Arogya Sanjeevani Policy of HDFC ERGO Health Insurance Company

The skyrocketing cost of healthcare treatment may turn your financial planning upside down! And because health is the only true wealth, sacrificing your health by delaying or avoiding the treatment is no solution. 

Hence, it is recommended to secure your medical expenses with pocket-friendly health insurance that supports you financially at the time of medical emergencies. Such is an indemnity-based health insurance plan, Arogya Sanjeevani Policy, HDFC ERGO General Insurance that supports you and your family in difficult times. 

What is Arogya Sanjeevani's policy of HDFC ERGO General Insurance?

Arogya Sanjeevani Policy, HDFC ERGO General Insurance is a standard health insurance plan that offers a host of coverage to the policyholders. It protects individuals and families against financial contingencies arising from hospital bills. 

HDFC ERGO Health Insurance Company is a trusted name in the health insurance sector and has a wide network of over 10,000 hospitals where policyholders can enjoy cashless treatment. Its 24*7 dedicated customer support is another reason to confidently invest in this policy. 

Read along to learn features of the Arogya Sanjeevani Policy by HDFC ERGO

Features of Arogya Sanjeevani Policy, HDFC ERGO General Insurance

• The policy offers cover on an individual as well as family floater basis

• You can cover yourself, your legally wedded spouse, dependent parents/parents-in-law, and dependent children

• Sum insured options include Rs. 1 Lakh, Rs. 1.5 Lakh, Rs. 2 Lakh, Rs. 2.5 Lakh, Rs. 3 Lakh, Rs. 3.5 Lakh, Rs. 4 Lakh, Rs. 4.5 Lakh and Rs. 5 Lakh

• Premiums can be paid by the policy buyers on a monthly, quarterly, half-yearly, or annual basis

• People aged between 3 months and 65 years can be covered under the policy

• The policyholders get the benefit of a cumulative bonus of 5% for every claim-free year up to 50%

• A Cashless and reimbursement facility is available 

• An initial waiting period of 30 days is applicable

• A co-payment of 5% is applicable on all claims

What are the benefits of Arogya Sanjeevani Policy, HDFC ERGO General Insurance?

HDFC ERGO indemnifies the medical expenses arising due to hospitalisation of the insured person along with a cumulative bonus as specified, for

• Cover for in-patient hospitalisation expenses including room rent, nursing, boarding expenses, anesthesia, blood, oxygen expenses, Doctor’s fees, and ICU and ICCU expenses up to a specific limit. 

• Cover for all daycare expenses

• Dental treatment is required because of injury or disease

• Plastic surgery required due to an injury or disease

• Road ambulance expenses up to Rs. 2,000 per hospitalisation

• Expenses related to Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy treatments

• Cataract treatment up to a specific limit

• Pre-hospitalisation cover for up to 30 days

• Post-hospitalisation cover for up to 60 days

You may also like to read: Health Insurance Companies See 40% Jump Sale of Policies During Coronavirus Lockdown

How to buy Arogya Sanjeevani Policy, HDFC ERGO General Insurance?

If you want to secure yourself in terms of health and finance by purchasing the Arogya Sanjeevani Policy, then you can fill in your details. Or you may simply talk to the customer care executives on the number 7551196989. 

Apart from the above-mentioned benefits, there are a few more which our customer care executives would be happy to explain so that you make an informed decision. 
So, hurry, up and grab the policy for yourself and your dear ones today.

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