Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin

All About Care Health Insurance Plans

Published On Jan 23, 2021, Updated On Apr 25, 2023

The Care Health insurance company, is a standalone health insurance company that offers health insurance plans to individuals, families, and corporate. The company was established in 2012 and has grown fundamentally since then, with more than 5000 employees working out of 1000+ offices across the country. 

The company also has 11,000+ Hospitals in its network, providing easy access to cashless hospitalization. Due to the several benefits the company offers it has been awarded the Best Health Insurance Company' at the ABP News BFSI Awards, Best Claims Service Leader of the Year by Insurance India Summit & Awards along with the Best Medical Insurance Product Award at The FICCI Healthcare Awards.

The Health Insurance plans offered by Care are as follows: 

  • Care- Health Insurance for Family
  • Care for Senior Citizens
  • Joy- Maternity Health Insurance
  • Care Freedom- Health Insurance for Diabetes, Hypertension & BMI
  • Care Heart- Heart Insurance
  • Enhance - Highly deductible health insurance 
  • Group Care 
  • Care Critical Illness mediclaim
  • Care Cancer Mediclaim 
  • Operation Mediclaim

The most popular plans offered by Care Health are as follows: 

1. Care Plan 

The Care Plan by Care Health insurance is a comprehensive plan covering a variety of Illnesses and injuries for an individual and their families by using floaters. The individual’s policy can cover their spouse and dependent children. The minimum age of entry is 91 days and there is no upper limit for entry. The Care Plan also has a lifelong renewability. 

Main Features: 

  • Pre and Post Hospitalization charges covered.
  • Ambulance charges covered. 
  • Daycare Procedures covered. 
  • Annual Health Checkup benefit
  • No Claim Bonus 
  • Domiciliary Hospitalization 
  • Covid 19 coverage 

2. Care Heart

The Care Heart plan is a health insurance plan specifically designed for patients with pre-existing heart diseases. Indian citizens above the age of 18 are eligible for this plan. 

The Care Heart Plan also has lifelong renewability. 

Main Features: 

  • Pre and Post Hospitalization charges covered.
  • Annual Cardiac Health checkup. 
  • Ambulance charges covered. 
  • AYUSH treatment covered. 
  • Covid 19 covered. 
  • Domiciliary Hospitalization covered. 
  • Treatment for total knee replacement covered. 
  • No claim Bonus. 

3. Care Freedom

The Care Freedom plan is a health insurance plan that is designed to cover pre-existing diseases like diabetes, hypertension, and high BMI. It has a floater option as well, covering a spouse and dependent children. Indian citizens above the age of 18 are eligible for this plan. The Care Freedom Plan also has lifelong renewability. 

Main Features: 

  • No pre-policy medical check-up. 
  • Pre and Post hospitalization charges are covered. 
  • Annual health check-ups for all insured members. 
  • Ambulance charges covered. 
  • Dialysis cover 
  • Daycare cover
  • Domiciliary hospitalization covered
  • The allowance per day up to 7 days of hospitalization

4. Care Joy 

Care Joy is a specially designed maternity insurance plan for families planning to have children. It covers all pregnancy-related expenses and comes in 2 forms: Joy Today and Joy Tomorrow. Indian citizens above the age of 18 are eligible for this plan. 

Main Features: 

  • Maternity Cover (including pre-natal and post-natal expenses.)
  • Newborn baby cover. 
  • Pre and Post Hospitalization cover. 
  • Daycare treatment.
  • Inpatient treatment covered. 
  • Ambulance charges covered

5. Care Senior 

Care Senior Plan is specially designed health insurance for Indian citizens above the age of  61 years. It has both Individual and floater cover. The minimum age of entry is 61 years and there is no upper limit. The Care Senior Plan has lifelong renewability.  

Main Features:

  • Cover pre and post hospitalization expenses
  • AYUSH treatment covered
  • No pre-policy medical check-up
  • Day care treatment covered 
  • Annual health check-up for all insured person
  • Domiciliary hospitalization covered
  • Ambulance Cover 
  • Covid 19 cover 


Care Health Insurance is a reliable and excellent company offering a wide variety of plans catering to the diverse needs of consumers. The most popular plans offered by Care Health are: Care Plan, Care Heart, Care Freedom, Care Joy and Care Senior. 

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

Age of eldest insured member ?

Where do you live ?

Disclaimer : Actual Coverage might vary basis your location, age and number of members

Health Insurance News

People Also Read

Must BuyMust Buy

Why to Buy Health Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 75,000*
  • Claim support everyday 10AM-7PM
  • 50 Lacs+ happy customers

Latest Health Insurance Articles