. 4.5 Lakh and Rs. 5 Lakh

  • Premiums can be paid by the policy buyers on a monthly, quarterly, half-yearly or annually basis

  • People aged between 3 months and 65 years can be covered under the policy

  • The policyholders get a benefit of cumulative bonus of 5% for every claim-free year up to 50%

  • Cashless and reimbursement facility is available 

  • An initial waiting period of 30 days is applicable

  • A co-payment of 5% is applicable on all claims

What are the benefits of Arogya Sanjeevani Policy, HDFC Ergo General Insurance?

HDFC Ergo indemnifies the medical expenses arising due to hospitalisation of the insured person along with cumulative bonus as specified, for-

  • Cover for in-patient hospitalisation expenses including room rent, nursing, boarding expenses, anaesthesia, blood, oxygen expenses, Doctor’s fees, and ICU and ICCU expenses up to a specific limit. 

  • Cover for all daycare expenses

  • Dental treatment required because of injury or disease

  • Plastic surgery required due to an injury or disease

  • Road ambulance expenses up to Rs. 2,000 per hospitalisation

  • Expenses related to Ayurveda, Yoga and Naturopathy, Unani, Sidha and Homeopathy treatments

  • Cataract treatment up to a specific limit

  • Pre-hospitalisation cover for up to 30 days

  • Post-hospitalisation cover for up to 60 days

You may also like to read: Health Insurance Companies See 40% Jump Sale of Policies During Coronavirus Lockdown

How to buy Arogya Sanjeevani Policy, HDFC Ergo General Insurance?

If you want to secure yourself in terms of health and finance by purchasing Arogya Sanjeevani Policy, then you can fill in your details. Or you may simply talk to the customer care executives on the number 7551196989. 

Apart from the above-mentioned benefits, there are a few more which our customer care executives would be happy to explain so that you take an informed decision. 
So, hurry, up and grab the policy for yourself and your dear ones today.

Also Read

Arogya Sanjeevani Policy of ManipalCigna Health Insurance Company

Aarogya Setu App Launched by the Government to Track Coronavirus Infections

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