Advantages of Buying Health Insurance from Care Health Insurance
Updated On Jul 05, 2021
Care Health Insurance, previously known as Religare Health Insurance is one of the leading health insurance companies in India that offers exciting health insurance plans for individuals and families. Mainly focused on health insurance, Care Health Insurance offers specially designed policies for not only individuals and families but senior citizens, women, as well as disease-specific plans.
Reasons to buy Care Health Insurance plans are numerous, of which comprehensive and wide coverage for up to Rs. 6 crores, lifetime renewability benefit, no medical check-up for people aged 45 years, the flexible sum insured options, are a few to mention. In short, the insurance company, under its health insurance, offers interesting benefits that closely meet your needs.
Advantages of Buying Health Insurance from Care Health Insurance
If you choose Care Health Insurance for your health insurance needs, you can avail of the following advantages:
- Wide Network of Hospitals: Care Health Insurance has a wide network of more than 8,250 hospitals where you can avail cashless treatment. There you can avail quality treatment without any hassle.
- Impressive Claim Settlement Ratio: As per IBAI’s General Insurance Claim Insights Handbook For Policyholders-3rd and 4th Edition, the Claim Settlement Ratio of Care Health Insurance is 89.59% and 92.83% respectively. This shows that the insurance company is good at handling claims.
- 24*7 Claim Support: Care Health Insurance has a 24*7 claim support team that you can reach in case of any discrepancy at the time of claim settlement.
- Comprehensive Health Insurance Products: Care Health Insurance provides comprehensive health insurance plans for individuals and families at affordable premiums. You can cover self, spouse, children, parents, and parents in laws, etc. under these plans.
Benefits Offered Under Care Health Insurance Plans
Care Health Insurance plans prove to be a smart choice for you and your family for a variety of reasons. Here are some benefits that you can avail if covered under Care Health Insurance plans:;
- Health insurance plans offered by Care Health Insurance have a wide coverage to families as well as individuals. Under these plans, you can add up to 6 family members (4 adults and 2 children).
- The plans cover you for pre-hospitalisation and post-hospitalisation expenses for up to specific days.
- The insured gets covered for alternate treatments such as in-patient hospitalisation expenses, health check-ups, daycare procedures, etc.
- The plans cover the insured for pre-existing diseases with a waiting period of 4 years.
- The insured can enjoy auto-recharge or restoration of the sum insured in case the sum insured gets exhausted due to claims made in the policy term.
Top Care Health Insurance Plans
The insurance company offers various individual as well as family health insurance plans at an affordable premium. Some suitable health insurance plans are as follows:
- Care: Care Health Insurance Policy is a comprehensive health insurance policy that covers individuals and families for sum insured options ranging between Rs. 4 lakh and Rs. 6 crores.
- Care Freedom: Care Freedom policy offers cover for diabetes, high BP, and BMI. The plan covers individuals and families for sum insured options ranging between Rs. 3 lakh and Rs. 10 lakh.
- Care Enhance: It is a super top-up health insurance policy that covers people aged between Rs. 1 lakh and Rs. 30 lakh. You can choose deductible options ranging between Rs. 1 lakh and Rs. 10 lakh.
- Care Joy: Care Joy policy provides maternity and newborn baby cover along with several thoughtfully designed advantages. It comes in two variants namely Joy Today and Joy tomorrow.
- Care Senior: As the name suggests, Care Senior policy covers people aged more than 61 years for several healthcare expenses. The policy covers pre-existing diseases and comes with lifetime renewability benefits as well.
Bottom Line
Health insurance is a long term decision that you must take after complete analysis. You must be extra cautious and take into consideration all the benefits that a company has to offer you at the said premium. This will help you choose a policy with maximum coverage as well as make an informed decision.
Read More:
All About Care Health Insurance Plans
5 Factors to Consider While Buying a Health Insurance Plan
Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.
