Two-Wheeler Insurance Online vs. Offline

Published On May 04, 2021 10:00 AM By InsuranceDekho

Wondering whether to purchase two wheeler insurance online or offline? Read this article to find out.

For two-wheeler owners wanting to renew or  purchase a two-wheeler insurance wondering whether to purchase online or offline is a common dilemma. With our rapidly changing virtual services and fast paced lives, choosing to do it online is a simple way to get the job done. However, if you are still wondering if there are any advantages of purchasing online, we have put together this article to discuss the pros and cons of both.

What are the Benefits of Purchasing Two-Wheeler Insurance Online?

The following benefits of purchasing two-wheeler insurance online:

1. Compare Different Policies Easily

With online two-wheeler insurance purchases you can easily put the different  two-wheeler insurance providers, the quotes they offer and their network of  cashless garages side by side to find the right insurance policy for you.

2. Better Deals

When you purchase online you cut down on both the middlemen and the paperwork. This can make a significant cost cut for the insurance provider. Hence, they can offer their customers policies at far better rates than those offered offline.

3. Convenience

With insurance online you can simply make the purchase within a few minutes from the comfort of your home or office. You won’t have to bother with arranging to meet an agent or other such time consuming formalities.

You may also like to read:- Advantages Of Purchasing A Comprehensive Insurance Plan For Your Two-Wheeler

4. Round the Clock Assistance

To ensure that potential customers always have the help they need, insurance companies offer 34x7 help. Any queries you have can be answered by them within a few minutes.

What are the Benefits of Purchasing Two-Wheeler Insurance Offline?

Following are the benefits of purchasing two-wheeler insurance offline:

1. Face to Face Interactions

The most important difference with online and offline is the face to face communication and advice that the agent can offer you before you purchase an two-wheeler insurance policy. Especially for those who are not as comfortable researching their insurance online, this is the best way to get an insurance policy that is suited to your needs.

2. Assistance With Paperwork

When you purchase insurance offline there is more paperwork involved than online. However, the agent will help you out through this process and clear any doubts you have. The assistance can be very helpful, especially to the elderly.

3. Doubt and Queries Cleared in Person

Most of us fare better in face to face interactions. Moreover, if there is a query or doubt that you have it can often be difficult, even exhausting, to explain it to the customer service on the phone. However, the agent knowing you personally will be able to handle the situation much faster. Moreover,  since they know you personally they might be able to understand your needs better as well.

Also Read

How To Issue A Duplicate Copy Of Your Two-Wheeler Insurance


In a nutshell, both purchasing online and offline come with several advantages.  How you choose to purchase your two-wheeler insurance depends on your comfort zone. Those who are better versed with using the internet, making online payments etc. may select online purchases. Whereas those who feel they need more help on this front can easily find an agent to guide them through the process.

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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