Universal Sompo Car Insurance
| CASHLESS GARAGES | 3,500 |
| CLAIMS SETTLED | 96% |
| COMPREHENSIVE CLAIMS | UNLIMITED |
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About Universal Sompo General Insurance
Universal Sompo General Insurance Company is a private-public joint venture. It is the first of its kind and the venture is comprised of two nationalised banks - Indian Overseas Bank and Allahabad Bank, one private bank - Karnataka Bank, an FMCG company Dabur Investment Corporation and the well-known Japan-based insurance firm Sompo Japan Nipponkoa Insurance Incorporation. The company offers around 135 IRDAI approved products across India that includes reliable car insurance plans.
As on March 31, 2016, the company has rendered over 1.6 million insurance policies and has settled more than 1.1 lakh insurance claims.Universal Sompo General Insurance Company has developed rapidly since its establishment in 2007, gaining a reputation for providing customer-oriented car insurance products. Universal Sompo General Insurance features an active network composed of 113 Branches and 17 Zonal Offices. The company claims that its car insurance products are developed based on personalisation and flexibility. The company also offers policies for health insurance, business insurance, travel insurance, home insurance, and two-wheeler insurance. In addition, the company has a remarkable after-sale service that helps it in keeping its car insurance customers satisfied and happy.
Universal Sompo Car Insurance
When it comes to car insurance, Universal Sompo General Insurance offers two types of car insurance plans that comprise a third party car insurance policy and a comprehensive car insurance policy. The former is a policy that covers the insured as well as his or her car from financial losses and damages after an accident or any mishap such as theft, fire, natural calamity, or man-made calamity, while the latter is a policy that covers the insured as well as his or her car from financial losses and damages after an accident or any mishap such as theft, fire, natural calamity, or man-made calamity.
However, to enhance the car insurance policy coverage, one can purchase add-on cover(s), by paying a little extra premium amount, offered by the insurance company to ensure all-round safety when hitting the road.The insurer provides add-on insurance such as nil depreciation, return to invoice, daily cash allowance, key replacement, and roadside assistance, and so on. In addition to these benefits, policyholders can receive a No Claim Bonus by going an overall policy year without filing a claim on their own-damage premium, which they can use at the time of renewal.This discount may accumulate with every claim-free year and range from 20% to maximum of 50%.
Significant Points of Universal Sompo Car Insurance
Features | Coverage |
| Founding Year | 2007 |
| Network Garages | 3,500 |
| Claim Settlement Ratio | 96.00% |
Third Party Property Damage | Up to Rs. 7.5 Lakh |
Own Damage Cover | Coverage for Own Car for Its Loss and Damage |
Personal Accident Cover | Up to Rs. 15 Lakh for the Owner-Driver |
Add-on Covers | 8 Add-on Covers |
Claim Assistance | 24/7 Claim Assistance |
Benefits of Universal Sompo Car Insurance
- Possess authentic and prestigious certifications
- Allows its policyholders to raise unlimited claims
- Provides third party as well as comprehensive plan
- Holds a strong network of more than 3,500 garages
- 24x7 emergency assistance is provided to policyholders
- Robust customer support system to resolve their queries
1039 Universal Sompo Cashless Garages in India
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Universal Sompo Car Insurance FAQs
Is it mandatory to purchase a car insurance policy?
Yes, it is compulsory to insure your car against at least third party liabilities as per the Motor Vehicles Tariff, 2002. It means a car owner has to own at least a third party insurance cover while driving a car otherwise he or she might be imposed with a fine of Rs. 2,000 and/or imprisonment of up to 3 months.
How can I buy a car insurance plan from Universal Sompo company?
You can purchase a car insurance policy from Universal Sompo General Insurance in different ways. The first one is the traditional way where you can directly visit the branch and purchase it. The second method is an online mode where you can purchase a car insurance cover online through the website of Universal Sompo. Lastly, you can also get in touch with the support executives of Universal Sompo General Insurance by calling their toll-free number and they will help you in buying the policy.
What documents do I need at the time of claim filing?
When it comes to filing a car insurance claim, you require to keep the following documents handy:
- Valid Driving Licence of Car
- Car Insurance policy document
- Car’s Registration Certificate (RC)
- Pollution Under Control Certificate (PUC)
How can I get cashless repair service for my car?
Universal Sompo General Insurance offers cashless repair services to its policyholders at its network garages. The policyholders of the insurance company can get the repair and replacement service at any of the 3,500+ network garages of the insurance company spread all around the country. The claims at these authorized workshops are completely cashless due to which customers have to pay nothing apart from deductibles for repair costs.
Is there any way to change details in my existing car insurance policy?
You can modify your details in your existing car insurance policy by raising an endorsement request with your insurance company. You can connect with them through call, email or online mode. However, you can also visit the nearest branch of the Universal Sompo to get the changes done to your existing policy.
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