Top two-wheeler insurance add-on covers offered by HDFC ERGO

Buying comprehensive bike insurance is the finest choice you'll ever make to safeguard your bike from unanticipated events. It not only provides the required third-party liability coverage but also protects your bike in the event of damage. Your vehicle is certainly your companion as it travels with you everywhere you go and eliminates the bother of boarding public transportation. As a result, the greater the level of protection, the better the coverage for your two-wheeler. A comprehensive policy provides entire protection for your bike,  two-wheeler insurance add-on covers provide further protection for your vehicle. The easiest method to provide your vehicle extra coverage against several big scenarios is to get add-on covers with your bike insurance. 

Top Two-Wheeler Insurance Add-on Covers Offered By HDFC ERGO

Let's have a look at the HDFC ERGO Add-on Covers and their advantages.

Zero Depreciation 

Due to normal wear and tear over time bike parts depreciate, which means you may have to pay a little extra for your vehicle's depreciation. However, if you buy a zero depreciation two-wheeler add-on cover to your policy, your bike will not depreciate in value and you will have complete repair coverage.

Assistance in an Emergent Situation

This bike insurance add-on covers you in the event of a mechanical or technical failure. Its goal is to provide 24-hour road assistance for a pleasant riding experience. It also offers a variety of services like tire replacement, towing to a nearby garage, emergency fuel delivery, lodging in the event of a breakdown, alternate travel arrangements, minor repairs on the spot, and so on.

Cover For The Engine and Gearbox

Heavy rains and floods can cause your bike's engine to become damaged, resulting in a hydrostatic lock. Engine repair and part replacement costs can quickly spiral out of control without warning. Choose HDFC ERGO Engine and Gearbox Protection Cover to protect your two-wheeler against such unforeseeable losses or expenditures. This add-on cover comes in handy.

Return to Invoice

In most cases, you only obtain the Insured Declared Value if your bike is stolen. The IDV and current ex-showroom values, however, are significantly different. You can also earn the above-mentioned difference amount if you use HDFC ERGO's Return to invoice add-on. This add-on helps you save money and buy a new two-wheeler with ease.

Cost of Consumable Items

You frequently wind up spending a significant amount of money on your bike's consumable components, which have defined purposes and are either completely consumed or made unsuitable for further use. In such cases, HDFC ERGO provides Cost of Consumable Products coverage to cover expenditures incurred as a result of the purchase or replacement of consumable items.

Items that can be consumed include nuts, bolts, screws, grease, coolants, lubricants, engine, and other oils, clips, etc.

Take Away

Purchasing add-on covers for vehicle insurance, such as for a car or a motorcycle, is advantageous since it protects against severe financial losses. Though adding add-ons to your policy is not required, doing so guarantees that you have adequate coverage for different elements of riding and owning a bike. And in this way, you'll be prepared for the worst-case circumstances.

Also Read: 

Return To Invoice Bike Insurance Add-On Cover In Detail

Consumables Add On Cover In Bike Insurance And Its Benefits 

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.